Thread: I'm buying a house
08-09-2021, 05:52 PM
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#1
- rectifryer
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I'm buying a house
single family home, multi acres, new build. Super stoked, can't wait for all the rent cells to force themselves out of this economy AYE LMAO!!!!
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08-09-2021, 06:14 PM
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#2
08-09-2021, 06:15 PM
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#3
08-09-2021, 06:20 PM
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#4
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At this rate, I might be able to buy a house in my next life.
Congrats, though.
Congrats, though.
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08-09-2021, 06:24 PM
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08-09-2021, 06:25 PM
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#6
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buy high sell low, myron
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08-09-2021, 06:26 PM
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#7
Gratz OP.
You put 20% down or nah?
I'm 26, and could see myself having 20% down, on top of my emergency fund, with no debts whatsoever aside from mortgage, at like 28. Family is trying to convince me to accept PMI in my life, and to put down 0%-10%. "You can refinance later, you'll only have PMI for a few years."
You put 20% down or nah?
I'm 26, and could see myself having 20% down, on top of my emergency fund, with no debts whatsoever aside from mortgage, at like 28. Family is trying to convince me to accept PMI in my life, and to put down 0%-10%. "You can refinance later, you'll only have PMI for a few years."
08-09-2021, 06:35 PM
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#8
08-09-2021, 06:37 PM
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#9
08-09-2021, 07:06 PM
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#10
- blazenbb
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Originally Posted By Visel⏩
I bought a house in my early 20s with an fha loan. My house appreciated more than my pmi payments and I switched to a conventional a couple years later. Significantly better than being a rentcel. You’re covering someones mortgage, maintenance, and profit for them. Nothing like having your own place.Gratz OP.
You put 20% down or nah?
I'm 26, and could see myself having 20% down, on top of my emergency fund, with no debts whatsoever aside from mortgage, at like 28. Family is trying to convince me to accept PMI in my life, and to put down 0%-10%. "You can refinance later, you'll only have PMI for a few years."
You put 20% down or nah?
I'm 26, and could see myself having 20% down, on top of my emergency fund, with no debts whatsoever aside from mortgage, at like 28. Family is trying to convince me to accept PMI in my life, and to put down 0%-10%. "You can refinance later, you'll only have PMI for a few years."
08-09-2021, 07:08 PM
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#11
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Originally Posted By A0wner21⏩
There’s a local commercial always on that says “used car prices are going up. If you buy a 15k car today, it could easily be worth 20k in 2-3 years.”New build realtor lady ( maybe late 30s), “home prices will never go down”
08-09-2021, 07:09 PM
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#12
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Originally Posted By rectifryer⏩
NOT bad but sounds like some CHIT hole fly over state OP srs.single family home, multi acres, new build. Super stoked, can't wait for all the rent cells to force themselves out of this economy AYE LMAO!!!!
SRS.
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08-09-2021, 07:13 PM
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#13
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Originally Posted By Visel⏩
0% VA loan, 1.1MGratz OP.
You put 20% down or nah?
I'm 26, and could see myself having 20% down, on top of my emergency fund, with no debts whatsoever aside from mortgage, at like 28. Family is trying to convince me to accept PMI in my life, and to put down 0%-10%. "You can refinance later, you'll only have PMI for a few years."
You put 20% down or nah?
I'm 26, and could see myself having 20% down, on top of my emergency fund, with no debts whatsoever aside from mortgage, at like 28. Family is trying to convince me to accept PMI in my life, and to put down 0%-10%. "You can refinance later, you'll only have PMI for a few years."
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08-09-2021, 07:17 PM
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#14
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Top of the market is a great time to buy.
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08-09-2021, 07:41 PM
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#15
- SettingOff
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so youre stuck paying 2k a month for the next 25-30 years???
JUST LOL
glorified rentcel
JUST LOL
glorified rentcel
08-09-2021, 07:52 PM
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08-09-2021, 08:25 PM
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#17
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Weren't you vehemently arguing that the market is going to crash?
Why would you buy now?
Why would you buy now?
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08-09-2021, 08:28 PM
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You should have one custom built with real materials like concrete and stone. Most American houses are a joke when it comes to the quality and durability of the construction. Just a bunch lf poverty wooden frames and plywood just lol
08-09-2021, 08:52 PM
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#19
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Originally Posted By rectifryer⏩
OH, lawd. IS your mortgage 6k a month WITH o% down VA loans ARE literally designed to BANKrupt and FORCE vets into DELINQUENCY on their MORTGAGE to RUIN them financially SRS.0% VA loan, 1.1M
Guy across from my grandma bought this TINY shack which used to be so well maintained and DOESN'T even cut the grass ABSOLUTELY neglects it to PISS in and out of BANKRUPTCY srs 0% va LOAN of AZZ.
HOW sad.
Thanks for your service though SRS.
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08-09-2021, 08:53 PM
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#20
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Originally Posted By suave2000⏩
Future BRICK only developer CHECKING-in and CAN confirm.You should have one custom built with real materials like concrete and stone. Most American houses are a joke when it comes to the quality and durability of the construction. Just a bunch lf poverty wooden frames and plywood just lol
DISGUSTING materials of AZZ.
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08-09-2021, 08:54 PM
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#21
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Originally Posted By keyboardworkout⏩
Just before THE inventory increases and PRICES drop to an all time low, PERFECT indeed. LOL.Top of the market is a great time to buy.
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08-10-2021, 12:27 AM
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#22
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Originally Posted By ExPatriot⏩
Well that's on me then.
Last time I take misc post seriously without the "srs" tag.
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08-10-2021, 12:42 AM
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#23
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Originally Posted By Anachron⏩
Yeah he got them hook line and sinkerI see no one ITT thread is aware of who OP is.

We all know OP is too poor to afford a house
08-10-2021, 12:43 AM
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#24
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Originally Posted By SettingOff⏩
Yeah who would want to rent that house out for 2.4k and have a rentcel pay their mortgage down for them? Sounds AWFUL!!so youre stuck paying 2k a month for the next 25-30 years???
JUST LOL
glorified rentcel
JUST LOL
glorified rentcel
08-10-2021, 07:05 AM
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#25
- rectifryer
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Originally Posted By SettingOff⏩
$5300/monthso youre stuck paying 2k a month for the next 25-30 years???
JUST LOL
glorified rentcel
JUST LOL
glorified rentcel
Not sure where you get your poverty numbers but don't come at me like that again
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08-10-2021, 07:11 AM
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#26
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Just LOL if your house isn't already paid off.
08-10-2021, 07:23 AM
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#27
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OP - go look up a mortgage amortization calculator and see how much interest you're going to pay over the life of the loan. Hopefully this encourages you to make more than the minimum monthly payments. Even an extra $100/mo can make a huge dent in the loan payoff.
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08-10-2021, 01:45 PM
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#28
08-10-2021, 02:04 PM
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#29
Originally Posted By Visel⏩
You likely won't refinance. I doubt rates will go much lower to make a difference. I just refinanced at 2.25%, hard to beat that.Gratz OP.
You put 20% down or nah?
I'm 26, and could see myself having 20% down, on top of my emergency fund, with no debts whatsoever aside from mortgage, at like 28. Family is trying to convince me to accept PMI in my life, and to put down 0%-10%. "You can refinance later, you'll only have PMI for a few years."
You put 20% down or nah?
I'm 26, and could see myself having 20% down, on top of my emergency fund, with no debts whatsoever aside from mortgage, at like 28. Family is trying to convince me to accept PMI in my life, and to put down 0%-10%. "You can refinance later, you'll only have PMI for a few years."
I wouldn't shy away from PMI if you can afford the house/payments. I doubt houses will keep appreciating at the rate they have been, but no one knows. I'm averaging $1k a month in appreciation since I bought. Just lol at renting.
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08-10-2021, 02:07 PM
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#30
lol @ anyone believing op. he's the biggest rentcel copemaxxer there is. then throw in that he did 0% down (lol k) and for 1.1m (LOL K). fukking potato miscers I swear.
Originally Posted By Realclout⏩
even if homes fell to $10, you couldn't afford one with your paper trading gains.Just before THE inventory increases and PRICES drop to an all time low, PERFECT indeed. LOL.
"It won't get better, just different."
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