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» Having kids before 45 is the biggest COPE LMAOOOOOOOOOO
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post 1659755223 04-16-2022, 01:22 PM
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Originally Posted By Black03mach
This lmfao, 1M is not enough to retire on.
average return of SP500 is 10%

at 1 million it is 100k per year....a lot of it is in tax free accounts, so in the end i'll pay like 10k on the 100k

BRB 90k tax free.

PLENTY to live on ***got LMAOOOOO

COPEEEEEEEEEE E E E E E E E E E E LMAOOOOOOOOOOOOO O O O O O O
post 1659756713 04-16-2022, 01:56 PM
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Again, retarded OP. Saying that you can retire mid 30s because of having most of your money in a 401k. Not able to be withdrawn without penalty until 59.5, even then only a certain amount can be withdrawn a year to keep taxes low.

Please keep showing us that you are larping.

I have more than that amount saved (in better ways) with no debts, am ten years older, and would not even think that I could safely retire. I'm going to run my business until I don't feel like it then cash out.
post 1659757783 04-16-2022, 02:26 PM
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Originally Posted By TomPaine
Again, retarded OP. Saying that you can retire mid 30s because of having most of your money in a 401k. Not able to be withdrawn without penalty until 59.5, even then only a certain amount can be withdrawn a year to keep taxes low.

Please keep showing us that you are larping.

I have more than that amount saved (in better ways) with no debts, am ten years older, and would not even think that I could safely retire. I'm going to run my business until I don't feel like it then cash out.
I'm in Canada

We have a TFSA that is completely tax free, and RRSP....in the RRSP you can have canadian stocks that give you dividends that are not TAXED, so you are tax free.

So basically uyou can have 500k in TFSA tax free in USA stocks and 500k in RRSP with canadian stocks tax free so you make 100k per year almost tax free


LMAOOOOOOOOOOO high IQ master race checking in.

Don't rope yourself tonight little beta cuck
post 1659760983 04-16-2022, 03:39 PM
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#64
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Originally Posted By EasyPassive
I'm in Canada

We have a TFSA that is completely tax free, and RRSP....in the RRSP you can have canadian stocks that give you dividends that are not TAXED, so you are tax free.

So basically uyou can have 500k in TFSA tax free in USA stocks and 500k in RRSP with canadian stocks tax free so you make 100k per year almost tax free


LMAOOOOOOOOOOO high IQ master race checking in.

Don't rope yourself tonight little beta cuck
Canada? How do you a 401k since that refers to a section in the US code? Story still not jiving.

If true though, you are even worse off. Say the wrong thing online and Castro's son takes all your digital money away and you are bankrupt overnight.
post 1659761213 04-16-2022, 03:43 PM
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I had my first kid at 30 years of age, that gave me over 12 years of drinking and clowning around, and around 10 years of building up a successful business. If I waited until 45 I still wouldn't have kids now, and since they're the best thing I ever did why would I want to wait even longer to have them?

Changing diapers hardly means you're unable to work or become successful, and if you still feel the need to go out partying or working all hours godsends into your late thirties then I have some bad news for you
post 1659761443 04-16-2022, 03:47 PM
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Originally Posted By MrCarrot
I had my first kid at 30 years of age, that gave me over 12 years of drinking and clowning around, and around 10 years of building up a successful business. If I waited until 45 I still wouldn't have kids now, and since they're the best thing I ever did why would I want to wait even longer to have them?

Changing diapers hardly means you're unable to work or become successful, and if you still feel the need to go out partying or working all hours godsends into your late thirties then I have some bad news for you
You get it!

Imagine being the guy picking up your kid from school and their friends ask if you are their grandpa. I was picking mine up from HS in a Porsche and still young enough that it didn't look like a mid-life crisis.
post 1659769033 04-16-2022, 06:42 PM
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My dad is in his 70s and I'm 26, feels bad mane. IDK if I ever want kids in this life, but if I did I'd probably try to do it in my late 30's / early 40's tbh. I'm a fan of living free and selfishly throughout my twenties and at least most of my thirties. I'm a fan of keeping money for myself and my activities, including for my future retirement, versus having kids draining me dry, srs. I bet I'll age better than those who have kids in their twenties/thirties.
post 1659769753 04-16-2022, 07:01 PM
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Had kids early, 26 and 30. Most of my friends had their first kids between 35 - 40. So while they were able to enjoy their mid twenties and thirties, I was changing diapers and staying home with kids. Now they have high school kids while my kids are out of college and in jobs.

Of course I'm too old to have any fun, but still, I like to claim I win.
Early AM workout crew.
Holy crap dude, Satan's huge crew.
post 1659770073 04-16-2022, 07:12 PM
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Something to keep in mind is how old your own parents are

If you're the oldest child in the family you can have kids earlier and still have your own parents help with baby sitting

If you're the youngest, either have kids earlier so your kids will meet their grand parents. Or accept that by then your parents will be too old won't be able to help babysit without being a burden on them. ie. commit early, or make bank later so you can solo it
No glow No go crew
post 1659770193 04-16-2022, 07:14 PM
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Originally Posted By nick5569
All women are "gold diggers" in a sense, they are biologically wired to look for security in a man


Only in the west in modern times do we have the ridiculous notion that a man and women should be the same age when they get married


45 imo may be pushing it a bit (not uncommon though), but a successful 30-39 yr old man marrying a 18-25 yr old woman is the most natural/common throughout history (with exception to the last 80 years, aka. clown years)
And now I have friends who are living together/married to men 10-15 years younger than they are.
post 1659786013 04-17-2022, 06:53 AM
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Originally Posted By TomPaine
Canada? How do you a 401k since that refers to a section in the US code? Story still not jiving.

If true though, you are even worse off. Say the wrong thing online and Castro's son takes all your digital money away and you are bankrupt overnight.
Wut m8????

We have the equivalent of the things you have in the US when it comes to 401k etc, and yes we can invest in the SP500 etc from Canada...

LMAOOOOOOOOOOOOOOOO Bidencels when will they learn
post 1659786773 04-17-2022, 07:25 AM
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Originally Posted By EasyPassive
Wut m8????

We have the equivalent of the things you have in the US when it comes to 401k etc, and yes we can invest in the SP500 etc from Canada...

LMAOOOOOOOOOOOOOOOO Bidencels when will they learn
You said that you had a 401k, then backpedaled and said something similar. Its those little details that always catch liars. I would not call a 401k your Canadian equivalent accidentally.

Now go make me a triple mocha latte and hurry up.
post 1659787383 04-17-2022, 07:44 AM
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Op seems to be one of those people who’s always wrong about literally everything and believes they’re the smartest person in the room.

Either that or a troll, not sure yet.
This body holding me, be my reminder here that I am not alone.
Makes me feel eternal, all this Pain is an Illusion.
post 1659787853 04-17-2022, 07:57 AM
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Originally Posted By TomPaine
You said that you had a 401k, then backpedaled and said something similar. Its those little details that always catch liars. I would not call a 401k your Canadian equivalent accidentally.

Now go make me a triple mocha latte and hurry up.
Because I know you guys from the US wouldn't know what i'm talking about LMAOOOOOOOOOOOOOOOOOOOOOO O O O O O O O

Bow down to my High IQ tradie
post 1659788253 04-17-2022, 08:07 AM
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Originally Posted By monster0ultra
You'll hear adages like "Behind every great man is a great woman", or "You'll lose money chasing women but you'll never lose women chasing money". But like most "advice", it's utterly retarded.

The truth is that women will drain the life out of you. If you have any dreams, they're over once you're in a serious relationship.

That's the reason to hold off, to get done with what you need to get done with first because once wife and kids, it's over. But yeah, if you're holding off to party, then that's a different story.
100%, this is exactly what i'm talking about.

Literally 90% of the 45 years old out there are divorced, broke, close to suicide, fat and bald, no more energy because of all the drama, etc etc etc

They are doing it WRONG
post 1659792813 04-17-2022, 10:02 AM
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Originally Posted By EagleOfWar
Op seems to be one of those people who’s always wrong about literally everything and believes they’re the smartest person in the room.

Either that or a troll, not sure yet.
OP is a weakass cnt
post 1659793033 04-17-2022, 10:06 AM
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Originally Posted By EasyPassive
100%, this is exactly what i'm talking about.

Literally 90% of the 45 years old out there are divorced, broke, close to suicide, fat and bald, no more energy because of all the drama, etc etc etc

They are doing it WRONG
I know. Most of the guys over 45 go out on first dates and talk nonstop about how they are broke because of alimony and child support. It's a sad state in the over 40 dating market.

Neither the women nor the men over 45 really have the energy for having kids.
post 1659793223 04-17-2022, 10:09 AM
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Originally Posted By Cleveland33
good luck being an old parent, that sounds fun
“Your grandson is so cute!”

“Dad, let’s go outside to play ball”

“I can’t son, my back/knees hurt and I have no energy”

“I wish my dad was here to see me graduate/get married/ meet his grandson”

Op is clueless.
300 Forever
post 1659793293 04-17-2022, 10:10 AM
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At 36 and have already put more cash in my 7 year olds trust fund and my 5 year olds fund then op has saved total
post 1659793963 04-17-2022, 10:21 AM
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Having kids while you're young enough to keep up with them is obviously ideal. It's different if you just haven't found someone to have kids with until your 40's but purposely waiting until then is not really smart. You have plenty of time in your 20's to have fun and get your partying out of your system. If you really need 20+ years to get partying out of your system then there's something wrong/missing in your life.
Originally Posted By iabs
“Your grandson is so cute!”

“Dad, let’s go outside to play ball”

“I can’t son, my back/knees hurt and I have no energy”

“I wish my dad was here to see me graduate/get married/ meet his grandson”

Op is clueless.
And this. I'm a pretty active 52 and there is no way I'd want to deal with young kids. Unless it's a grandkid I can give back when I'm tired. lol
~ In a world where you can be anything, be kind ~
post 1659795413 04-17-2022, 10:49 AM
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Unless you are able to get a woman 10+ yrs younger then you, have fun with your Down syndrome goals OP.

BRB wife has geriatric pregnancy
BRB chance of child having retardatioon go way up
BRB all that waiting for kids just to have a bunch of potatoes
BRB lol
mo e
post 1659797673 04-17-2022, 11:28 AM
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Originally Posted By DustinTheHuss
And now I have friends who are living together/married to men 10-15 years younger than they are.
Yes feminine men/ masculine women are quite prevalent today in 2022


It's a huge contributing factor to the crime rates, degeneracy, lack of interest in young people wanting to work, drug abuse and overdose fatalities that we see today


This type of behavior has led to the downfall of every great civilization in history, hopefully we will be different and somehow make a turn-around, but I wouldn't bet on it
post 1659799943 04-17-2022, 12:10 PM
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Just imagine trying to raise a teenage daughter when you are pushing 60.

Brb, daughter dressed like a sloot to meet chad.

BRB, trying to set ground rules for Chad to not violate your daughter and bring her home by 10:30 pm.

BRB, Chad laughs at your old ass and beats you up, and violates your daughter anyways

BRB, Chad and your daughter laughing at you while she gets all her holes stuffed by Chad and the rest of the football team

BRB, all your old geyser friends fapping to your daughters Only Fans page where she banks more money than you ever had wage slaving.

BRB, roping for having a daughter too late in life
post 1659800073 04-17-2022, 12:13 PM
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#84
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Originally Posted By nick5569
Yes feminine men/ masculine women are quite prevalent today in 2022


It's a huge contributing factor to the crime rates, degeneracy, lack of interest in young people wanting to work, drug abuse and overdose fatalities that we see today


This type of behavior has led to the downfall of every great civilization in history, hopefully we will be different and somehow make a turn-around, but I wouldn't bet on it
It's not really feminine men/masculine women if you know these ladies. A lot of men prefer the maturity of older women, or they have mommy issues. One is an exercise instructor so she looks better than most women 30 years younger, so obviously a younger man who already has kids is going to marry her.
post 1659800383 04-17-2022, 12:17 PM
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Originally Posted By DustinTheHuss
It's not really feminine men/masculine women if you know these ladies. A lot of men prefer the maturity of older women, or they have mommy issues. One is an exercise instructor so she looks better than most women 30 years younger, so obviously a younger man who already has kids is going to marry her.
Studies have been done to prove that pretty much all men (aged 18-65) are most attracted to a woman who is 18-24 years old. The men you are referring to are most definitely displaying feminine traits


Are they making less money/have lower net worths than the older women?

Are they desirable enough men themselves to successfully attract 18-24 yr olds?


Are they simply lying to these older women to get their nut off, and then still banging/trying to bang other chicks?


These are rhetorical questions by the way, anyone with enough intelligence already knows the answer
post 1659800653 04-17-2022, 12:22 PM
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Originally Posted By nick5569
Studies have been done to prove that pretty much all men (aged 18-65) are most attracted to a woman who is 18-24 years old. The men you are referring to are most definitely displaying feminine traits


Are they making less money/have lower net worths than the older women?

Are they desirable enough men themselves to successfully attract 18-24 yr olds?


Are they simply lying to these older women to get their nut off, and then still banging/trying to bang other chicks?
I've been in relationships with men 15-20 years younger but I'm sure they were seeing other women and just keeping me in their rotation. I haven't been fortunate enough to find an attractive younger man who wants an exclusive relationship on both sides. 2 guys said they wanted ME to be exclusive but they didn't want to back.

These other men are living and/or married or these older women.

Yes, one is in his 40s and looks like Jason Priestley. She is 60. The other guy was 40 when he met her at 58 and I wouldn't say he's super hot for younger women. Another is 40 and her live-in guy is 25 and a bodybuilder/trainer. He's pretty hot and so is she.
post 1659801093 04-17-2022, 12:33 PM
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Originally Posted By DustinTheHuss
I've been in relationships with men 15-20 years younger but I'm sure they were seeing other women and just keeping me in their rotation. I haven't been fortunate enough to find an attractive younger man who wants an exclusive relationship on both sides. 2 guys said they wanted ME to be exclusive but they didn't want to back.

These other men are living and/or married or these older women.

Yes, one is in his 40s and looks like Jason Priestley. She is 60. The other guy was 40 when he met her at 58 and I wouldn't say he's super hot for younger women. Another is 40 and her live-in guy is 25 and a bodybuilder/trainer. He's pretty hot and so is she.
If you want a man to make the grand sacrifice of giving up sex with other women for the rest of his life, you had better make sure you give him your virginity or at the very least the best years of your sexual peak (18-24)


That is the trade off that men and women have acknowledged for ages until recent (clown) times and especially in the west




For the people in the back who may not have heard:

"If you don't give him your peak years, don't expect him to give you his peak years."

simple as that.
post 1659801213 04-17-2022, 12:34 PM
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I cringe at guys who are older than 30 and don’t have kids.
post 1659806473 04-17-2022, 02:22 PM
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lol just LMAOOOOOOOOO at the weak geneticscels in this thread

¨¨oh my god at 60 you will be too old¨

Are you guys retarded? Look at Trump. He's close to 80 and his son is like 15-16. He has a lot of energy and he's banging prime sloots.

You guys are WEAK.

Please stop making children with this weak ass incels genetics
post 1659808063 04-17-2022, 02:58 PM
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#90
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Originally Posted By EasyPassive
lol just LMAOOOOOOOOO at the weak geneticscels in this thread

¨¨oh my god at 60 you will be too old¨

Are you guys retarded? Look at Trump. He's close to 80 and his son is like 15-16. He has a lot of energy and he's banging prime sloots.

You guys are WEAK.

Please stop making children with this weak ass incels genetics
Then lets see these supposed elite genetics Mr no avi. nohomo

You got wrecked in your finance posts, so not expecting much in this area either.

If you think that any person has as much energy in their 60s as they did in their 20s, you never played sports.
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