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Forum » Just bought a new apartment..lets try some positivity..
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Thread: Just bought a new apartment..lets try some positivity..

post 1521351561 10-03-2017, 08:37 AM
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Just bought a new apartment..lets try some positivity..

Completed today. 90 second commute, literally, main reason for buying. One bed, 4th floor with balcony (new balcony brah..). Whilst it's pretty new it does need a bit of decorating to my taste. Oh, and it's in the middle of a uni campus lol, young fluff everywhere. Will link some pics..


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post 1521351881 10-03-2017, 08:40 AM
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Pics of young fluff everywhere. You got -5 minutes
( ̿▀ ͜ʖ▀)╭∩╮
post 1521352041 10-03-2017, 08:42 AM
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Why would you buy an apartment?
post 1521352181 10-03-2017, 08:44 AM
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Originally Posted By bsmit107⏩
Why would you buy an apartment?
Also in for clarification. If you bought it, the chit is yours and it's a condo.
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post 1521352251 10-03-2017, 08:44 AM
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Originally Posted By TheMusketeer⏩
Also in for clarification. If you bought it, the chit is yours and it's a condo.
Lmao, this.

Also dont kid yourself bro, you wont even talk to any of the young fluff the whole time ur there.
post 1521352301 10-03-2017, 08:45 AM
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inb4 bustacapp
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post 1521352311 10-03-2017, 08:45 AM
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Originally Posted By bsmit107⏩
Why would you buy an apartment?
Way cheaper than renting, and not everyone is interested in maintaining and having large property.
post 1521352381 10-03-2017, 08:46 AM
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Nice OP!

Are you renting an apartment or did you buy a condo?
post 1521352431 10-03-2017, 08:46 AM
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Originally Posted By TheMusketeer⏩
Also in for clarification. If you bought it, the chit is yours and it's a condo.
Originally Posted By bpagonis⏩
Lmao, this.

Also dont kid yourself bro, you wont even talk to any of the young fluff the whole time ur there.
Location
United Kingdom (Great Britain)
post 1521352541 10-03-2017, 08:48 AM
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Originally Posted By JPF82⏩
Location
United Kingdom (Great Britain)
Arent all ****ty places just called flats then?
post 1521352891 10-03-2017, 08:51 AM
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Originally Posted By JPF82⏩
Location
United Kingdom (Great Britain)
Also in for clarification. If you bought it, the chit is yours and it's acommonhold.
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post 1521353061 10-03-2017, 08:54 AM
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Originally Posted By SynapticCleft⏩
Nice OP!

Are you renting an apartment or did you buy a condo?
Unaware of the distinction..

Yes, bought, internal front door type of deal. Gated parking is pretty cool. 8 miles from north London.
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post 1521353091 10-03-2017, 08:54 AM
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Originally Posted By badbl00d⏩
inb4 bustacapp
This.
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post 1521353231 10-03-2017, 08:55 AM
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Originally Posted By TheMusketeer⏩
Also in for clarification. If you bought it, the chit is yours and it's acommonhold.
Er..no. I've bought a 160 year lease, which is extendable, not the freehold
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post 1521353381 10-03-2017, 08:57 AM
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Originally Posted By samsbolton⏩
Er..no. I've bought a160 year lease,which is extendable, not the freehold
how the fuk is that even possible? How much did this place run you Sam? What kind of interest rate are you paying?
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post 1521353431 10-03-2017, 08:58 AM
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Originally Posted By badbl00d⏩
inb4 bustacapp
He's too busy licking the can after having his sardines in tomato sauce he had for lunch. And stale bread of course.
post 1521353491 10-03-2017, 08:59 AM
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Nice one Sam, you can slip in the student campus and party with the freshers and be back in bed by 1am
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post 1521353571 10-03-2017, 09:00 AM
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Originally Posted By samsbolton⏩
Unaware of the distinction..

Yes, bought, internal front door type of deal. Gated parking is pretty cool. 8 miles from north London.
Normally in the US if you rent/lease it's called an apartment. If you buy and own the property it's a condo.
post 1521353741 10-03-2017, 09:02 AM
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Age 43 and living in a place with a drop-in sink?
post 1521353781 10-03-2017, 09:02 AM
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Originally Posted By samsbolton⏩
young fluff everywhere.
Age: 43

post 1521353801 10-03-2017, 09:02 AM
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Originally Posted By SynapticCleft⏩
Normally in the US if you rent/lease it's called an apartment. If you buy and own the property it's a condo.
Makes sense. I've never heard anyone use the term "condo" here lol
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post 1521353981 10-03-2017, 09:04 AM
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Originally Posted By badbl00d⏩
how the fuk is that even possible? How much did this place run you Sam? What kind of interest rate are you paying?
Short answer.. could have had one of these and some change:

https://www.lamborghini.com/en-en/mo...an-performante

Interest rate 1.69% that tracks the Bank of England base rate. Bit lower than it would be as had a good deposit from selling my previous jointly owned property
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post 1521354001 10-03-2017, 09:04 AM
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Originally Posted By samsbolton⏩
Er..no. I've bought a 160 year lease, which is extendable, not the freehold
Originally Posted By badbl00d⏩
how the fuk is that even possible? How much did this place run you Sam? What kind of interest rate are you paying?
This. Dafuq are you talking about? I'm not claiming to be an expert in UK real estate, just did a quick google search. It sounds like you don't own this thing but you're renting it indefinitely? Not trolling, legit curiosity.
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post 1521354101 10-03-2017, 09:05 AM
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Originally Posted By TheBrentmeister⏩
Nice one Sam, you can slip in the student campus and party with the freshers and be back in bed by 1am
This is my cunning plan..
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post 1521354331 10-03-2017, 09:06 AM
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Wait wut, did you buy or are you renting? I'm so confused right now.
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post 1521354461 10-03-2017, 09:07 AM
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Originally Posted By XabstractX⏩
Age 43 and living in a place with a drop-in sink?
I wish I could answer this but I have no idea what that means..the kitchen is fully fitted
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post 1521354911 10-03-2017, 09:11 AM
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Originally Posted By LethalGunz34⏩
He's too busy licking the can after having his sardines in tomato sauce he had for lunch. And stale bread of course.
Funny thing is I can see this, with the fuking oil/tomato can mixture dripping all over Royal mail uniform
Originally Posted By TheMusketeer⏩
This. Dafuq are you talking about? I'm not claiming to be an expert in UK real estate, just did a quick google search. It sounds like you don't own this thing but you're renting it indefinitely? Not trolling, legit curiosity.
This...I'm confused as fuk
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post 1521354931 10-03-2017, 09:11 AM
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Originally Posted By redraider86⏩
Wait wut, did you buy or are you renting? I'm so confused right now.
Right..here goes.. we don't use the word condo here. An apartment or 'flat' can be bought or rented monthly (usually 6 monthly agreement)

I've bought this, but you don't usually buy the freehold as you don't own the land the apartment is on (unlike a house). So I've effectively bought the lease to the flat for the next 160 years. Just like paying 160 years rent in advance
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post 1521355171 10-03-2017, 09:13 AM
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Originally Posted By samsbolton⏩
Unaware of the distinction..

Yes, bought, internal front door type of deal. Gated parking is pretty cool. 8 miles from north London.
A condominium is literally an apartment complex in which the residents own the apartments.


edit: ^^ just read post above

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post 1521355361 10-03-2017, 09:15 AM
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Originally Posted By samsbolton⏩
Right..here goes.. we don't use the word condo here. An apartment or 'flat' can be bought or rented monthly (usually 6 monthly agreement)

I've bought this, but you don't usually buy the freehold as you don't own the land the apartment is on (unlike a house). So I've effectively bought the lease to the flat for the next 160 years. Just like paying 160 years rent in advance
Okay, so it sounds like a mortgage on a condo in the US. Did you have a downpayment?

And congrats, home ownership is cool until like 4 appliances go out in a week.

btw is it common for y'all to have microwaves in your place?
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