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» Earning a higher income is an easier habit to maintain than being frugal.
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post 1666363563 08-18-2022, 09:40 PM
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#31
  1. r32gojirra
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Originally Posted By gluon
funny thing you aren't doing your knees any favors by always buying new shoes. well broken in shoes are better for you
Sure. I wear them out properly.

But I make sure they’re fit for purpose (which unfortunately = $$) and certainly don’t keep them once they have holes in the soles or even close to that point

Like the wise prophet once said

“If you grew up with holes
In your zapatos
You would celebrate the minute you was havin’ dough”
post 1666368363 08-19-2022, 01:12 AM
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#32
  1. r32gojirra
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Originally Posted By monster0ultra
Getter_done and Havoc00 have good lives so there is something to be said for frugality.
What possible definition of “good” could render that statement true

Also havoc buys fireball in those tiny little shot bottles which on a per litre basis is criminally expensive
post 1666371933 08-19-2022, 04:49 AM
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#33
  1. r32gojirra
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Originally Posted By induced_drag
I would never spend $300 on sneakers.But I have no problems spending 300k on a carSo go figure. Not everything has to make sense. But I am ok with spending money on certain things, but day to day items I live pretty frugally.
Well you are not frugal then. You happen to like cars, that’s what you spend money on, but there is no possible argument you can make that you could not live without it.

Perhaps you could argue that *some* of the cars you have are financially a sound investment.

However as someone that has modified cars extensively I can say
a) they’re a money pit
b) they’re a time sink
c) modified cars cannot be resold for even a small fraction of the build cost

I’ve seen the lotus build I know what these cost

And hey it’s great to have hobbies and you clearly did well in life to afford those hobbies in particular

But you are not frugal (that’s a good thing)

We only get so many trips around the sun
post 1666372013 08-19-2022, 04:52 AM
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#34
  1. Polaris
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I'm easily content and a minimalist. I'm not a baller, but I make a respectable income.

Works for me. In a perfect world I'd already have enough money to never have to wagecel again though, but I'm kind of lazy (as far as getting side hustles/other income streams going) and again...I love simplicity/minimalism so don't really want the extra headache either.
post 1666377493 08-19-2022, 07:58 AM
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#35
  1. katya422
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Originally Posted By DuracellBunny
Read my post after that
I did. It's a good one.
Originally Posted By r32gojirra
Sure. I wear them out properly.

But I make sure they’re fit for purpose (which unfortunately = $$) and certainly don’t keep them once they have holes in the soles or even close to that point

Like the wise prophet once said

“If you grew up with holes
In your zapatos
You would celebrate the minute you was havin’ dough”
Originally Posted By r32gojirra
What possible definition of “good” could render that statement true

Alsohavoc buys fireball in those tiny little shot bottles which on a per litre basis is criminally expensive

Originally Posted By r32gojirra
Well you are not frugal then. You happen to like cars, that’s what you spend money on, but there is no possible argument you can make that you could not live without it.

Perhaps you could argue that *some* of the cars you have are financially a sound investment.

However as someone that has modified cars extensively I can say
a) they’re a money pit
b) they’re a time sink
c) modified cars cannot be resold for even a small fraction of the build cost

I’ve seen the lotus build I know what these cost

And hey it’s great to have hobbies and you clearly did well in life to afford those hobbies in particular

But you are not frugal (that’s a good thing)

We only get so many trips around the sun
You have to live a little bit. In my kitchen now [$9] -


Originally Posted By Polaris
I'm easily content and a minimalist. I'm not a baller, but I make a respectable income.

Works for me. In a perfect world I'd already have enough money to never have to wagecel again though, but I'm kind of lazy (as far as getting side hustles/other income streams going) and again...I love simplicity/minimalism so don't really want the extra headache either.
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post 1666377553 08-19-2022, 08:00 AM
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#36
  1. redraider86
  2. Christina Hansen
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How do I get that into my brain, because I'm still dragging a laundry basket into a shopping cart I paid a quarter for once a week

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post 1666377893 08-19-2022, 08:14 AM
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#37
  1. meanstringbean
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Your savings rate,

Not your income or assets

Is what determines financial independence


Easier with a good income don’t get me wrong but know plenty of big earners living too high on the hog. You think you’ll never go back in income? Count your blessings. All it takes is a major recession (2008) , industry shift , or losing your job at a certain age and being age discriminated against for new roles
post 1666378763 08-19-2022, 08:39 AM
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#38
  1. sword_
  2. uberschwert
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You can only budget so much. You can always make more money.

Just LMAO at budgetcels.
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post 1666380263 08-19-2022, 09:16 AM
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#39
  1. iamdetermined
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The thing about money is that you can always make more but when it comes to having your money make money time is limited. So although you shouldn't budget to point of uncomfortability (depending on income), there has to be some sense of frugality until you can make the proper investments. Never know what could happen and the money you save could end up saving you.
Do not think that what is hard for you to master is humanly impossible; and if it is humanly possible, consider it to be within your reach.
post 1666380353 08-19-2022, 09:18 AM
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#40
  1. _zman
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It's all about balance.

You should always strive to make more money if you aren't stressed out doing it and it doesn't negatively impact your physical or mental health.

And of course, not being so frugal that you don't buy a nice pair of shoes that aren't going to fuk up your knees long term because you're being cheap.

I'm not so frugal that I don't go on vacation, but I also don't book the nicest hotel if I'm sight seeing and only sleeping in the bed for a few hours.

Starting out poor with a frugal mindset has set me up quite well now that I'm making more money. Now I am more picky about what I buy. The functionality and quality is more important than the price. Air Pods are a great example. They're one of the highest priced buds, but it doesn't mean they're the best, but most people assume they are. And if you want to spend the same amount of money, you can find a ton of different better quality options that don't have marketing costs associated with them.

Recently bought a new LED TV. Could have spent $2k-3k on QLED or OLED, but the $400 TV I bought has Dolby Vision and looked just as good as OLED. OLED was marginally better. Not $2k better.
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post 1666380973 08-19-2022, 09:30 AM
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#41
  1. lightsarefallin
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Can confirm that grinding hard for years allows you to settle and breathe and just chill. It's the price of admission for a comfortable existence.
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post 1666380983 08-19-2022, 09:30 AM
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#42
  1. NitrogenWidget
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Originally Posted By Polaris
I'm easily content and a minimalist. I'm not a baller, but I make a respectable income.

Works for me. In a perfect world I'd already have enough money to never have to wagecel again though, but I'm kind of lazy (as far as getting side hustles/other income streams going) and again...I love simplicity/minimalism so don't really want the extra headache either.
this is where i am but i have hobbies that could turn into side hustles should i decide to go that route.
right now i have better things to do than build and maintain a 3d printer farm or spend the day babysitting a CNC machine or laser.
could i make more if i side hustled? yes.
but do i want to and is it worth it to me? not now.

here is the thing though, people who seemingly are hellbent on just spending every penny they make don't change when they make more money from what i've seen.
they just spend more.
so nothing really changes.
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