Log In

Your email is not your username

Register

If you were a member of the old Bodybuilding.com forums and would like to reuse your previous username, you can request it below. We use your email only for registration and do not store it. For more information, please see our Privacy Policy.

Confirm your email

A registration code was sent to your email. Enter it here.

Welcome

You have successfully setup your account.

Sign in

Quick Navigation Bottom Misc
Forum » Credit card companies charging someone to apply then denying them......
  1. Results 1 to 13 of 13
  2. Page 1 of 1

Thread: Credit card companies charging someone to apply then denying them......

post 10000135261 04-22-2026, 01:25 PM
-
#1
  1. Pats2022SBwin
  2. I Love Donald Trump (very srs)
  1. Pats2022SBwin
  2. I Love Donald Trump (very srs)
  3. Join Date: Aug 2022
  4. Age: 42
  5. Height: 5'10"
  6. Weight: 170 lbs
  7. Posts: 10,671
  8. Rep Power: 125156

Credit card companies charging someone to apply then denying them......

Has got to be one of the biggest scams I can think of. How is something like that legal? Charging someone a standard fee to get a credit card alone is pretty messed up when it's in addition to all the other fees and interest that come with a credit card, but a million times even moreso when you don't even provide a credit card at all to the person. Yet credit card companies worth billions just do it all the time.
'08 original Misc join date (Pats55583)


50% Irish 50% Hungarian.



post 10000135265 04-22-2026, 01:30 PM
-
#2
  1. Legz422
  1. Legz422
  3. Join Date: Sep 2017
  4. Age: 57
  5. Posts: 45,714
  6. Subscribers: 2
  7. Rep Power: 625905
Originally Posted By Pats2022SBwin⏩
Has got to be one of the biggest scams I can think of. How is something like that legal? Charging someone a standard fee to get a credit card alone is pretty messed up when it's in addition to all the other fees and interest that come with a credit card, but a million times even moreso when you don't even provide a credit card at all to the person. Yet credit card companies worth billions just do it all the time.
Do you mean the yearly fee? I've never heard of being charged to apply for a credit card.
~ In a world where you can be anything, be kind ~
post 10000135282 04-22-2026, 01:37 PM
-
#3
  1. John L
  2. Make that coffee to go
  1. John L
  2. Make that coffee to go
  3. Join Date: May 2006
  4. Location: Brookhaven, New York, United States
  5. Age: 37
  6. Posts: 39,773
  7. Subscribers: 3
  8. Rep Power: 233001
Never heard of anything like this before in my life, opie
post 10000135294 04-22-2026, 01:44 PM
-
#4
  1. Pats2022SBwin
  2. I Love Donald Trump (very srs)
  1. Pats2022SBwin
  2. I Love Donald Trump (very srs)
  3. Join Date: Aug 2022
  4. Age: 42
  5. Height: 5'10"
  6. Weight: 170 lbs
  7. Posts: 10,671
  8. Rep Power: 125156
Originally Posted By Legz422⏩
Do you mean the yearly fee? I've never heard of being charged to apply for a credit card.
www.preapprovedrevvi.com

Revi charges $95.00 "Program Fee" to apply for the credit card.
'08 original Misc join date (Pats55583)


50% Irish 50% Hungarian.



post 10000135298 04-22-2026, 01:47 PM
-
#5
  1. Legz422
  1. Legz422
  3. Join Date: Sep 2017
  4. Age: 57
  5. Posts: 45,714
  6. Subscribers: 2
  7. Rep Power: 625905
Originally Posted By Pats2022SBwin⏩
www.preapprovedrevvi.com

Revi charges $95.00 "Program Fee" to apply for the credit card.
Dang! That sucks. Pretty sure Discover does free pre-approvals. Not sure who else. Maybe Chase.
~ In a world where you can be anything, be kind ~
post 10000135331 04-22-2026, 02:09 PM
-
#6
  1. tripod29
  1. tripod29
  3. Join Date: Oct 2017
  4. Posts: 26,154
  5. Rep Power: 454029
Imagine applying for/needing a credit card. Srs, vry srs.
post 10000135341 04-22-2026, 02:14 PM
-
#7
  1. notbadnotbrad
  1. notbadnotbrad
  3. Join Date: Jul 2012
  4. Posts: 39,818
  5. Subscribers: 3
  6. Rep Power: 346827
Lmao what?

This can’t be a thing
post 10000135345 04-22-2026, 02:17 PM
-
#8
  1. ScrillaIsBake
  2. Don't forget to hit that subscribe button!
  1. ScrillaIsBake
  2. Don't forget to hit that subscribe button!
  3. Join Date: Aug 2020
  4. Location: Worst Case Ontario
  5. Height: 6'2"
  6. Weight: 192 lbs
  7. Posts: 2,038
  8. Subscribers: 7
  9. Rep Power: 121028
I wonder how much money John Vee has lost applying for Credit Cards
post 10000135348 04-22-2026, 02:18 PM
-
#9
  1. GooBaaa
  1. GooBaaa
  3. Join Date: Sep 2011
  4. Location: Buffalo NY
  5. Posts: 58,808
  6. Subscribers: 5
  7. Rep Power: 435522
Sounds like some low credit shit
post 10000135354 04-22-2026, 02:21 PM
-
#10
  1. IAMBEE
  1. IAMBEE
  3. Join Date: Jun 2018
  4. Age: 56
  5. Posts: 4,116
  6. Rep Power: 56655
My ex-fatherinlaw never paid a bill in his life and his goal was to just stall off credit card companies until he died and he was successful at that. He died owing at least 17k on the one credit card bill I've seen, and yet credit card companies still regularly mail him (me) applications for new cards. It must be pretty hard to actually get denied credit in the USA.
post 10000135355 04-22-2026, 02:21 PM
-
#11
  1. kimm4
  1. kimm4
  3. Join Date: May 2008
  4. Location: Massachusetts, United States
  5. Age: 57
  6. Posts: 56,776
  7. Subscribers: 7
  8. Rep Power: 1201926
If you have a bank account at a local credit union, just apply for a credit card through them. The interest rates, etc...cheaper.
National Level Competitor (Female BB)
post 10000135362 04-22-2026, 02:24 PM
-
#12
  1. Bonobo
  2. Autist Whisperer
  1. Bonobo
  2. Autist Whisperer
  3. Join Date: Jan, 2026
  4. Location: Uganda
  5. Height: 6'1"
  6. Weight: 232 lbs
  7. Posts: 7,566
  8. Subscribers: 3
  9. Rep Power: 118953
I wonder who they're targeting












El Bonobo
Incel crusher
post 10000135374 04-22-2026, 02:29 PM
-
#13
  1. r32gojirra
  2. Registered NEET
  1. r32gojirra
  2. Registered NEET
  3. Join Date: Feb 2013
  4. Location: East Coast, Australia
  5. Posts: 39,491
  6. Subscribers: 6
  7. Rep Power: 593041
Originally Posted By GooBaaa⏩
Sounds like some low credit shit
Yeah usually credit cards would write to you offering pre-approved credit

I think they banned them from doing that here though
Quick Navigation Top Misc
Bookmarks
Digg.com
Digg
del.icio.us
del.icio.us
Stumbleupon.com
StumbleUpon
Google.com
Google
Facebook.com
Facebook
Posting Permissions
  1. You may not post new threads
  2. You may not post replies
  3. You may not post attachments
  4. You may not edit your posts