Sign in

Forum Β» More General Categories Β» Misc. Β» Would you consider $400k cash life changing money?
  1. Results 61 to 83 of 83
  2. Page 3 of 3
  3. First
  5. 1
  6. 2
  7. 3

Thread: Would you consider $400k cash life changing money?

  1. Rate This Thread
08-25-2024, 07:55 PM
#61
Originally Posted By OliverHeldens⏩
The average 40 year old isn't doing it, but a person who works in sales can do it pretty easily with any type of discipline.
Not really. Sales people make on average 60k a year and most of that would go into a car and house.
🀴Supreme Self Esteem Crew
5'5 110lb(MIL Spec) Asian Master Race Crew
Cleanliness is next to Godliness
Landscaping Biz Crew
  1. theory816
  2. G-Unit
  3. theory816s avatar
  1. theory816
  2. G-Unit
  3. Join Date: May 2012
  4. Posts: 11,189
  5. Rep Power: 54,901
Quote
08-25-2024, 08:26 PM
#62
Originally Posted By OliverHeldens⏩
It wouldn’t change a thing for me.

But it would for most people. If you can’t live a pretty comfy life with $400k in the bank, you have a spending problem.
LMFAO at parking $400k in your bank account and leaving it there

Invest it you chit kunt, earn an income from it

For me? $400k is one year of not having to work. Who cares?
  1. LargePeter
  2. Fuk off, Lahey!
  3. LargePeters avatar
  1. LargePeter
  2. Fuk off, Lahey!
  3. Join Date: Aug 2011
  4. Location: Kuntstralia, Australia
  5. Posts: 30,769
  6. Rep Power: 449,513
Quote
08-25-2024, 08:43 PM
#63
Rn put it into Bitcoin wait till trump wins. If he loses just wait a few years and you'll have millions. If he wins expect a 10x within 2 years.
I'm not here for rage. I'm here for revenge!
Anti Covid VAX Superhero
Mein power
Mein pleasure
Mein pain
Trump 2020
Trump 2024
  1. FrankCostanza
  2. Serenity Now!
  3. FrankCostanzas avatar
  1. FrankCostanza
  2. Serenity Now!
  3. Join Date: Sep 2019
  4. Posts: 10,614
  5. Rep Power: 48,470
Quote
08-25-2024, 09:04 PM
#64
It would obviously change 99% of peoples lives you stupid ****
  1. Masterchieffer
  2. The Creampie Guy
  3. Masterchieffers avatar
  1. Masterchieffer
  2. The Creampie Guy
  3. Join Date: Nov 2007
  4. Location: United States
  5. Posts: 2,987
  6. Rep Power: 22,666
Quote
08-25-2024, 09:12 PM
#65
Freedom and being attractive are the only life changing things

Ugly wageslaves worrying about how much they need to "make it" have already failed at life
You're a phΠ°ggot
  1. SuperHercules
  2. Six Foot Five Inches
  3. SuperHerculess avatar
  1. SuperHercules
  2. Six Foot Five Inches
  3. Join Date: Jun 2014
  4. Posts: 15,257
  5. Rep Power: 420,428
Quote
08-25-2024, 09:38 PM
#66
Originally Posted By explosiveMidget⏩
To some miscers 400k is chump change.

Donate me 1k to buy drugs alcohol and cigs. srs it will go to a good cause and I'll confirm to the misc ur indeed a baller.
how about i send you $3.50 and a video of me having sexy time with a goat of piss in my trailer, like a smack dog boy
  1. CreateSmackPiss
  2. Banned
  3. CreateSmackPisss avatar
  1. CreateSmackPiss
  2. Banned
  3. Join Date: Aug 2024
  4. Age: 54
  5. Posts: 204
  6. Rep Power: 0
Quote
08-25-2024, 10:04 PM
#67
If you do your due diligence and invest it/used it absolutely perfectly like you had AI level skill and a copy of the future almanac like Back to the Future; the net result should be a god damn peace of mind that should help you enjoy the people you already have and the things you already take for grant doing math gymnastics that pay day will hit with exactly with enough time for you electricity not to be cut off like that final notice you been ignoring says. So it depends what lifechanging scale we comparing to. Because you'll be slaving at whatever job you been good at, so your daily routine shouldn't change at all, if anything's adds financial tasks to be checking. But the moments in your routine you wish you had time for….now… yea you still don't have more time for them but you get to appreciate and enjoy those minutes without the load of your back of in pending final doom next time you have to cut into your budget for some random **** like flat a tire.

And that is with all mentioned requirements. Now:

  1. Goat_187
  2. Registered User
  3. Goat_187s avatar
  1. Goat_187
  2. Registered User
  3. Join Date: Nov 2008
  4. Location: Miami, Florida, United States
  5. Age: 38
  6. Posts: 20,499
  7. Rep Power: 93,130
Quote
08-25-2024, 11:03 PM
#68
Originally Posted By Cleveland33⏩
i could retire on that
Pretty much this. I've got 2-3 years left currently. I'd probably stick it out for another year, but that would give me the option of walking away if I ever really decided I had enough.
"Bones heal, pain is temporary, and chicks dig scars" - Evel Knievel
  1. stevebec
  2. E Tapu
  3. stevebecs avatar
  1. stevebec
  2. E Tapu
  3. Join Date: Aug 2015
  4. Location: United States
  5. Posts: 3,827
  6. Rep Power: 49,309
Quote
08-26-2024, 02:44 PM
#69
Originally Posted By blazenbb⏩
Even for people who do well. I’d say 2-3 years of additional time you get in your 40/50s is life changing. I’d much rather not work for 3 extra years
Originally Posted By blueberryboy⏩
Lmao at thinking it's just some trivial thing for the average 40 year old to just stack 400k In 2-3 years

The % of Americans who could even come close that would be extremely small
The question was if it were life changing money for you. It'd just end up in an investment account. Doesn't change a thing other than a retirement timeline which is amendable.
β˜…β˜…β˜… A State of Trance Crew β˜…β˜…β˜…
β™žβ™žβ™ž Misc Horse Head Crew β™žβ™žβ™ž
  1. _zman
  2. Trancebrah
  3. _zmans avatar
  1. _zman
  2. Trancebrah
  3. Join Date: Jan 2009
  4. Age: 39
  5. Posts: 12,370
  6. Rep Power: 93,080
Quote
08-26-2024, 03:00 PM
#70
lifted dually truck probably srs

i'm from UK these things are rare as hens teeth
  1. buwbs
  2. Registered User
  3. buwbss avatar
  1. buwbs
  2. Registered User
  3. Join Date: Dec 2020
  4. Posts: 7,659
  5. Rep Power: 25,363
Quote
08-26-2024, 03:02 PM
#71
4 million, yes
400k, it would help, but i wouldnt call it life changing
  1. J3remy
  2. Unregistered User
  3. J3remys avatar
  1. J3remy
  2. Unregistered User
  3. Join Date: Jan 2011
  4. Location: Thailand
  5. Age: 40
  6. Posts: 4,731
  7. Rep Power: 8,992
Quote
08-26-2024, 03:09 PM
#72
Prob spend 10-20k doing stupid ****, then throw the remainder with the rest of my investments. Would def help with financial security, but not life changing.
  1. ThaifooN90
  2. Registered User
  3. ThaifooN90s avatar
  1. ThaifooN90
  2. Registered User
  3. Join Date: Jul 2011
  4. Location: Oregon, United States
  5. Age: 33
  6. Posts: 2,253
  7. Rep Power: 13,403
Quote
08-26-2024, 03:32 PM
#73
I could say even 50k could be life changing depending on situations
  1. Shysty021
  2. Registered User
  3. Shysty021s avatar
  1. Shysty021
  2. Registered User
  3. Join Date: Sep 2012
  4. Location: North Carolina, United States
  5. Posts: 18,205
  6. Rep Power: 191,630
Quote
08-26-2024, 03:40 PM
#74
Stupid question.
  1. headturner1
  2. Registered User
  3. headturner1s avatar
  1. headturner1
  2. Registered User
  3. Join Date: Jan 2012
  4. Location: Washington, United States
  5. Posts: 15,673
  6. Rep Power: 253,676
Quote
08-26-2024, 03:47 PM
#75
Yes
AGE-28
Wt-165
HT-5'10"
Bench-100 dumbbell press-5 reps
*Mechanical Engineer*
  1. johnnydeep1
  2. Registered User
  3. johnnydeep1s avatar
  1. johnnydeep1
  2. Registered User
  3. Join Date: Jun 2018
  4. Age: 54
  5. Posts: 26,069
  6. Rep Power: 20,436
Quote
08-26-2024, 04:22 PM
#76
Honestly an interesting question.

For those with over 2 million it doesn't do much. Just speeds up their retirement window a couple years.
52% of American's have a net worth of less than 30k… I don't think it would change anything for these people either. A couple good years and back to poverty.

The biggest beneficiaries would be in their Late 20's -50's with the fundamental's already in place.

It would be huge for me. Being able to retire in 15-20 years instead of 28-30 would be nice.
  1. Austanian
  2. IDDQD
  3. Austanians avatar
  1. Austanian
  2. IDDQD
  3. Join Date: Jul 2009
  4. Location: Coeur D Alene, Idaho, United States
  5. Posts: 19,793
  6. Rep Power: 89,691
Quote
08-26-2024, 04:42 PM
#77
Originally Posted By MrQuint⏩
Definitely. Just lol at the people acting like it’s nothing. I still get excited finding $20 in a random pocket.
I just won $100 on a $5 scratch ticket and got all excited LOL…
National Level Competitor (Female BB)
  1. kimm4
  2. Registered User
  3. kimm4s avatar
  1. kimm4
  2. Registered User
  3. Join Date: May 2008
  4. Location: Massachusetts, United States
  5. Posts: 44,260
  6. Rep Power: 1,042,745
Quote
08-26-2024, 04:44 PM
#78
Originally Posted By Austanian⏩
Honestly an interesting question.

For those with over 2 million it doesn't do much. Just speeds up their retirement window a couple years.
52% of American's have a net worth of less than 30k… I don't think it would change anything for these people either. A couple good years and back to poverty.

The biggest beneficiaries would be in their Late 20's -50's with the fundamental's already in place.

It would be huge for me. Being able to retire in 15-20 years instead of 28-30 would be nice.
net worth under $30k and $400k only gets them a few good years? that would be some serious spending…probably spending ~$240k+ per year if they continue with being employed
  1. eddiehaskell
  2. Registered User
  3. eddiehaskells avatar
  1. eddiehaskell
  2. Registered User
  3. Join Date: Oct 2009
  4. Age: 40
  5. Posts: 8,946
  6. Rep Power: 39,796
Quote
08-27-2024, 07:59 AM
#79
Originally Posted By eddiehaskell⏩
net worth under $30k and $400k only gets them a few good years? that would be some serious spending…probably spending ~$240k+ per year if they continue with being employed
Learning to live on less than you make is a muscle that needs to be trained. I know people that make 35k a year and save 10k a year and people that make 200k that live pay check to paycheck. My mom got a 300k divorce settlement and blew through it in 3 years (this was 20 years ago so essentially 200k per year in todays dollars). Most lotto winners go broke within a few years. Most professional athletes are broke a few years after their career ends.

When households with no financial fluency are given a good lump sum of money you end up with: Paid off credit cards, 2 new cars, an expensive ring, a few nice vacations, designer clothes, and a down payment on a 700k house. Woman stops working.

5 years later the cars are worth <50% of their purchase price, but then they see something new trade them in to get new cars only getting 40% of the purchase price. Getting new monthly payments on 2 new 80k vehicles. A bone is broken, appliance breaks, dog gets hit by car… gets put on a credit card. All of a sudden the 3.5k a month mortgage payment that was doable while debt free on 75k a year is no longer possible. More credit card purchases. Things are even tighter. Woman refuses to go back to work. Divorce… Game over.
  1. Austanian
  2. IDDQD
  3. Austanians avatar
  1. Austanian
  2. IDDQD
  3. Join Date: Jul 2009
  4. Location: Coeur D Alene, Idaho, United States
  5. Posts: 19,793
  6. Rep Power: 89,691
Quote
08-27-2024, 10:28 AM
#80
I would be able to take care of some necessary remodeling and probably replace a 20 year old truck
  1. sowilson
  2. Registered User
  3. sowilsons avatar
  1. sowilson
  2. Registered User
  3. Join Date: Aug 2014
  4. Age: 65
  5. Posts: 5,362
  6. Rep Power: 25,815
Quote
08-29-2024, 04:53 PM
#81
Originally Posted By Austanian⏩
Learning to live on less than you make is a muscle that needs to be trained. I know people that make 35k a year and save 10k a year and people that make 200k that live pay check to paycheck. My mom got a 300k divorce settlement and blew through it in 3 years (this was 20 years ago so essentially 200k per year in todays dollars). Most lotto winners go broke within a few years. Most professional athletes are broke a few years after their career ends.

When households with no financial fluency are given a good lump sum of money you end up with: Paid off credit cards, 2 new cars, an expensive ring, a few nice vacations, designer clothes, and a down payment on a 700k house. Woman stops working.

5 years later the cars are worth <50% of their purchase price, but then they see something new trade them in to get new cars only getting 40% of the purchase price. Getting new monthly payments on 2 new 80k vehicles. A bone is broken, appliance breaks, dog gets hit by car… gets put on a credit card. All of a sudden the 3.5k a month mortgage payment that was doable while debt free on 75k a year is no longer possible. More credit card purchases. Things are even tighter. Woman refuses to go back to work. Divorce… Game over.
Spot on.
β˜…β˜…β˜… A State of Trance Crew β˜…β˜…β˜…
β™žβ™žβ™ž Misc Horse Head Crew β™žβ™žβ™ž
  1. _zman
  2. Trancebrah
  3. _zmans avatar
  1. _zman
  2. Trancebrah
  3. Join Date: Jan 2009
  4. Age: 39
  5. Posts: 12,370
  6. Rep Power: 93,080
Quote
09-10-2024, 11:43 AM
#82
not even enough for my monthly celltech haul opie

srs
β–‘β–ˆβ–’β–’β–„β–€β–€β–€β–€β–€β–„β–„β–’β–’β–’β–’β–’β–’β–’β–’β–’β–„β–„β–€β–€β–€β–€β–€β–€β–„
β–€β–’β–’β–’β–„β–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–„β–’β–ˆβ–’β–’β–’β–’β–’β–’β–’β–ˆβ–’β–„β–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–„β–’β–ˆ
β–’β–’β–’β–β–ˆβ–ˆβ–„β–ˆβ–ˆβ–ˆβ–ˆβ–Œβ–’β–ˆβ–’β–’β–’β–’β–’β–ˆβ–’β–β–ˆβ–ˆβ–„β–ˆβ–ˆβ–ˆβ–ˆβ–Œβ–’β–ˆ
β–’β–’β–’β–’β–€β–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–€β–’β–’β–ˆβ–’β–‘β–„β–’β–„β–ˆβ–’β–’β–€β–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–€β–’β–’β–’β–ˆ
β–’β–’β–’β–‘β–‘β–‘β–‘β–’β–’β–’β–’β–’β–ˆβ–’β–‘β–’β–’β–€β–’β–’β–ˆβ–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–ˆ
β–’β–’β–‘β–‘β–‘β–’β–’β–’β–’β–’β–„β–€β–’β–‘β–’β–„β–ˆβ–„β–ˆβ–„β–’β–€β–„β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–Œ
β–’β–’β–’β–‘β–’β–’β–’β–’β–’β–’β–€β–„β–’β–’β–ˆβ–Œβ–Œβ–Œβ–Œβ–Œβ–ˆβ–„β–€β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–
β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–Œβ–’β–’β–€β–ˆβ–ˆβ–ˆβ–€β–’β–Œβ–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–’β–Œ
  1. X645
  2. Geen idee
  3. X645s avatar
  1. X645
  2. Geen idee
  3. Join Date: Sep 2011
  4. Posts: 544
  5. Rep Power: 1,239
Quote
09-11-2024, 01:48 AM
#83
definitely no
  1. jerrymorelos
  2. Registered User
  3. jerrymoreloss avatar
  1. jerrymorelos
  2. Registered User
  3. Join Date: Jan 2022
  4. Age: 54
  5. Posts: 104
  6. Rep Power: 459
Quote
Bookmarks
Digg
del.icio.us
StumbleUpon
Google
Facebook
Posting Permissions
  1. You may not post new threads
  2. You may not post replies
  3. You may not post attachments
  4. You may not edit your posts