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» Misc: What credit cards do you have?
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post 1705848591 09-05-2024, 05:08 PM
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#61
  1. nutsy54
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  1. nutsy54
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Originally Posted By taskmob
Being able to get a Loanfor a car or house as well as getting free **** for spending money on things you'd normally buy everyday.
You just proved my point... going into debt. Buy a car in cash. A mortgage can be obtained with No credit score (and should be paid off quickly as your only, one-time debt).

Money isn't "free" if you have to spend a lot of money to get a little "back".
post 1705848681 09-05-2024, 05:11 PM
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#62
  1. taskmob
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Originally Posted By nutsy54
You just proved my point... going into debt. Buy a car in cash. A mortgage can be obtained with No credit score (and should be paid off quickly as your only, one-time debt).

Money isn't "free" if you have to spend a lot of money to get a little "back".
I mean if you don't need a loan, you don't need one. Doesn't change the fact credit cards open the door for free chit.
Fk the Good Poster Crew (Lockdev, Pink, Kimm, Wasps, Expatriot, Mulloway, Luc1fer, Smallpeter, gwg, Super Hercules, Bonobo, maori-rap, Based Bagel, ezmac31, Goobaa, Godfrd and many more). You know who you are.
post 1705849371 09-05-2024, 05:31 PM
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#63
  1. TXBuddy
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Amex Platinum and Chase Ink. I live off them and pay them off every month.
US Army 1998-2020

Army NG 1992-98

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Texas Tech Alumni '98 & '07

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*Vasectomy crew
post 1705870901 09-06-2024, 09:24 AM
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#64
  1. John L
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Originally Posted By nutsy54
You just proved my point... going into debt. Buy a car in cash. A mortgage can be obtained with No credit score (and should be paid off quickly as your only, one-time debt).

Money isn't "free" if you have to spend a lot of money to get a little "back".
Cars are one of the things that sometimes you absolutely have to go into debt for, unfortunately. Not that many people have that kind of cash on hand to buy even a used car, which are astronomical in price these days.

It will likely be pretty difficult to get a mortgage with no credit score too, and you'll probably have a higher interest rate.
post 1705871181 09-06-2024, 09:28 AM
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#65
  1. MiscMathematician
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im not paying off my mortgage as long as i can get 5%+ CDs on the oustanding principal

debt is a current circumstance, but done right, debt long term is profit
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