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Forum ยป I'm buying a house
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Thread: I'm buying a house

post 1644663173 08-10-2021, 02:08 PM
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#31
  1. rectifryer
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Originally Posted By donkeydonger⏩
OP - go look up a mortgage amortization calculator and see how much interest you're going to pay over the life of the loan. Hopefully this encourages you to make more than the minimum monthly payments. Even an extra $100/mo can make a huge dent in the loan payoff.
only $800k of interest
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post 1644663223 08-10-2021, 02:09 PM
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#32
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get ready to never stop spending money on additions and upgrades, not that that's a bad thing
post 1644663763 08-10-2021, 02:18 PM
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#33
  1. suave2000
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Originally Posted By Realclout⏩
Future BRICK only developer CHECKING-in and CAN confirm.

DISGUSTING materials of AZZ.
CMU concrete blocks are my go to (architect brah here)



Paired with stone masonry foundations is the most efficient cost effective and safe way to build



There are many variables like soil resistance, the type of buildings the weather etc but imo its the best overall system.

And you can finish it off with a nice clean aesthetic cement based plaster for ultimate hhnnggg

post 1644670003 08-10-2021, 03:44 PM
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#34
  1. Realclout
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Originally Posted By rectifryer⏩
$5300/month

Not sure where you get your poverty numbers but don't come at me like that again
Good luck with YOUR foreclosure and BANKRUPTCY goals of 2021 SRS.
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post 1644670113 08-10-2021, 03:46 PM
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#35
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Originally Posted By suave2000⏩
CMU concrete blocks are my go to (architect brah here)



Paired with stone masonry foundations is the most efficient cost effective and safe way to build



There are many variables like soil resistance, the type of buildings the weather etc but imo its the best overall system.

And you can finish it off with a nice clean aesthetic cement based plaster for ultimate hhnnggg

Read my mind THAT is exactly WHAT I wanna do. SRS.

What should I expect to pay for plans like that for when I develop SRS.

SRS.

srs.

SRS.
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post 1644670163 08-10-2021, 03:47 PM
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#36
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Originally Posted By chino3⏩
lol @ anyone believing op. he's the biggest rentcel copemaxxer there is. then throw in that he did 0% down (lol k) and for 1.1m (LOL K). fukking potato miscers I swear.



even if homes fell to $10, you couldn't afford one with your paper trading gains.
That's a shame because I am living in one right NOW but stay rustled that YOU can't get better return then SOME retard PAPER trader YOU no AVI pathetic LOSER.
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post 1644670293 08-10-2021, 03:49 PM
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#37
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Originally Posted By _zman⏩
You likely won't refinance. I doubt rates will go much lower to make a difference. I just refinanced at 2.25%, hard to beat that.

I wouldn't shy away from PMI if you can afford the house/payments. I doubt houses will keep appreciating at the rate they have been, but no one knows. I'm averaging $1k a month in appreciation since I bought. Just lol at renting.
I'm a little over 1k a month bought last june I wanna say and already up 15k per zillow gonna finish all the renovations up see what it appraises and and then DEVLOPmaxxx. BUYING is for LOW iq PEASANTS. All about BUILDmogging SRS.
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post 1644670783 08-10-2021, 03:55 PM
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#38
  1. suave2000
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Originally Posted By Realclout⏩
Read my mind THAT is exactly WHAT I wanna do. SRS.

What should I expect to pay for plans like that for when I develop SRS.

SRS.

srs.

SRS.
Can't really say how expensive a project is in the US. But I charge around 20 USD per SQM in the architectural stage (floor plans, elevations, sections, renders) and around 40 USD per SQM in the executive stage ( structural plans, electrical plans, HVAC, Pumbing, finishing plans, constructive details. In short all the blueprints you need to build it plus a detailed construction estimate with quotes per concept)

You can star selling your project with the first stage and the renders so you can always do that part of the project first. I don't know how expensive it is to build a concrete based construction in the US but It can't be that expensive since it's the cheapest way to build in latin america. Get a Mexican crew for building it since they're more experienced and skilled when working with concrete.

This is my favorite website for looking at other projects:

https://divisare.com/

It has a detailed catalogue of project by area, type, materials, etc. Very useful for researching references. Good luck with your project boyo, the more important part of it imo Is having a solid construction budget with the detailed estimates and volumes of each concept, then you can know how much will everything truly cost and you can plan all your fininacial things from that.
post 1644671123 08-10-2021, 04:00 PM
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#39
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Originally Posted By suave2000⏩
Can't really say how expensive a project is in the US. But I charge around 20 USD per SQM in the architectural stage (floor plans, elevations, sections, renders) and around 40 USD per SQM in the executive stage ( structural plans, electrical plans, HVAC, Pumbing, finishing plans, constructive details. In short all the blueprints you need to build it plus a detailed construction estimate with quotes per concept)

You can star selling your project with the first stage and the renders so you can always do that part of the project first. I don't know how expensive it is to build a concrete based construction in the US but It can't be that expensive since it's the cheapest way to build in latin america. Get a Mexican crew for building it since they're more experienced and skilled when working with concrete.

This is my favorite website for looking at other projects:

https://divisare.com/

It has a detailed catalogue of project by area, type, materials, etc. Very useful for researching references. Good luck with your project boyo, the more important part of it imo Is having a solid construction budget with the detailed estimates and volumes of each concept, then you can know how much will everything truly cost and you can plan all your fininacial things from that.
Based, Thank you KING. So all in all, you'd say about 60$ per sqm for both sets of plans and our both necessary? Yeah, I really wanna do a basement so I would probably have to do cement but would like to mix in those bigger masonry rocks in addition to brick to lower the cost since I won't have to spend as much money on bricks if I can use those BIG masonry stones.
- Keep the misc great again

- Watch my poo flush while holding the plunger to make sure I don't flood the bathroom crew.

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post 1644672993 08-10-2021, 04:27 PM
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#40
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Originally Posted By Realclout⏩
Based, Thank you KING. So all in all, you'd say about 60$ per sqm for both sets of plans and our both necessary? Yeah, I really wanna do a basement so I would probably have to do cement but would like to mix in those bigger masonry rocks in addition to brick to lower the cost since I won't have to spend as much money on bricks if I can use those BIG masonry stones.
You're welcome king. Yes around 60 usd would be a good estimate. Now regarding the stones and the basement it really depends on the kind of soil in your area. For example over here the ground is very hard and thick with limestone, so the excavation becomes quite expensive but the ground itself is very hard so it's a very solid base and we can re use most of the stone from the excavations. While in some areas with softer soil excavation is dirt cheap but you need bigger foundations to distribute the load in said softer soil.
The actual type of foundation is determined by the structural engineer who does the structural calculations and you have to do ground studies to determine the strength of the soil so the engineer can design the foundations.
For example i include the cost of the engineer and the required studies in the 60 usd i mentioned and most architects doo but i could be different in your area.

Take a look at constructions nearby of the same scale that you want to do so you can get an idea of what works best for your area
post 1644675173 08-10-2021, 04:59 PM
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#41
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Originally Posted By suave2000⏩
You're welcome king. Yes around 60 usd would be a good estimate. Now regarding the stones and the basement it really depends on the kind of soil in your area. For example over here the ground is very hard and thick with limestone, so the excavation becomes quite expensive but the ground itself is very hard so it's a very solid base and we can re use most of the stone from the excavations. While in some areas with softer soil excavation is dirt cheap but you need bigger foundations to distribute the load in said softer soil.
The actual type of foundation is determined by the structural engineer who does the structural calculations and you have to do ground studies to determine the strength of the soil so the engineer can design the foundations.
For example i include the cost of the engineer and the required studies in the 60 usd i mentioned and most architects doo but i could be different in your area.

Take a look at constructions nearby of the same scale that you want to do so you can get an idea of what works best for your area
Interesting, I think we have a mix of sandstone and clay so not to hard but maybe not the easiest to excavate I was thinking it would be cool if there was any sandstone from the excavation to try and reuse it. I am looking at most likely doing a duplex on 1 acre max but roughly around 240 sqm two story with basement and attached garage for both or only one of the units.
- Keep the misc great again

- Watch my poo flush while holding the plunger to make sure I don't flood the bathroom crew.

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post 1644678583 08-10-2021, 05:48 PM
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#42
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Originally Posted By Realclout⏩
Interesting, I think we have a mix of sandstone and clay so not to hard but maybe not the easiest to excavate I was thinking it would be cool if there was any sandstone from the excavation to try and reuse it. I am looking at most likely doing a duplex on 1 acre max but roughly around 240 sqm two story with basement and attached garage for both or only one of the units.
That's a good sized lot for just two units so that will be cool in terms of privacy. Instead of a duplex i would do the two units separated from one another. Even if the construction cost is higher the market value will be higher since both units will be able to enjoy more privacy and green views from the big lot.

Or you could do them both facing separate directions but sharing a common core where both garages are located. It depends on what your zoning allows you to do. However on such a big lot i would emphasize the privacy and the green views from such a big lot so both units can enjoy a private backyard so to speak. But that's just my advice king you do what sounds best to your area culture and so on
post 1644679123 08-10-2021, 05:56 PM
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#43
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Originally Posted By suave2000⏩
That's a good sized lot for just two units so that will be cool in terms of privacy. Instead of a duplex i would do the two units separated from one another. Even if the construction cost is higher the market value will be higher since both units will be able to enjoy more privacy and green views from the big lot.

Or you could do them both facing separate directions but sharing a common core where both garages are located. It depends on what your zoning allows you to do. However on such a big lot i would emphasize the privacy and the green views from such a big lot so both units can enjoy a private backyard so to speak. But that's just my advice king you do what sounds best to your area culture and so on
Yeah, 1 acre is a bit big but I figure it would leave some good space on the side and front and back so it wasn't right up against the adjacent building or not front yard or backyard for dogs and such. Maybe, A half acre would be better. I agree completely one of the main reasons for a big lot would be the privacy each unit could have a reasonable fenced in backyard and you could be able to have a nice patio and such which typically is not possible on smaller lots in my opinion. the common core wouldn't be a bad idea kinda like a long drive way with a motor court and the units surrounding it.

I could always go smaller like a half acre but I know once you start building lots can get very small very fast but 1 acre may be way to large. I would more then willing to build two separate units if possible but the problem is most stand alone properties are probably like 1,500 to 2,500 on the small side some even bigger so I feel like it would look really small and undesirable if I was to make them separate opposed to together I will probably live in one of them for the time being and possible rent out or sell the other unit since I am already in a similar sized unit but getting rekt on HOA and all that non-sense and spending a ton of money to fix things up and I just wanna get everything squared away and sell so I can build and get it exactly how I want from day one and eventually move out and rent or sell both units and move onto bigger developments over time perhaps.
- Keep the misc great again

- Watch my poo flush while holding the plunger to make sure I don't flood the bathroom crew.

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post 1644679523 08-10-2021, 06:01 PM
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#44
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Originally Posted By Anachron⏩
ITT a troll thread is the conduit in which a second troll exposes a third.

This is why I misc - many thanks to all involved.
we're all friends here ph4ggot
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