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Forum » Investments pass $2MM today - reps til I'm out
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Thread: Investments pass $2MM today - reps til I'm out

post 1622345661 11-11-2020, 06:36 PM
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Originally Posted By rgnx⏩
a lot of 62 year olds?

how about the vast majority of the American population?
Originally Posted By rgnx⏩
lol @ this advice, at this time.

new btc investor spotted.
Originally Posted By rgnx⏩
pretty sure you are hatin, and making huge assumptions all in one.
Originally Posted By rgnx⏩
oh gotcha. I thought that was out of character for you because, you got a good head on top of your shoulders bro. (srs)
Originally Posted By rgnx⏩
I don't get why you would ask that question to begin with?

Get something out of it, or move on along?
Originally Posted By rgnx⏩
Wrong. Most people are like that I agree. But not all.
Originally Posted By rgnx⏩
No, no nerve. Your premises is simply incorrect.

I'm here to help, srs.
Originally Posted By rgnx⏩
sum monkeys r just easily amused eh?
Quoted to see what this looks like as this person has a lot to say....
post 1622345801 11-11-2020, 06:37 PM
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GJDM Jelly
Now while the blood is hot, we must enter with brisk step upon the better course. In this kind of life there awaits much that is good to know—the love and practice of the virtues, forgetfulness of the passions, knowledge of living and dying, and a life of deep repose.”- Seneca
post 1622345891 11-11-2020, 06:38 PM
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pics of wife
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post 1622346211 11-11-2020, 06:41 PM
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Any books for beginners you would recommend, op? I’m lost when it comes to investing
"Stop sitting back saying yeah man, I wanna be this, I wanna be that, grab your phucking nuts and be it" -Greg Plitt

Can't edit avi, mod tried to help but he couldn't figure it out either
post 1622347881 11-11-2020, 06:59 PM
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Originally Posted By JackDonagy⏩
Aren't you a big-4 accounting/consulting wagecuck? Enjoy spending your prime years in a cubicle. Before you settle for your beta-white BF that you can show off to your other Asian female corporate wagecuck loser girlfriends.
Who are you and why do you keep making new accounts and repeating the same stuff to me in every thread LOL?
post 1622348061 11-11-2020, 07:00 PM
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Originally Posted By Kawhilights⏩
Not bad OP, but most of us pull 2 million after 200 days. Average income here is 3.65 mill/year.
This, CEO 10k/day is pretty typical tbh

Congrats anyway OP, 2 mil isn't that bad I suppose
Originally Posted By mrawdtsi
seriously, the best username in the misc. srs. lol every time....
Originally Posted By MyBodyIsRdy420
your username is sofa king cool.
squat/bench/deadlift - 480/286/572
post 1622348201 11-11-2020, 07:02 PM
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Originally Posted By wutevs⏩
Who are you and why do you keep making new accounts and repeating the same stuff to me in every thread LOL?
How do you cope srs. When girls make just as much as you working 2 hours a week making some vids on onlyfans. Wagecucking is sad, for a man. It's utterly pathetic for youre a woman. You bought the lies feminism sold you.
post 1622348361 11-11-2020, 07:03 PM
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Originally Posted By Droopdx⏩
Any books for beginners you would recommend, op? I’m lost when it comes to investing
He didn’t do anything crazy or interesting

He worked a middle class job then invested in the broad market and more importantly budgeted for and invested for a long time (30 years)

This is more about consistency and discipline rather then being knowledgeable in investing. Make 90k per year for 30 years and put some money into a passive s and p 500 etf. No book required.
post 1622348491 11-11-2020, 07:04 PM
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Originally Posted By ontclone⏩
i guarantee a lot of 62 year olds cant say they have 2 million dollars.... op doing good
The vast majority only have SS as income and no savings. Frightening and depressing.
post 1622349931 11-11-2020, 07:17 PM
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Originally Posted By JackDonagy⏩
How do you cope srs. When girls make just as much as you working 2 hours a week making some vids on onlyfans. Wagecucking is sad, for a man. It's utterly pathetic for youre a woman. You bought the lies feminism sold you.
Thx for your concern, I cope just fine

post 1622351201 11-11-2020, 07:30 PM
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Originally Posted By Droopdx⏩
Any books for beginners you would recommend, op? I’m lost when it comes to investing
They say “I will teach you to be rich is the best book” cuck title but dead srs


Millionaire next door and rich dad poor dad also good.

If you don’t have a financial education read thes asap srs. Will change your mind
post 1622351361 11-11-2020, 07:31 PM
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Originally Posted By notbadnotbrad⏩
He didn’t do anything crazy or interesting

He worked a middle class job then invested in the broad market and more importantly budgeted for and invested for a long time (30 years)

This is more about consistency and discipline rather then being knowledgeable in investing. Make 90k per year for 30 years and put some money into a passive s and p 500 etf. No book required.
Just drilling in this mentality is the #1 reason for the books
post 1622351441 11-11-2020, 07:32 PM
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Originally Posted By Adam16121⏩
I hope you use it to build generational wealth, so your kids don’t have to work as long as you did. Also, I hope your kids work as long as you did, because wealth should not stop them from spending their time making worthwhile contributions to society.

Inb4 an instasloot who made that much in 3 months is posted.
No kids. Have a few nephews, so we'll live a good life and if our investments continue to grow, there should be be a significant amount for them plus the equity in the house. Leaving about 20% to some charities we support.
A democracy is two wolves and a lamb voting on what to have for lunch. And that's why the USA is a constitutional republic and not a democracy.
post 1622351531 11-11-2020, 07:33 PM
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Congrats OP. I also remember when I was 23 yrs old.
post 1622351841 11-11-2020, 07:36 PM
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Originally Posted By poundXpound⏩
Just an RMD of $13K/yr so far. 2021 will up to about $54K and increase for inflation every year.

Started investing when we got married in 1993. Probably averaged 12% into 401K & Roths. Add in company match and we were at 15%
How much did you invest per year on average?
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1622352041 11-11-2020, 07:39 PM
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Can I borrow $20 OP?
post 1622352481 11-11-2020, 07:45 PM
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Don't know why people are insulting OP for having $2m at 62. I think some people only have 10% of that at his age (100% srs). Most people don't even think of the future, and will get cucked in their later years.

Already repped OP for being positive and answering people's questions. Also funny that OP's investing strategy is no different than what books tell you to do (start aggressive --> move conservative), and rebalance annually.

I'm curious how much posters think they will have at retirement.
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post 1622352841 11-11-2020, 07:48 PM
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Originally Posted By Bracket199⏩
Don't know why people are insulting OP for having $2m at 62. I think some people only have 10% of that at his age (100% srs). Most people don't even think of the future, and will get cucked in their later years.

Already repped OP for being positive and answering people's questions. Also funny that OP's investing strategy is no different than what books tell you to do (start aggressive --> move conservative), and rebalance annually.

I'm curious how much posters think they will have at retirement.
Its funny how we glorify - as a society a large retirement balance. When we should focus on maximizing our life experiences and enjoyment. No one talks about what they've accomplished, or the trips they went on, or hell even the things they bought with their money. just what that number is ini their IRA/Roth/etc. Which is essentially, how many/much experiences/goods/fun/utility you PASSED on, in the name of getting your number/high score up. So you can have that big fancy fat number while you re literally shtting your Dependss in whatever retirement home your ungrateful children put you up in.

Sad. Life of a wagecuck.

Not directed at OP or anyone in particular btw,
post 1622353241 11-11-2020, 07:53 PM
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Originally Posted By JackDonagy⏩
Its funny how we glorify - as a society a large retirement balance. When we should focus on maximizing our life experiences and enjoyment. No one talks about what they've accomplished, or the trips they went on, or hell even the things they bought with their money. just what that number is ini their IRA/Roth/etc. Which is essentially, how many/much experiences/goods/fun/utility you PASSED on, in the name of getting your number/high score up. So you can have that big fancy fat number while you re literally shtting your Dependss in whatever retirement home your ungrateful children put you up in.

Sad. Life of a wagecuck.

Not directed at OP or anyone in particular btw,
It’s freedom and peace of mind. Not many things better than that. Obviously balance is best
post 1622353291 11-11-2020, 07:53 PM
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Originally Posted By JackDonagy⏩
Its funny how we glorify - as a society a large retirement balance. When we should focus on maximizing our life experiences and enjoyment. No one talks about what they've accomplished, or the trips they went on, or hell even the things they bought with their money. just what that number is ini their IRA/Roth/etc. Which is essentially, how many/much experiences/goods/fun/utility you PASSED on, in the name of getting your number/high score up. So you can have that big fancy fat number while you re literally shtting your Dependss in whatever retirement home your ungrateful children put you up in.

Sad. Life of a wagecuck.

Not directed at OP or anyone in particular btw,
This

Also I’d rather take tremendous risk in an attempt to make it big and fail over living a safe life by the book
post 1622353391 11-11-2020, 07:54 PM
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Originally Posted By notbadnotbrad⏩
This

Also I’d rather take tremendous risk in an attempt to make it big and fail over living a safe life by the book
Porque no los dos srs
post 1622353761 11-11-2020, 07:57 PM
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Originally Posted By Tornach⏩
GJDM.


Do you see yourself as a millionaire? Srs

How do you spend you free time? Chilling on the Florida beaches?

Enjoy your retirement!
Not really. After 3 years, we are finally transitioning from a saving mindset to a spending mindset, which wasn't easy to do. Even thought the numbers say we should be set for the rest of our lives given our spending habits, it's hard to comprehend that.

I chill a lot. Spend time on the computer every day, playing some golf, making and spending time with friends we've made, do day trips to explore the area, dine out a lot, watch entertainment.

Thanks.
Originally Posted By ScaleAndSteel⏩
No one here actively posting to strangers on a website is doing so out of the best interests of their heart. Every single one of us has a reason for being here communicating with people we don't know. OP stated, in response exactly that. He is wanting to share with people he has zero responsibility to. That is an understandable answer. I get that. But you had better believe that anyone posting here has some reason for doing so that the rest of us would find interesting if we knew what it was and it isn't what they are saying. People who post regularly are doing so because they are hiding something from themselves or from others, those who make threads like this are doing so because they are hiding something...OP said exactly that. I was probing. Nothing more.
Seriously, I don't share financial stuff with friends/family. Reaching a milestone, you kinda want to say something, but flexing to family/friends isn't cool and is none of their business, this forum was an outlet for me, nothing more.
Originally Posted By iradumass⏩
Good job bro, those are solid funds

I love vanguard
Thanks. We do, too.
Originally Posted By Prim3⏩
Congrats OP. Don't listen to the haters in this thread.

Enjoy your retirement years. Any plans for travel once pandemic is over?
Thanks. We have some travel plans. Went to Europe twice long before we retired, so no desire to do that. We'll figure it out. We're both still pretty healthy.
Originally Posted By Hmatt330⏩
Congrats op.

I know this is a bodybuilding forum, but a lot of us seem to struggle with what to do in life, and a host of other topics, I think moneymaxxing and smartly investing at an early age is something that should get a spotlight and only enhances this forum.

I hope your retirement/ whatever you decide when it comes to you me life and finances works out well
Thanks, bro. Everyone can make it if they have the discipline.
Originally Posted By ScaleAndSteel⏩
Hiding self hate, and insecurity are common. Inadequacy and a lack of companionship also. Lots really. One of the reasons people (IMO) post here is because we are facing the world one way but posting here in a completely different way. Not two faced...more like, our other side is showing.

OP: I am definitely not trying to hijack your thread. I will back out. Peace bro.
No worries.
Originally Posted By mr.left
good job bud... nice to see you have a partner with the same goals and mindset- don't mind the Simps with their shady remarks
Thanks.
Originally Posted By 5x10⏩
Grats OP!
Thanks.
Originally Posted By wutevs⏩
Lmfao misc gonna misc.

@ all you *******s hating on OP when you'll retire with $200 bucks to your name, if that.
lol
Originally Posted By IronProdigy⏩
My girlfriend needs a sugar daddy OP
Lol
Originally Posted By iputyouatapoint⏩
Hey, good job. I hope that you use it to help people and create.
Whatever is left when we die will go to family and 20% to a variety of charities we've supported.
Originally Posted By guest89⏩
Good job OP. My goal is 2 million by 54 then retirement at that age.

Its really hard being disciplined and dedicated when 99% of my peers are flexing hard with brand new trucks, 4-wheelers, boats, etc. all the time but I know in the long run it'll be worth it.
You'll be fine. Just find a balance to yolo a bit, have nice things, but sock away 15% into aggressive investments if you're younger. Let time work for you. We went from $1MM to $2MM in 5.5 years. Once you hit the first, the second comes quick and it just snowballs.
Originally Posted By piitbFBI⏩
GJDM Jelly
Thanks. We all can make it.
Originally Posted By pehzan⏩
pics of wife
She'd kill me and I want to be able to spend some of this, lol.
Originally Posted By Droopdx⏩
Any books for beginners you would recommend, op? I’m lost when it comes to investing
Peter Lynch's "One Up on Wall Street" to learn about investing and Ric Edelman's "The Truth About Money" discusses all things financial and is very easy to read.
A democracy is two wolves and a lamb voting on what to have for lunch. And that's why the USA is a constitutional republic and not a democracy.
post 1622353821 11-11-2020, 07:58 PM
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Originally Posted By notbadnotbrad⏩
This

Also I’d rather take tremendous risk in an attempt to make it big and fail over living a safe life by the book
This

My idol Ray Dalio lays it out like this.

“I also feared boredom and mediocrity much more than I feared failure. For me, great is better than terrible, and terrible is better than mediocre, because terrible at least gives life flavor.

“I saw that to do exceptionally well you have to push your limits and that, if you push your limits, you will crash and it will hurt a lot. You will think you have failed—but that won’t be true unless you give up.”

― Ray Dalio, Principles: Life and Work

Best case scenarios:

1. You are wildly successful
2. You Fail miserably
3. You dont even try (AKA wagecucking)

Im at #2 right now, striving for #1. #3 is unacceptable for me.

Frankly my dad wagecucked so I dont have to. Im not saving for retirement at all, because I will inherit enough to retire from my parents. I am thankful. Real wealth is built over generations after all.

im 27, straight up not saving for retirement. I am cheap as fukk and put every dollar I make in highly leveraged investments or investing in myself (through professional development) or enjoying life. I will either make it big (ideally) or Rot off my fathers inheritance or if it all goes to sht I'll just rope.
post 1622354531 11-11-2020, 08:06 PM
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Originally Posted By poundXpound⏩
Will turn 62 on Saturday.
Fuk, you gave me hope thinking you were like 30 or something.

Started investing march of last year and currently 23 with 38k invested and 3-4k gained over the last year or so. Guess im gonna have to suck it up and accept the long haul, even if its 15-20 years
“Whatever happens, happens.”

- Spike Spiegel
post 1622354601 11-11-2020, 08:07 PM
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Originally Posted By Hmatt330⏩
Porque no los dos srs
Well if you have a super high paying job like some high finance capital markets job out of undergrad you’re afforded the opportunity to take more risk on your own projects

Also not being settled down plays a role. As soon as you have kids and a family your appetite for risk is severely reduced because you have other lives dependent on you

I think you can do both for sure, I don’t know where to begin personally

I think most people are just happy in their comfort zone and living a steady life and there is nothing wrong with that ... but how many people have an idea, execute and truly go after the life they want ... like not the life that they fall into but how they dreamed life would be as a kid ... full of excitement and adventure with endless possibilities

I think you have to be extremely aggressive with conviction and exceed your boundaries and then when you’ve exceeded them, exceed those new boundaries

Like if you asked a random person to go hit on the hottest girl at the bar or to call up a random ceo for example and ask to interview them they would be reluctant to do so because of fear ... I think you need to remove all fear and doubt snd truly do whatever the fuk you want
post 1622354711 11-11-2020, 08:09 PM
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Originally Posted By notbadnotbrad⏩
Well if you have a super high paying job like some high finance capital markets job out of undergrad you’re afforded the opportunity to take more risk on your own projects

Also not being settled down plays a role. As soon as you have kids and a family your appetite for risk is severely reduced because you have other lives dependent on you

I think you can do both for sure, I don’t know where to begin personally

I think most people are just happy in their comfort zone and living a steady life and there is nothing wrong with that ... but how many people have an idea, execute and truly go after the life they want ... like not the life that they fall into but how they dreamed life would be as a kid ... full of excitement and adventure with endless possibilities

I think you have to be extremely aggressive with conviction and exceed your boundaries and then when you’ve exceeded them, exceed those new boundaries
I completely agree brah full srs.

Yes, if you're in the ideal position, I say derisk, get rid of debts, have a skillset, have a fallback, then go balls out for the life you want. That's just the way I see it in my head. Similar strokes.
post 1622354841 11-11-2020, 08:11 PM
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Originally Posted By notbadnotbrad⏩
Well if you have a super high paying job like some high finance capital markets job out of undergrad you’re afforded the opportunity to take more risk on your own projects

Also not being settled down plays a role. As soon as you have kids and a family your appetite for risk is severely reduced because you have other lives dependent on you

I think you can do both for sure, I don’t know where to begin personally

I think most people are just happy in their comfort zone and living a steady life and there is nothing wrong with that ... but how many people have an idea, execute and truly go after the life they want ... like not the life that they fall into but how they dreamed life would be as a kid ... full of excitement and adventure with endless possibilities

I think you have to be extremely aggressive with conviction and exceed your boundaries and then when you’ve exceeded them, exceed those new boundaries
You cant be afraid of failure. You need to be able to let go of your previous successes to pursue future ones.

Bezos was a VP/exec at a hedge fund DE Shaw, when he quite to start an online book store. This was 20 years ago before the tech boom. If you quit your finance job to start a tech firm people would congratulate you, in 2020. In 1999 pre dot com Bezos quit his exec position at a top hedge fund to start a BOOK STORE. He basically quit to become a glorified tradie cuz he saw the potential. He gave up a career that would've made him worth like 9 figure if he stuck it out, basically guaranteed to swing for the fences. Its all about risk, and not being afraid to take a leap of faith.

Love that for Bezos
post 1622355301 11-11-2020, 08:17 PM
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Originally Posted By JackDonagy⏩
You cant be afraid of failure. You need to be able to let go of your previous successes to pursue future ones.

Bezos was a VP/exec at a hedge fund DE Shaw, when he quite to start an online book store. This was 20 years ago before the tech boom. If you quit your finance job to start a tech firm people would congratulate you, in 2020. In 1999 pre dot com Bezos quit his exec position at a top hedge fund to start a BOOK STORE. He basically quit to become a glorified tradie cuz he saw the potential. He gave up a career that would've made him worth like 9 figure if he stuck it out, basically guaranteed to swing for the fences. Its all about risk, and not being afraid to take a leap of faith.

Love that for Bezos
I’m trying to adopt this mentality because at the end of the day who gives a chit - we all end up dead - need to literally just let yourself go

And clearly Amazon is a sort of black swan event and the odds of having that type of success are virtually zero, but I don’t think there is any reason why you can’t take some risk, earn a good living while not being confined to wage slaving

The musk bio is good as well - guy wasn’t afraid of anything and had an unmatchable work ethic

And I get we sound like loser guys who watched a few motivational videos on YouTube, maybe read a few bios of successful people but the difference is people watch that chit and have a spike in energy and ambition but when that wears off they go back into the mundane because it’s in their comfort zone... how many people actually “try” I doubt it’s that high, how many people would take out all their savings right now and put it to work in High conviction ideas ... I bet it’s like 0.01%

Oh shoe dog story of Nike founder Phil knight was good too - buddy was selling investment products in Hawaii LOL I can relate

Love that for him and I
post 1622356351 11-11-2020, 08:27 PM
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#119
  1. JackDonagy
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  1. JackDonagy
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Originally Posted By notbadnotbrad⏩
I’m trying to adopt this mentality because at the end of the day who gives a chit - we all end up dead - need to literally just let yourself go

And clearly Amazon is a sort of black swan event and the odds of having that type of success are virtually zero, but I don’t think there is any reason why you can’t take some risk, earn a good living while not being confined to wage slaving

The musk bio is good as well - guy wasn’t afraid of anything and had an unmatchable work ethic

And I get we sound like loser guys who watched a few motivational videos on YouTube, maybe read a few bios of successful people but the difference is people watch that chit and have a spike in energy and ambition but when that wears off they go back into the mundane because it’s in their comfort zone... how many people actually “try” I doubt it’s that high, how many people would take out all their savings right now and put it to work in Hugh conviction ideas ... I bet it’s like 0.01%
I find Jeff's story inspiring was he was already mega successful to begin with. Wasn't like he was a nerdy book store guy working minimum wage. He gave up guaranteed lifetime income of tens of millions, working in a HF in Manhattan where if you got money you live like royalty. Its really admirable srs.

I dropped out of uni with a 3.8 GPA to riskmaxx, work on my own businesss, and taking big risks in stocks. got burned over and over in 2020 but my mentality has not changed. I will 100% either make it or rope. dgaf at this point. cannot will not wagecuck.
post 1622357211 11-11-2020, 08:35 PM
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#120
  1. notbadnotbrad
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Originally Posted By JackDonagy⏩
I find Jeff's story inspiring was he was already mega successful to begin with. Wasn't like he was a nerdy book store guy working minimum wage. He gave up guaranteed lifetime income of tens of millions, working in a HF in Manhattan where if you got money you live like royalty. Its really admirable srs.

I dropped out of uni with a 3.8 GPA to riskmaxx, work on my own businesss, and taking big risks in stocks. got burned over and over in 2020 but my mentality has not changed. I will 100% either make it or rope. dgaf at this point. cannot will not wagecuck.
I lost my 175k job, went into a depression, isolated myself, lost a bunch of friends, got dumped, became a borderline Pepsi head, got a new job that I hate and the thing I’ve finally realized is my old life wasn’t even great... I actually hated that prior job, hated wearing a suit and tie, hated selling a product I didn’t believe in and sitting in an office all day ... then I realized wage slaving is against my nature and who I am as a person and it’s no wonder I got fired or was a Mediocre student

I actually have nothing to lose anymore and in a way it’s liberating ... In 5-10 years I want to be in a position where I can truly do whatever the fuk I want ... registered 4 domains this month, reading everything I can about business .. will literally go and take my 80 grand of savings and completely invest it into myself and getting out of the rat race ... and if I fail I’ll keep trying until something works srs I’ve gone past the point of no return
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