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Forum » Reccomend me a good Savings account to put my 20K in (SRS)
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Thread: Reccomend me a good Savings account to put my 20K in (SRS)

post 1678530583 03-07-2023, 07:02 PM
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#1
  1. AmericanIncel
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  1. AmericanIncel
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Reccomend me a good Savings account to put my 20K in (SRS)

Srs
post 1678530773 03-07-2023, 07:04 PM
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#2
  1. Getter_done
  1. Getter_done
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Ill take care of it for you.
post 1678531143 03-07-2023, 07:13 PM
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#3
  1. mainebrahh
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  1. mainebrahh
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Any online bank paying 4% or more?
post 1678531163 03-07-2023, 07:14 PM
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#4
  1. FAPhaggot
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  1. FAPhaggot
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Just buy some 10 year bills directly.
FA Crew
Always Pick 1 Crew

"Experience is something you get right after you need it."
post 1678531333 03-07-2023, 07:18 PM
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#5
  1. BullittEV
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UFB offering 4.55%

Problem is the banks take forever to catch up with the fed rate hikes. Biggest PITA is constantly moving money as different banks offer better rates
Originally Posted By FA*******⏩
Just buy some 10 year bills directly.
People that want HYSA arent in the market for bonds, the whole point is to stay liquid.
USMC 0311
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post 1678531503 03-07-2023, 07:21 PM
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#6
  1. sfgiants13
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  1. sfgiants13
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I use Marcus. 3.75 currently. Pairs nicely with the Schwab checking.
post 1678531553 03-07-2023, 07:23 PM
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#7
  1. FAPhaggot
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Originally Posted By BullittEV⏩
UFB offering 4.55%

Problem is the banks take forever to catch up with the fed rate hikes. Biggest PITA is constantly moving money as different banks offer better rates



People that want HYSA arent in the market for bonds, the whole point is to stay liquid.
Nothing's more liquid than T-Bills, brah. You don't have to hold notes to maturity.

Chit, you could also just cycle through 6 month bills. They're yielding 5.3% right now. The 3-month is also at 5.01%.
FA Crew
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"Experience is something you get right after you need it."
post 1678531683 03-07-2023, 07:27 PM
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#8
  1. Big7Ben86
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I use BMO Harris with savings rate of 4.20%. Banks will often have higher savings rates if you are out of their typical market. My local bank (large one) offers me a savings APR of .04%, so you gotta search around for the ones that will offer you a high rate. So no brainer to switch to to a HYSA if you don't want to do t-bills.
post 1678531843 03-07-2023, 07:29 PM
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#9
  1. AmericanIncel
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  1. AmericanIncel
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Originally Posted By BullittEV⏩
UFB offering 4.55%

Problem is the banks take forever to catch up with the fed rate hikes. Biggest PITA is constantly moving money as different banks offer better rates



People that want HYSA arent in the market for bonds, the whole point is to stay liquid.
Whats the downside of using UFB. Why do people choose Marcus which has 3.75% over UFB?
post 1678531893 03-07-2023, 07:31 PM
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#10
  1. Zere0wn
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Vtsax
My ALT is elevated. 75.
post 1678531913 03-07-2023, 07:32 PM
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#11
  1. alphaalbertan8
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Bitcoin
post 1678531943 03-07-2023, 07:32 PM
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#12
  1. sfgiants13
  2. Էպշտեյնը իրեն չսպանեց
  1. sfgiants13
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Originally Posted By AmericanIncel⏩
Whats the downside of using UFB. Why do people choose Marcus which has 3.75% over UFB?
When I got Marcus it was at the top of the rates a few years back. I’m not going to move it around chasing an extra .50% but that’s just me.
post 1678532523 03-07-2023, 07:42 PM
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#13
  1. conics
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Can u withdraw anytime?
I don't check my CP, IDC about reps/negs


♥♥♥♥♥♥♥♥ RIP Zyzz, The Father Of Aesthetics. 1989 -2011. Forever in our hearts ♥♥♥♥♥♥♥♥
post 1678532923 03-07-2023, 07:50 PM
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#14
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Seconding treasuries, brb mindless and risk-free 4-5% return
post 1678532993 03-07-2023, 07:52 PM
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#15
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Fidelity cash management account
Best lifts:
Bench press: 315x5
Squat: 465x1
Strict press: 205x5
Deadlift: 405x13 (conv tap'n'go with straps)
post 1678535043 03-07-2023, 08:32 PM
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#16
  1. BullittEV
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Originally Posted By FA*******⏩
Nothing's more liquid than T-Bills, brah. You don't have to hold notes to maturity.

Chit, you could also just cycle through 6 month bills. They're yielding 5.3% right now. The 3-month is also at 5.01%.
True I stand corrected kinda, I meant with no sort of penalty, I dont play with bonds but isnt there a commission fee for early withdrawal?
USMC 0311
*Ice Hockey/Lacrosse Crew*
*fukkin zeezbrah when pickin up chicks but do one thing to fuk it up/cant sustain after that night crew*
*C7 GS Vette Crew*
post 1678536243 03-07-2023, 08:58 PM
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#17
  1. vulgoo
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Aware
post 1678537013 03-07-2023, 09:15 PM
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#18
  1. Jacobcapra
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I'd put it in a brokerage account personally, unless you plan on actually using it in the relatively near term
**Georgia Crew**
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01/02/2018 - 202.2 lb.
Current - 181.4 lb. (1/23/18)
post 1678537453 03-07-2023, 09:23 PM
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#19
  1. weiss1967
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buy At&t, widow and orphan’s stock, dividends safe and upside over long term. Can’t beat.
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