is retirement the biggestt hoax of the century

01-10-2021, 10:46 PM

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#121

Gizzyhardcore
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Gizzyhardcore
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Originally Posted By davik⏩

thats all well and good, but thats not accounting for expenses. i hate when you invester miscers do this ****

about $10k NZD this month.

01-10-2021, 10:52 PM

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#122

DustinTheHuss
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DustinTheHuss
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Once you get the house and kids, it's LDAR. You are working to make ends meet, especially in this day and age where teens want the latest iPhones, clothes, etc. to keep up with their peers. Don't even talk about college expenses.

Once you get through paying off college, then you're too old to work and you run into age discrimination. You take some part-time jobs here and there until you reach 65. At that point you are almost literally broke.

It's pretty depressing. Once the kids go off to college I'm moving someplace way cheaper. I won't get paid the same, but I'll be pushed out due to age discrimination in tech anyways.

01-11-2021, 02:16 AM

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#123

EoR
2021 Mr.Internet

EoR
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Originally Posted By DustinTheHuss⏩

Once you get the house and kids, it's LDAR. You are working to make ends meet, especially in this day and age where teens want the latest iPhones, clothes, etc. to keep up with their peers. Don't even talk about college expenses.

Once you get through paying off college, then you're too old to work and you run into age discrimination. You take some part-time jobs here and there until you reach 65. At that point you are almost literally broke.

It's pretty depressing. Once the kids go off to college I'm moving someplace way cheaper. I won't get paid the same, but I'll be pushed out due to age discrimination in tech anyways.

Finding somewhere cheap to live for maybe half of the year when you retire sounds like something decent as well. I know many people who bought a cheap apartment in other countries - and I mean cheap. They go there for 6+months of the year and live with about 1/3 the cost.

But if you have anchors like kids/wife etc then it would become more complex. Living somewhere with high living costs the whole year will destroy your average retirement fund and small passive income.

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01-11-2021, 06:24 AM

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#124

MikeLowrrrey

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Originally Posted By iloveus⏩

This is a stupid. Saying. The plebs who don't have hobbies die early. Just think what you can do in retirement. I'd be an archeologist. Srs.

01-11-2021, 06:25 AM

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#125

AltarOfPlagues
yerrrrrrrr meh?

AltarOfPlagues
yerrrrrrrr meh?

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how the phuck did you get a job at shekkelbergs? i couldnt even get a phone interview

do not read my posts and weep, i am not there i do not sleep
i am the thousand greens that rep, i am the ban bet dutifully kept
of memes and trolls in toasted breads, i am not there, i am not dead.

01-11-2021, 06:25 AM

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#126

MikeLowrrrey

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Originally Posted By DustinTheHuss⏩

Once you get the house and kids, it's LDAR. You are working to make ends meet, especially in this day and age where teens want the latest iPhones, clothes, etc. to keep up with their peers. Don't even talk about college expenses.

Once you get through paying off college, then you're too old to work and you run into age discrimination. You take some part-time jobs here and there until you reach 65. At that point you are almost literally broke.

It's pretty depressing. Once the kids go off to college I'm moving someplace way cheaper. I won't get paid the same, but I'll be pushed out due to age discrimination in tech anyways.

South America buddy. Lots of cheap parts with relatively low crime

01-11-2021, 06:26 AM

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#127

cazzo1
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cazzo1
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Originally Posted By Gizzyhardcore⏩

only if you're bad with money

I'm 44, lost my job with covid - might get another one, might just retire now though..

December income
- Rentals + airbnb $7,718
- Gains on shares $26,635
- Gains on managed funds $2,881
- Gains on private equity $506

total ~ $29k NZD = $21k USD

Could you live on $21k a month?

This guy is the goat. I remember back in 2017 he helped me with some RE questions I had. Fast forward now, I got my first place back in 2018!. Thanks again Kiwibrah

01-11-2021, 06:27 AM

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#128

bfdehewdbyywhn
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bfdehewdbyywhn
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Originally Posted By AltarOfPlagues⏩

how the phuck did you get a job at shekkelbergs? i couldnt even get a phone interview

gotta write a good cover letter/resume..... or go to an Ivy League/Top 3 MBA Program with high GPA, and sell your soul to the devil

for entry level job

HTC is too skinny for me. Fat Girls only crew. serious
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01-11-2021, 06:28 AM

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#129

DrewDarden

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Originally Posted By DustinTheHuss⏩

Once you get the house and kids, it's LDAR. You are working to make ends meet, especially in this day and age where teens want the latest iPhones, clothes, etc. to keep up with their peers. Don't even talk about college expenses.

Once you get through paying off college, then you're too old to work and you run into age discrimination. You take some part-time jobs here and there until you reach 65. At that point you are almost literally broke.

It's pretty depressing. Once the kids go off to college I'm moving someplace way cheaper. I won't get paid the same, but I'll be pushed out due to age discrimination in tech anyways.

I’ve never seen a bigger group of pessimistic whiners in my entire life.

You have more opportunity here than anywhere else in the world.

Quit being a bitch and go get it. Change your mindset.

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Summer 2026 Q&A Series:
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01-11-2021, 06:54 AM

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#130

turdburglar9021
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I admire guys like Warren Buffett that do their job because they genuinely enjoy it. Turns out it pays pretty well, too. He could have retired 50 years ago but he keeps at it.

I like the idea of FIRE but more as a means of doing what I whatever I want to do, not actually living the retired life.

Conventional retirement just seems like death to me.

01-11-2021, 07:25 AM

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#131

H00J
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Quitting job today Monday Jan 11 and leaving to 3rdworldmaxxxx in Bolivia (dead fukin srs)

01-11-2021, 07:28 AM

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#132

phaginator
Ayyy lmao

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Originally Posted By H00J⏩

Quitting job today Monday Jan 11 and leaving to 3rdworldmaxxxx in Bolivia (dead fukin srs)

Fcking mirin hard.

01-11-2021, 07:52 AM

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#133

MetroBrah

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Originally Posted By turdburglar9021⏩

I admire guys like Warren Buffett that do their job because they genuinely enjoy it. Turns out it pays pretty well, too. He could have retired 50 years ago but he keeps at it.

I like the idea of FIRE but more as a means of doing what I whatever I want to do, not actually living the retired life.

Conventional retirement just seems like death to me.

Yea I would never just retire to do nothing, but would love to nothaveto work. I'll always have some type of project going, even if it's a charity

01-11-2021, 03:48 PM

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#134

Gizzyhardcore
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Originally Posted By cazzo1⏩

This guy is the goat. I remember back in 2017 he helped me with some RE questions I had. Fast forward now, I got my first place back in 2018!. Thanks again Kiwibrah

thanks brah I remember that

Also congrats on your first rental!

01-11-2021, 06:28 PM

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#135

Evil_D
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Originally Posted By bfdehewdbyywhn⏩

I work my ass off till Im 65 then i get to enjoy my money. by then Ill be old as shtt, fat, and ugly. my dick probably wont work and I cant play any sports. even fishing or golf will be painful due to my destroyed back and knees from lifting weights. why the fukk would I save money I could use to have fun while Im young for old age. knowing my luck Ill die a day after I leave Shekkellberg's CPA firm at 65

think about this

Came back to rep OP.
He's banned now.
WTF?

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01-11-2021, 06:37 PM

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#136

Evil_D
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Originally Posted By Gizzyhardcore⏩

only if you're bad with money

I'm 44, lost my job with covid - might get another one, might just retire now though..

December income
- Rentals + airbnb $7,718
- Gains on shares $26,635
- Gains on managed funds $2,881
- Gains on private equity $506

total ~ $29k NZD = $21k USD

Could you live on $21k a month?

To a lot of people "bad with money" is just another way of saying you couldn't count on your parents to provide a roof over your head during the crucial first stages of making your way in the world.