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Forum » Credit card companies charging someone to apply then denying them......
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Thread: Credit card companies charging someone to apply then denying them......

post 10000135261 04-22-2026, 01:25 PM
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#1
  1. Pats2022SBwin
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Credit card companies charging someone to apply then denying them......

Has got to be one of the biggest scams I can think of. How is something like that legal? Charging someone a standard fee to get a credit card alone is pretty messed up when it's in addition to all the other fees and interest that come with a credit card, but a million times even moreso when you don't even provide a credit card at all to the person. Yet credit card companies worth billions just do it all the time.
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post 10000135265 04-22-2026, 01:30 PM
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  1. Legz422
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Originally Posted By Pats2022SBwin⏩
Has got to be one of the biggest scams I can think of. How is something like that legal? Charging someone a standard fee to get a credit card alone is pretty messed up when it's in addition to all the other fees and interest that come with a credit card, but a million times even moreso when you don't even provide a credit card at all to the person. Yet credit card companies worth billions just do it all the time.
Do you mean the yearly fee? I've never heard of being charged to apply for a credit card.
~ In a world where you can be anything, be kind ~
post 10000135282 04-22-2026, 01:37 PM
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Never heard of anything like this before in my life, opie
post 10000135294 04-22-2026, 01:44 PM
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Originally Posted By Legz422⏩
Do you mean the yearly fee? I've never heard of being charged to apply for a credit card.
www.preapprovedrevvi.com

Revi charges $95.00 "Program Fee" to apply for the credit card.
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post 10000135298 04-22-2026, 01:47 PM
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Originally Posted By Pats2022SBwin⏩
www.preapprovedrevvi.com

Revi charges $95.00 "Program Fee" to apply for the credit card.
Dang! That sucks. Pretty sure Discover does free pre-approvals. Not sure who else. Maybe Chase.
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post 10000135331 04-22-2026, 02:09 PM
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Imagine applying for/needing a credit card. Srs, vry srs.
post 10000135341 04-22-2026, 02:14 PM
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Lmao what?

This can’t be a thing
post 10000135345 04-22-2026, 02:17 PM
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I wonder how much money John Vee has lost applying for Credit Cards
post 10000135348 04-22-2026, 02:18 PM
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Sounds like some low credit shit
post 10000135354 04-22-2026, 02:21 PM
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My ex-fatherinlaw never paid a bill in his life and his goal was to just stall off credit card companies until he died and he was successful at that. He died owing at least 17k on the one credit card bill I've seen, and yet credit card companies still regularly mail him (me) applications for new cards. It must be pretty hard to actually get denied credit in the USA.
post 10000135355 04-22-2026, 02:21 PM
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If you have a bank account at a local credit union, just apply for a credit card through them. The interest rates, etc...cheaper.
National Level Competitor (Female BB)
post 10000135362 04-22-2026, 02:24 PM
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I wonder who they're targeting












El Bonobo
Incel crusher
post 10000135374 04-22-2026, 02:29 PM
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Originally Posted By GooBaaa⏩
Sounds like some low credit shit
Yeah usually credit cards would write to you offering pre-approved credit

I think they banned them from doing that here though
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