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Forum » REWARDSMAXXING your CREDIT CARDS
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Thread: REWARDSMAXXING your CREDIT CARDS

post 1620359971 10-24-2020, 09:26 PM
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REWARDSMAXXING your CREDIT CARDS

I want to update my Credit Cards for RewardsMaxxing. Instead of opting for the heaviest metal card to impress sloots, impress them by traveling or getting money back.

There are TWO Main types of RewardsMaxxing:TravelMaxxing andCashMaxxing.

There are various blends created by credit card companies to suit your personal spending habits.

Here are two websites ranking the best RewardsMaxxing Cards:
https://www.forbes.com/advisor/credi...-credit-cards/

https://www.nerdwallet.com/best/credit-cards/cash-back



Anybody on the MISC have these cards?
I only have an TravelMaxxing Card.



I'm thinking of adding the Citi Double Cash Card (CashMaxxing) since I haven't traveled in the last 3 years and my points keep piling up.
But I've never heard of anyone having a Cash Back Credit Card.


Anybody have a Cash Back Credit Card? Is it a waste/scam?
When Trump faces a reality she can't stand, she becomes highly emotional and illogical. Every crisis is met by histrionics, tantrums and an inability to deal with facts. "Its a HOAX! Its a FRAUD!"

The emotion then becomes the reality. Those of us with girlfriends are familiar with this phenomena. Donald Trump menstruating 24/7: "Blood coming out of his eyes, blood coming out of his WHEREVER."
post 1620360311 10-24-2020, 09:33 PM
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  1. BuckNakedinBama
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I'm a fan of my Amex platinum for travel perks. Also nice to have $15 on Uber a month free plus several other subscriptions for free.
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post 1620360631 10-24-2020, 09:37 PM
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Cash back on gas, grocery and coffee.

Getting 500 bucks back
post 1620360791 10-24-2020, 09:39 PM
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Originally Posted By BuckNakedinBama⏩
I'm a fan of my Amex platinum for travel perks. Also nice to have $15 on Uber a month free plus several other subscriptions for free.
Are the lounges worth it?
post 1620361811 10-24-2020, 09:53 PM
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#5
  1. BuckNakedinBama
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Originally Posted By wutevs⏩
Are the lounges worth it?
Free food and booze in all airport lounges, and I'm normally in an airport 4 times a week, so for me they are
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post 1620361891 10-24-2020, 09:54 PM
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Only use the black cards on corporate account crew

Don’t waste your time unless you have one and spend 250,000 per annum.

Cheers
"The manlet is a savage beast that knows no moral bound. After falling in disgrace to a manmore, a ravaged manlet would not hesitate to come from behind and land a sucker punch/ swing with a rock to the back of a manmore's head. They are ruthless and you need to spend some more time in the gutter to even begin trying to comprehend what goes on in their minds."

Hurt by the aleeboy and need to cope? Go here for hugs: https://forum.obnoxiousbrutes.com/showthread.php?t=178724011
post 1620468491 10-26-2020, 08:13 AM
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Bumping for the Monday Morning Crew.
When Trump faces a reality she can't stand, she becomes highly emotional and illogical. Every crisis is met by histrionics, tantrums and an inability to deal with facts. "Its a HOAX! Its a FRAUD!"

The emotion then becomes the reality. Those of us with girlfriends are familiar with this phenomena. Donald Trump menstruating 24/7: "Blood coming out of his eyes, blood coming out of his WHEREVER."
post 1620468641 10-26-2020, 08:15 AM
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#8
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I have a Chase Sapphire Reserve - if you like travel, it pays for itself pretty damn quickly.
“The Misc. is a stone-faced Uncle Sam with Popeye’s forearms and a cocked pistol in each hand. It’s a screeching bald eagle with a foreign Bad Thing in its talons. It’s everything that defines America’s bro culture, magnified and weaponized. But it’s deeper than that.“
post 1620468771 10-26-2020, 08:16 AM
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I have a thin file screw me i need to play the waiting game for now...
post 1620468821 10-26-2020, 08:17 AM
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i use this one - get the red one -

Bank of America Cash Rewards Visa Card

$200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.
No annual fee†
Earn 3% cash back in the category of your choice: gas, online shopping, drug stores, home improvement & furnishings, dining or travel and automatic 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.
Earn unlimited 1% cash back on all other purchases.
Preferred Rewards members earn a 25%-75% rewards bonus on every purchase.

https://www.bankofamerica.com/
post 1620468831 10-26-2020, 08:17 AM
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Originally Posted By aleeboy⏩
Only use the black cards on corporate account crew

Don’t waste your time unless you have one and spend 250,000 per annum.

Cheers
Why you gotta fraud every thread about $$$. It isn't even like you make it believable you just spout random nonsense...your LARP isn't even remotely convincing.

To answer OP:

Chase Sapphire reserve gives a nice initial bonus and points go far for buying flights or hotels. They give either $150 or $300 of reimbursed travel expenses yearly which is nice. You get like 4.5% back on meals purchased, travel expenses, and I think grocery stores too now assuming you use points to book flights/hotels. They also paid for my global entry which was nice too. Priority pass membership is decent as well, but used to be a lot better than it has been the last year or 2. Also gives like $50 free food if you use door dash and I think it has good value for lyft or uber shyt too.

Amex plat is ok as well although its better if you actually pay for travel expenses with it and buy other stuff with rewards. Centurion lounges are fukking dope though. Otherwise not really worth it.

DO NOT KEEP THESE CARDS LONGER THAN 1 YEAR UNLESS YOU GET THE YEARLY FEE WAIVED! It isn't hard to do especially this year. I'm not certain they'll 100% waive it, but even at $100 its a great deal(see the reimbursed travel expenses you get yearly which is greater than $100).
Fitness connoisseur
0.4 mg of party's over wake the FK up!
"the personification of greatness"
post 1620468951 10-26-2020, 08:19 AM
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who tf is this fake ass _sword ? He's got a mega thread with better info
post 1620468981 10-26-2020, 08:19 AM
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Ive gamed thousands of dollars from credit card companies. Right now im testing out a process for extreme yield manufactured spending, but it could be a while before I get the final results
No signature
post 1620469261 10-26-2020, 08:22 AM
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  1. LoLBrah69
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Originally Posted By OffwhiteBrah⏩
who tf is this fake ass _sword ? He's got a mega thread with better info
Then point me to the mega thread you good for nothing cuck.
When Trump faces a reality she can't stand, she becomes highly emotional and illogical. Every crisis is met by histrionics, tantrums and an inability to deal with facts. "Its a HOAX! Its a FRAUD!"

The emotion then becomes the reality. Those of us with girlfriends are familiar with this phenomena. Donald Trump menstruating 24/7: "Blood coming out of his eyes, blood coming out of his WHEREVER."
post 1620469621 10-26-2020, 08:28 AM
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Ill take 0% APR over some "points" and 16-22% APR

USAA Mastercard for the win
post 1620469921 10-26-2020, 08:32 AM
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Originally Posted By BuckNakedinBama⏩
Free food and booze in all airport lounges, and I'm normally in an airport 4 times a week, so for me they are
Ah, have been debating it for a while now. Was gonna get it pre-covid since I also travel often for work. Needa google up some lounge reviews, the free food/booze while waiting for my flight tho is pretty enticing.
post 1620470001 10-26-2020, 08:34 AM
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#17
  1. TravelinJhwkFan
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I've got the Chase Southwest and Chase Freedom Unlimited.

SW - this card was totally worth it when I was flying 2-3 flights a week and I really stacked up the points. I don't travel but a couple times a year, might end up replacing it with something different. I do use this to buy stuff for work when I need something immediately vs waiting for a PO though, so I'm still getting plenty of points. I haven't paid for a flight for personal use in 10 years, because of all the points (a lot of the points were just from my SW account in general).

FU - I put all my reoccurring bills on this card and pay it off monthly. The cash back is really nice to have, even though I haven't touched it. They just changed up the points on it and it's even better than when I got the card a few years ago. I do hear the BoA card is better though, from multiple friends.
Originally Posted By Clockbro⏩
Ill take 0% APR over some "points" and 16-22% APR
Don't carry a balance and you don't have to worry about that APR.
Grateful Crew - https://forum.obnoxiousbrutes.com/showthread.php?t=176582681

19/26 - Robin by Dave Itzkoff
post 1620470401 10-26-2020, 08:39 AM
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sitting on ~5m points between amex/chase. havent paid for travel in like 2 years now
post 1620470501 10-26-2020, 08:40 AM
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  1. sword_
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Here ya go.

https://forum.obnoxiousbrutes.com/showt...hp?t=176548871

Just got a Chase Freedom Flex recently and hit the $200 bonus.

I want to get the Chase Sapphire Reserve but can't justify it at the moment.
A hit was sent, from the President, to raid your residence /
Because you had secret evidence, and documents /
On how they raped the continents, and it's the prominent /
Dominant Islamic, Asiatic Black Hebrew

- GZA "4th Chamber"
post 1620471451 10-26-2020, 08:57 AM
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  1. LoLBrah69
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Originally Posted By sword_⏩
Here ya go.

https://forum.obnoxiousbrutes.com/showt...hp?t=176548871

Just got a Chase Freedom Flex recently and hit the $200 bonus.

I want to get the Chase Sapphire Reserve but can't justify it at the moment.
Thank you sword
When Trump faces a reality she can't stand, she becomes highly emotional and illogical. Every crisis is met by histrionics, tantrums and an inability to deal with facts. "Its a HOAX! Its a FRAUD!"

The emotion then becomes the reality. Those of us with girlfriends are familiar with this phenomena. Donald Trump menstruating 24/7: "Blood coming out of his eyes, blood coming out of his WHEREVER."
post 1620471791 10-26-2020, 09:01 AM
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#21
  1. aleeboy
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Originally Posted By RobParks2M⏩
Why you gotta fraud every thread about $$$. It isn't even like you make it believable you just spout random nonsense...your LARP isn't even remotely convincing.

To answer OP:

Chase Sapphire reserve gives a nice initial bonus and points go far for buying flights or hotels. They give either $150 or $300 of reimbursed travel expenses yearly which is nice. You get like 4.5% back on meals purchased, travel expenses, and I think grocery stores too now assuming you use points to book flights/hotels. They also paid for my global entry which was nice too. Priority pass membership is decent as well, but used to be a lot better than it has been the last year or 2. Also gives like $50 free food if you use door dash and I think it has good value for lyft or uber shyt too.

Amex plat is ok as well although its better if you actually pay for travel expenses with it and buy other stuff with rewards. Centurion lounges are fukking dope though. Otherwise not really worth it.

DO NOT KEEP THESE CARDS LONGER THAN 1 YEAR UNLESS YOU GET THE YEARLY FEE WAIVED! It isn't hard to do especially this year. I'm not certain they'll 100% waive it, but even at $100 its a great deal(see the reimbursed travel expenses you get yearly which is greater than $100).
Lol at you being such a butt hurt small timer

You having no idea does not make other’s frauds.

Grow up manlet
"The manlet is a savage beast that knows no moral bound. After falling in disgrace to a manmore, a ravaged manlet would not hesitate to come from behind and land a sucker punch/ swing with a rock to the back of a manmore's head. They are ruthless and you need to spend some more time in the gutter to even begin trying to comprehend what goes on in their minds."

Hurt by the aleeboy and need to cope? Go here for hugs: https://forum.obnoxiousbrutes.com/showthread.php?t=178724011
post 1620472021 10-26-2020, 09:04 AM
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I just use costco visa.

Most CC's phased out their benefits. Sad!
n4l
Rayaarito
fappin
r32gojirra
post 1620472481 10-26-2020, 09:10 AM
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#23
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Originally Posted By aleeboy⏩
Lol at you being such a butt hurt small timer

You having no idea does not make other’s frauds.

Grow up manlet
So when did you switch from making "I'm ugly what do" to pretending you are good looking, tall, and successful? That is one hell of a fake transition to fraud boyo. People don't forget ya know.
Fitness connoisseur
0.4 mg of party's over wake the FK up!
"the personification of greatness"
post 1620476801 10-26-2020, 10:12 AM
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#24
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Originally Posted By RobParks2M⏩
So when did you switch from making "I'm ugly what do" to pretending you are good looking, tall, and successful? That is one hell of a fake transition to fraud boyo. People don't forget ya know.
Don’t blame me your life sucks.

Cheers
"The manlet is a savage beast that knows no moral bound. After falling in disgrace to a manmore, a ravaged manlet would not hesitate to come from behind and land a sucker punch/ swing with a rock to the back of a manmore's head. They are ruthless and you need to spend some more time in the gutter to even begin trying to comprehend what goes on in their minds."

Hurt by the aleeboy and need to cope? Go here for hugs: https://forum.obnoxiousbrutes.com/showthread.php?t=178724011
post 1620476841 10-26-2020, 10:12 AM
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I use my cash points to travelmaxx. IDK why you wouldn't travelmaxx with your cards instead of doing 1:1 cash rewards.
A hit was sent, from the President, to raid your residence /
Because you had secret evidence, and documents /
On how they raped the continents, and it's the prominent /
Dominant Islamic, Asiatic Black Hebrew

- GZA "4th Chamber"
post 1620479731 10-26-2020, 10:44 AM
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Originally Posted By sword_⏩
I use my cash points to travelmaxx. IDK why you wouldn't travelmaxx with your cards instead of doing 1:1 cash rewards.
What if you haven’t traveled in many years because work has been busy, and the airline points just pile up into a hoard you can’t possibly use?

Then you have kids and you’re not going to travel for a very long time.


Cash rewards are never worth it unless you’re in a jam for cash?

What do you think sword brah.
When Trump faces a reality she can't stand, she becomes highly emotional and illogical. Every crisis is met by histrionics, tantrums and an inability to deal with facts. "Its a HOAX! Its a FRAUD!"

The emotion then becomes the reality. Those of us with girlfriends are familiar with this phenomena. Donald Trump menstruating 24/7: "Blood coming out of his eyes, blood coming out of his WHEREVER."
post 1620479951 10-26-2020, 10:46 AM
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#27
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Originally Posted By BuckNakedinBama⏩
I'm a fan of my Amex platinum for travel perks. Also nice to have $15 on Uber a month free plus several other subscriptions for free.
I was too until March 2020. Cancelled mine and just rocking with the AmEx rose gold now, and chase sapphire preferred for a daily driver when i run into a vendor that doesn't take amex (very rare).

I'm product changing the CSP though, it's not even worth it anymore so will likely jump to the Chase Freedom Unlimited.
Kobe Forever
Black Crew
Bucks N 6
post 1620480301 10-26-2020, 10:49 AM
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#28
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Originally Posted By wutevs⏩
Ah, have been debating it for a while now. Was gonna get it pre-covid since I also travel often for work. Needa google up some lounge reviews, the free food/booze while waiting for my flight tho is pretty enticing.
Lounges are overrated.

You have different tiers:

1. Plebs and normies - rubbish food and smelly people

2. Airline memberships - rubbish food, smelly people and more smelly people

3. Business class - lots of Karen’s and Timmy’s. Food is ok. Showers are a must when coming straight from the bar

4. First class lounge - is ok as you have your own space/ room. They will suck you’re dick here

Cheers
"The manlet is a savage beast that knows no moral bound. After falling in disgrace to a manmore, a ravaged manlet would not hesitate to come from behind and land a sucker punch/ swing with a rock to the back of a manmore's head. They are ruthless and you need to spend some more time in the gutter to even begin trying to comprehend what goes on in their minds."

Hurt by the aleeboy and need to cope? Go here for hugs: https://forum.obnoxiousbrutes.com/showthread.php?t=178724011
post 1620483541 10-26-2020, 11:21 AM
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#29
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Capital One 2% cash back. Use the cash towards your balance. If you have a business where you spend money on products and can use credit cards (if there are no better cash rebates with the vendors), this is the best I've found.
post 1620484771 10-26-2020, 11:36 AM
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#30
  1. sword_
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Originally Posted By LoLBrah69⏩
What if you haven’t traveled in many years because work has been busy, and the airline points just pile up into a hoard you can’t possibly use?

Then you have kids and you’re not going to travel for a very long time.


Cash rewards are never worth it unless you’re in a jam for cash?

What do you think sword brah.
Hmm well that's a good point. I guess because I travel a few times a year (mostly to see family) it's worth the extra 25% points are worth compared with getting cash. Also not to mention the horrible rate of return you get by converting your points to Amazon rewards (about .8 for every point).

I get it though. If you're in a bind cash is king.
A hit was sent, from the President, to raid your residence /
Because you had secret evidence, and documents /
On how they raped the continents, and it's the prominent /
Dominant Islamic, Asiatic Black Hebrew

- GZA "4th Chamber"
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