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Forum » 60% of millennials don’t have $500 to cover their tax bill..
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Thread: 60% of millennials don’t have $500 to cover their tax bill..

post 1578371351 04-18-2019, 09:35 PM
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#31
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post 1578371391 04-18-2019, 09:36 PM
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Originally Posted By Anachron⏩
Good job giving the government a 16K interest free loan for a year.
Originally Posted By MrAWatts⏩
Thanks for the greatest self ether of all timehttps://forum.obnoxiousbrutes.com/showt...6941271&page=1
These wtf

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post 1578371401 04-18-2019, 09:36 PM
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Its because most people are stupid and materialistic, so they borrow what the bank will give them and then some, barely living paycheck to paycheck. Mortgaged until they die essentially. So when one little thing happens to them they cant afford it and go bankrupt.

I pay my insurance yearly, all my friends pay monthly, they cant fathom that i save the money over the year so i canavoidinterest. One of my many strategies to really "make it"
post 1578371591 04-18-2019, 09:38 PM
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"millenials" these days have 0 budgeting skills.

Like 5 different subscription accounts
Uber eats every single meal
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post 1578371601 04-18-2019, 09:38 PM
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#35
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Originally Posted By DGen94⏩
lol say that when rent and housing is 1,500 just for a one bedroom

chits only getting worse
Interesting, I’m paying nearly 4x that.
post 1578371881 04-18-2019, 09:42 PM
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You guys realize that literally every generation has whined and moaned about the generations following them, right? Those that came before boomers whined about how terrible they were, too. You're literally going on bitter old man rants about getting off their lawn when you complain about "millenials" (who you very often confuse Gen Z kids with these days).

Yeah, the millenial generation has their issues, just like every other generation. But it's pretty rich listening to people who came up in the 1960's when working at a grocery store or any basic factory job (which were plentiful at the time, as the U.S. was still booming during the post WW2 era) with a high school diploma could supply you with a stable middle class income, or Gen X'ers who came up during the 1990's when there were good jobs around every corner thanks to the .com bubble, whine about millenials and finances/economics. Those generations also weren't automatically set to get saddled with 20k+ in debt just by going to a basic in-state 4 year public college like millenials did thanks to liberal policies that politicians boomers voted in to way over inflate the college market by handing out loans, or even grants (yes, full ride grants were handed out to a lot of millenials/Gen Z kids with broke boomer/Gen X parents) to any idiot who could pass through high school with a C average. Meanwhile, the job market still isn't crap compared to what it was in the 90's, and probably never will be again.

But yeah, let's just pretend like millenials/Gen Z people weren't at any of those disadvantageous compared to the boomer/Gen X'ers who came before them and set the stage for how life would be like for millenials/Gen Z's. Let's pretend that there aren't plenty of boomers and Gen X'ers "buying the latest" materialistic stuff all the time like expensive new smartphones, and that it wasn't them who taught the current young generations to be materialistic. Some of you seriously need to get some perspective on life before you go on the whiny tirades about generational nonsense.
post 1578372061 04-18-2019, 09:44 PM
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#37
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Originally Posted By Lefticle⏩
Millennial w/ net worth of $200K+ checking in.

40% who can crew
makes 10k/day

net worth of 200k

lmao povery phgt
post 1578372191 04-18-2019, 09:46 PM
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#38
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Originally Posted By Anachron⏩
Tbh, I cannot even fathom how can one screw up so badly. I can see miscalculating and end up getting a couple hundred back...
Yeah that’s rough. Some people are just dumbasses and refuse to be smart about their money tho. I calculated almost perfectly last year and paid $118.
Originally Posted By BigBallsMcgee⏩
makes 10k/day

net worth of 200k

lmao povery phgt
I don’t make $10k/day lol
Always Neg Back Crew.
post 1578372941 04-18-2019, 09:58 PM
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#39
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Originally Posted By DrFeeIGood⏩
What are you talking about. Work more than 30 hrs per week and spend less you lazy piece of chit. Yes things come up, that’s exactly why you need savings!
I wasn't serious Lol
post 1578373091 04-18-2019, 10:01 PM
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#40
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Originally Posted By SaviorSelfJT⏩
Are you implying that there will be a housing surplus in the near-ish future?
There will be naturally unless Governments continue to push immigration and dirty money. Canada, Australia and especially New Zealand have seen astronomical rises in property without any real reason to grow.

Also, it's best to think about demographics. There is a huge gap in young people now, which means as Boomers die off, their kids (Gen X and late Millenials) basically have fewer children than population replacement (I know, Captain Obvious of peace).

If you want to continue running the property game, make sure your Government are pro immigration and money laundering.
"The manlet is a savage beast that knows no moral bound. After falling in disgrace to a manmore, a ravaged manlet would not hesitate to come from behind and land a sucker punch/ swing with a rock to the back of a manmore's head. They are ruthless and you need to spend some more time in the gutter to even begin trying to comprehend what goes on in their minds."

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post 1578373731 04-18-2019, 10:17 PM
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Lol every engineer in my office eats out everyday and travels constantly. Also complains that theyll never own a house.

Just lmao at low maturity levels in them. But I cant relate with any of them so kind of lonely.
post 1578373821 04-18-2019, 10:20 PM
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Someone has to pay for the housing and cash assistance for all those illegals.

Break out the credit card millenials!
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post 1578374341 04-18-2019, 10:33 PM
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God you guys are gay.
post 1578374431 04-18-2019, 10:35 PM
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#44
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Saving money requires discipline

Edit: the US economy is the best its been in 50+ years and you guys still find a way to bitch. I was in Washington state for 2 days and I had 3 job offers without putting in a single app.
We are all self made but only the successful will admit it. -Earl Nightingale
post 1578375991 04-18-2019, 11:26 PM
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#45
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Originally Posted By ChelshireCat⏩
I think credit is to easily accessible to them.... they think that it is their own money and end up living in overdraft.

Why save up for things you want when the magic plastic card can cover it? Terrible way of thinking tbh.
Millenials carry fewer credit cards than previous generations, but they carry far more student loan debt.

Debt has been outpacing income before millenials entered the market.


Just lol at this **** show.
The closer we approach the uncertainty of life's ending the more we wish to trade all of the things we have acquired in exchange for all of the things we have lost: wealth for youth, knowledge for fresh curiosity, resignation for hope. We'd trade our wisdom for new experiences, but it is wisdom that will teach us that at the end of the road the only new experience is death.
post 1578376121 04-18-2019, 11:31 PM
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#46
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Sad to say I fit in this category. Went part time to finish school and after house payment there's not much left.

I kinda just put all my chips into the house (tenants in common) and school. Gonna be 3-4 years but I'll be ballin when I'm done. But fuk it's stressful being so low on cash.
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post 1578376191 04-18-2019, 11:33 PM
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#47
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Originally Posted By CaliSuperSport⏩
Sad to say I fit in this category. Went part time to finish school and after house payment there's not much left.

I kinda just put all my chips into the house (tenants in common) and school. Gonna be 3-4 years but I'll be ballin when I'm done. But fuk it's stressful being so low on cash.
That was a solid idea man. You'll be happy you did. Wish I would have bought a house when I had the money.
We are all self made but only the successful will admit it. -Earl Nightingale
post 1578376621 04-18-2019, 11:46 PM
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#48
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Originally Posted By Mmjk1500⏩
That was a solid idea man. You'll be happy you did. Wish I would have bought a house when I had the money.
Yeah I was actually prepped to buy when I was 20 (during the recession) but lost my job. It's hard to be broke in your late 20's but it's just investing in the future.

I could have gotten into sales but I really needed that certainty that a career would give me,. Maybe I can try doing stuff along the way on the side.
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post 1578376681 04-18-2019, 11:47 PM
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#49
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Originally Posted By CaliSuperSport⏩
Yeah I was actually prepped to buy when I was 20 (during the recession) but lost my job. It's hard to be broke in your late 20's but it's just investing in the future.

I could have gotten into sales but I really needed that certainty that a career would give me,. Maybe I can try doing stuff along the way on the side.
You made the right choice. 4 years down the road you'll be sitting better than 80% of people your age.
We are all self made but only the successful will admit it. -Earl Nightingale
post 1578376701 04-18-2019, 11:47 PM
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Originally Posted By Podunks⏩
You and trailerbrah are the only people I've ever seen who are proud to roast themselves on a regular basis, while still acting smug.
You've forgotten Testifier that quickly?
post 1578376781 04-18-2019, 11:52 PM
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#51
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Originally Posted By bobthebuilder7⏩
"millenials" these days have 0 budgeting skills.

Like 5 different subscription accounts
Uber eats every single meal
lol this, cucks at my work selling their iphone 8 to upgrade to a iphone x and getting uber eats for every meal when there's 10+ places to eat within a 5 min drive. Then when new rules came in that everyone had to wear pants they all cried saying they couldn't afford any
post 1578376811 04-18-2019, 11:53 PM
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#52
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Originally Posted By Mmjk1500⏩
You made the right choice. 4 years down the road you'll be sitting better than 80% of people your age.
Excited for the future, thx breh
Originally Posted By 30ed32⏩
lol this, cucks at my work selling their iphone 8 to upgrade to a iphone x and getting uber eats for every meal when there's 10+ places to eat within a 5 min drive. Then when new rules came in that everyone had to wear pants they all cried saying they couldn't afford any
Even tho I was raised not to do this chit, I've caught myself overspending more than a few times. You're always tryin to keep up with your friends going on trips or eating out or to concerts.

It's so easy in this materialistic age to just go overboard. I've reigned it in hardcore since I went part-time.
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post 1578392801 04-19-2019, 08:23 AM
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You do realize millennials aren't teen agers anymore? They are late 20s and 30s. It's terrible for the future of the economy that a late portion of prime consumers are struggling financially. The economy will pay for it eventually.

At the same time, spending habits are completely out of control. If you don't make much money, you must decrease your living expenses. Many people cannot give up on their short term pleasure reward circuitry and resist the $5 sugar latte every morning. That chit adds and makes you broke over time if you're already living on tight margins.

I'm a millennial, doing very well for myself and financially strong. But do many of my friends live paycheck to paycheck, make bad dining choices, and fit oppees statistic.
post 1578392891 04-19-2019, 08:26 AM
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#54
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lmfaooooooooooooooooooooooo. broke bitches
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post 1578392941 04-19-2019, 08:26 AM
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Originally Posted By MikeLowrrrey⏩
Things happen op. It's hard to save $500. Most folks can't even save $5 per pay check. If you manage to save, something always comes up. Car breaks down, hospital bill, etc.

America was meant to keep a permanent poor class with no way out
strong links to statistics. whatever helps you spray out today.
post 1578393111 04-19-2019, 08:29 AM
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Originally Posted By MyBaddBrah⏩



Holy shiet this might be the most embarrassing thing I’ve seen posted on the internet LMAO
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post 1578393171 04-19-2019, 08:31 AM
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Miscers negging op on their $2000 Samsung fold up phones
post 1578393181 04-19-2019, 08:31 AM
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#58
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People can't save $10 a week? Gotta have that $5 coffee..
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post 1578393211 04-19-2019, 08:31 AM
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#59
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Originally Posted By MikeLowrrrey⏩
Things happen op. It's hard to save $500. Most folks can't even save $5 per pay check. If you manage to save, something always comes up. Car breaks down, hospital bill, etc.

America was meant to keep a permanent poor class with no way out
Things come up, but being unable to separately plan for long-term savings and emergency savings is just poor discipline.

You subtract what youmustsave first, and then live within the remaining means. That is 80% of the predictor for whether or not you're going to make it.

Besides, "tax surprises" are not something that happens much unless you simply didn't plan ahead for the year. While there are serious problems with the tax changes for this year, people not hearing about them was not one of them. My employer's payroll company sent out three separate emails reminding people to check their withholding. It was literally in the news to check your withholding to avoid a "tax surprise". If you got fooked in the anoos because you neither withheld enough nor saved, that's ultimately on you living a potato life.

Nah, fukk that. I’m not doing that.
post 1578393251 04-19-2019, 08:32 AM
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#60
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Originally Posted By ShreddedWolf⏩
yet its totally fine to spend 1k on the new iphone
Can you FaceTime your friends in high def with a $500 savings account? No. Idiot.
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