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Forum ยป Avg US home has 16k in CC debt
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Thread: Avg US home has 16k in CC debt

post 1475243361 12-15-2016, 04:10 PM
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#91
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Originally Posted By faxanadu⏩
What assumption?

It is a fact that merchants build CC fees into their prices.
It is a fact that the CC company makes a higher percentage than the rewards they are offering you per transaction.

Unless you're manufacture spending ... you are not winning. Doesn't matter if businesses reduce prices or not. You're a cog in a system designed to screw you.

EDIT:

You seem to be gloating about how your not getting screwed "as bad" as the other guys because you pay your CC off and get 1.5% back or something. That's like two guys being forced to eat chit and one of them gloating that his serving is solid and not diarrhea like the other guys.
Originally Posted By faxanadu⏩
So you're a willing participant and part of the problem ... and you call me a dumbass. Strong logic.

That shortsightedness also shows in the fact that you don't have a clue how to negate the costs.
Thought this cat was a good troll but then spotted tale tell evidence of advanced stages of mental retardation:


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post 1475243471 12-15-2016, 04:11 PM
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#92
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$3k on mine right now! Luckily Im still in that zero interest rate 1st year time frame.

god damn though, $16k would be like $500/month minumum payment....interest for DAYS!
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post 1475244421 12-15-2016, 04:20 PM
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#93
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Mine was close to that but paid everything off. One last one will be paid off by March.

It just adds up, easy if you are married with kids.
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post 1475265761 12-15-2016, 07:42 PM
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#94
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That's funny, just found out (pulled credit reports) that my wife racked up just over 16g on cc's from essentially jan-oct... Not exactly psyched considering I've asked her multiple times if she opened another card after she kept using mine and not paying it off. Of course she said no every time. Waiting till after the holidays to discuss. Should be a fun New Years conversation....
post 1475266821 12-15-2016, 07:52 PM
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Originally Posted By whatwouldTDdo⏩
That's funny, just found out (pulled credit reports) that my wife racked up just over 16g on cc's from essentially jan-oct... Not exactly psyched considering I've asked her multiple times if she opened another card after she kept using mine and not paying it off. Of course she said no every time. Waiting till after the holidays to discuss. Should be a fun New Years conversation....
holy chit, brah.

I don't even know how I would feel. I'm guessing you suspected that she had opened an account since you asked? Is the card at least in her name?
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post 1475267201 12-15-2016, 07:55 PM
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#96
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1 was in mine. Paid it off and canceled it. But yea, the other 6 were in her name so I had no idea. Just had that feeling...
post 1475267501 12-15-2016, 07:57 PM
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Originally Posted By whatwouldTDdo⏩
1 was in mine. Paid it off and canceled it. But yea, the other 6 were in her name so I had no idea. Just had that feeling...
Fuuuuuu, good luck man. At least they're not in your name. Hopefully she bought material stuff that at least holds some resale value.
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post 1475268521 12-15-2016, 08:09 PM
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post 1475269151 12-15-2016, 08:15 PM
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Married homie... her debt is our debt.
post 1475269741 12-15-2016, 08:21 PM
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Pay mine off monthly crew
Only debt is on two rental properties that cash flow
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post 1475270131 12-15-2016, 08:24 PM
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Originally Posted By poundXpound⏩
0 CC debt for 25+ years

Tip regarding emergency fund from CPA I consulted with this sumer - invest those $ in a Roth IRA. You can take out all $ you put in without penalty in the event of an emergency.
tell me more, daddy
post 1475271151 12-15-2016, 08:34 PM
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#102
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Originally Posted By whatwouldTDdo⏩
That's funny, just found out (pulled credit reports) that my wife racked up just over 16g on cc's from essentially jan-oct... Not exactly psyched considering I've asked her multiple times if she opened another card after she kept using mine and not paying it off. Of course she said no every time. Waiting till after the holidays to discuss. Should be a fun New Years conversation....
best of luck in your post-holidays divorce goals
MinisterOfLust: scooterbrah and Mcfreoko are the two worst posters here.
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