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BREAKING: No student loan forgiveness
07-03-2023, 11:14 AM
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#241
i love the fake tradie vs stemcel war when really we need all training and education to be done more efficiently and effectively in this country. All the status quo does is continue to gimp America, but hey, people don't care to know anything anymore so oh well. When we become a chithole full of retards promoting antiscientific and ineffective policies, and fall behind technologically, you will all see. Until then, have fun dipchits.
The discussion shouldn't even be about student loans. Student loans shouldn't even exist. College should not cost this much or be done in such an obsolete way. And everyone should be entitled to education and job training.
The discussion shouldn't even be about student loans. Student loans shouldn't even exist. College should not cost this much or be done in such an obsolete way. And everyone should be entitled to education and job training.
07-03-2023, 11:34 AM
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#242
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Originally Posted By Putinist⏩
A solution IMO is that many colleges have tens of millions and some with hundreds of millions of dollars in their bank accounts just earning interest. Why is this money nt being used to at least aggressively pursue assisting the underserved Black and Latino communities? Why are the colleges charging so much?i love the fake tradie vs stemcel war when really we need all training and education to be done more efficiently and effectively in this country. All the status quo does is continue to gimp America, but hey, people don't care to know anything anymore so oh well. When we become a chithole full of retards promoting antiscientific and ineffective policies, and fall behind technologically, you will all see. Until then, have fun dipchits.
The discussion shouldn't even be about student loans. Student loans shouldn't even exist. College should not cost this much or be done in such an obsolete way. And everyone should be entitled to education and job training.
The discussion shouldn't even be about student loans. Student loans shouldn't even exist. College should not cost this much or be done in such an obsolete way. And everyone should be entitled to education and job training.
The colleges themselves need to be made to be pro-active. That is where a lot of money already is.
Helping one person may not change the world, but it could change the world for one person.
07-03-2023, 11:36 AM
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#243
07-03-2023, 11:44 AM
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#244
Originally Posted By Mark1T⏩
It's a bloated obsolete system. We could have research done separately. Teaching and certification is distinct from that. And sports and chit are a giant waste of money and could be divorced from it too. Universities need to make more use of online resources now as well. The whole thing is just garbage and obsolete.A solution IMO is that many colleges have tens of millions and some with hundreds of millions of dollars in their bank accounts just earning interest. Why is this money nt being used to at least aggressively pursue assisting the underserved Black and Latino communities? Why are the colleges charging so much?
The colleges themselves need to be made to be pro-active. That is where a lot of money already is.
The colleges themselves need to be made to be pro-active. That is where a lot of money already is.
If you record a good math lecture, that same lecture can be reused indefinitely. What is the utility in having a classroom and requiring people to come and gather and fuk and waste money and resources? There is so much bloat.
07-03-2023, 11:56 AM
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#245
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Colleges should cosign every fuking loan.
Nothing like a little skin in the game to change your ways.
Nothing like a little skin in the game to change your ways.
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If you allow the Govt to break the law because of an emergency, they will always create an emergency to break the law
07-03-2023, 11:58 AM
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#246
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Originally Posted By Putinist⏩
Did you get your ass kicked on a daily basis by athletes? You despise them so much.It's a bloated obsolete system. We could have research done separately. Teaching and certification is distinct from that. And sports and chit are a giant waste of money and could be divorced from it too. Universities need to make more use of online resources now as well. The whole thing is just garbage and obsolete.
If you record a good math lecture, that same lecture can be reused indefinitely. What is the utility in having a classroom and requiring people to come and gather and fuk and waste money and resources? There is so much bloat.
If you record a good math lecture, that same lecture can be reused indefinitely. What is the utility in having a classroom and requiring people to come and gather and fuk and waste money and resources? There is so much bloat.
07-03-2023, 12:12 PM
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#247
07-03-2023, 12:25 PM
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#248
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Originally Posted By Bodhy⏩
Nobody is. They took out a loan. They need to pay it back. If they can't, then they shouldn't have taken out that loan.And no, it wasn't the student's fault. No one should obstruct or talk young generations out of going to college.
Originally Posted By Bodhy⏩
We don't need more low IQ tradies, we need more geniuses.
"At the core of liberalism is the spoiled child - miserable, as all spoiled children are, unsatisfied,
demanding, ill-disciplined, despotic and useless. Liberalism is a philosophy of sniveling brats."
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07-03-2023, 12:36 PM
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#249
The predatory loan system used by colleges is indefensible. But the idea of taxing tradesmen and laborers to bail out the 1/3 of the country who took out loans to go to college is just as indefensible, especially when we all know this was just an attempted handout to higher-earners/democrats.
The best path moving forward would be:
1) tax college endowments to pay for student debt relief
2) make student loan qualification account for future ability to pay
3) colleges who continue to accept/graduate students who are unable/unwilling to pay back their student loans will no longer be eligible for federal student loans for their students
The best path moving forward would be:
1) tax college endowments to pay for student debt relief
2) make student loan qualification account for future ability to pay
3) colleges who continue to accept/graduate students who are unable/unwilling to pay back their student loans will no longer be eligible for federal student loans for their students
07-03-2023, 01:43 PM
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#250
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Originally Posted By fitnessislife⏩
Gotta love the, "It's not their fault," mentality........Nobody is. They took out a loan. They need to pay it back. If they can't, then they shouldn't have taken out that loan.
07-03-2023, 01:44 PM
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#251
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Originally Posted By Dave22reborn⏩
It's not their fault! They couldn't have possibly been expected to pay back a loan they took out! That's almost the same as slavery!Gotta love the, "It's not their fault," mentality........
"At the core of liberalism is the spoiled child - miserable, as all spoiled children are, unsatisfied,
demanding, ill-disciplined, despotic and useless. Liberalism is a philosophy of sniveling brats."
- PJ O'Rourke
07-03-2023, 02:17 PM
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#252
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Originally Posted By Dave22reborn⏩
I like how they get all snarky with the "You took a loan - you pay it back" thing.. Apparently now it's "more nuanced" than that, and only they, in their infinite educated wisdom can understand it lol.Gotta love the, "It's not their fault," mentality........
Yeah, no.. You borrowed money and you can pay it TF back. It's really not that complicated at all.
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
07-03-2023, 02:27 PM
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#253
Originally Posted By Dave22reborn⏩
Is this the part of the thread where we blame the MSM, liberal pussies, and the deep state for foiling every single one of our grand plans?Gotta love the, "It's not their fault," mentality........
Cause that would be neat.
07-03-2023, 02:44 PM
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#254
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Originally Posted By Seatard⏩
No... just the ones who took out loans and now don't want to pay them back.Is this the part of the thread where we blame the MSM, liberal pussies, and the deep state for foiling every single one of our grand plans?
Cause that would be neat.
Cause that would be neat.
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
07-03-2023, 02:50 PM
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#255
Originally Posted By Bushmaster⏩
The system is pretty fuked, costs should be addressed, and it's easy for 18 (up to a few years older) kids to be very delusional about the job market and how valuable their degree will be in getting an actual career.I like how they get all snarky with the "You took a loan - you pay it back" thing.. Apparently now it's "more nuanced" than that, and only they, in their infinite educated wisdom can understand it lol.
Yeah, no.. You borrowed money and you can pay it TF back. It's really not that complicated at all.
Yeah, no.. You borrowed money and you can pay it TF back. It's really not that complicated at all.
With that being said - they knew what they were doing, and I don't think others' tax dollars should be having to bail them out (and yes I feel the same way about big businesses and all that too) for poor decisions. Especially when you have ones that made little to no effort to minimize costs/the amount of debt they went into.
Adults should also quit brainwashing kids that degree = success and you should immediately go to College after High School.
07-03-2023, 03:01 PM
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#256
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Originally Posted By Polaris⏩
Yeah, I agree - especially on the brainwashing... Like I said earlier in this discussion, my 25yr old nephew is a welder, but according to Bodhy and wincel, he's just a low-IQ tradie. He's also buying his first house though, while they snivel about loans they can't pay back.The system is pretty fuked, costs should be addressed, and it's easy for 18 (up to a few years older) kids to be very delusional about the job market and how valuable their degree will be in getting an actual career.
With that being said - they knew what they were doing, and I don't think others' tax dollars should be having to bail them out (and yes I feel the same way about big businesses and all that too) for poor decisions. Especially when you have ones that made little to no effort to minimize costs/the amount of debt they went into.
Adults should also quit brainwashing kids that degree = success and you should immediately go to College after High School.
With that being said - they knew what they were doing, and I don't think others' tax dollars should be having to bail them out (and yes I feel the same way about big businesses and all that too) for poor decisions. Especially when you have ones that made little to no effort to minimize costs/the amount of debt they went into.
Adults should also quit brainwashing kids that degree = success and you should immediately go to College after High School.
But the thing is there are always going to be predators whenever money is concerned. Used car salesmen, time share salesmen, solar panel salesmen, religion "salesmen," etc. And education is no different apparently...
It sucks, and I hate it for them, but... at the end of the day they did sign their name on the dotted line. So IMO their efforts would be better spent trying to keep other kids from making the same mistake.
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
07-03-2023, 03:16 PM
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#257
07-03-2023, 03:22 PM
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#258
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You guys remember the wonder years? When the dad's Hippie daughter went to college, and he asked her what classes she's taking? And she answered something like, "African American history, Female History, Poetry, and Sociology," or something along those lines.
He made this pained grimace like, "This is what I'm paying for???"
Reminds me of these people bitching about paying back their loans.
As for the con, there is something called Google, which will tell you what major will lead to what job. It also tells you the worst Bachelors Degrees one can have.
He made this pained grimace like, "This is what I'm paying for???"
Reminds me of these people bitching about paying back their loans.
As for the con, there is something called Google, which will tell you what major will lead to what job. It also tells you the worst Bachelors Degrees one can have.
07-03-2023, 03:24 PM
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#259
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Originally Posted By Bushmaster⏩
Heard Truck Salesmen love the Marines? Is that true? Thing is, do you hear about them bitching about how those payment should be forgiven?Yeah, I agree - especially on the brainwashing... Like I said earlier in this discussion, my 25yr old nephew is a welder, but according to Bodhy and wincel, he's just a low-IQ tradie. He's also buying his first house though, while they snivel about loans they can't pay back.
But the thing is there are always going to be predators whenever money is concerned. Used car salesmen, time share salesmen, solar panel salesmen, religion "salesmen," etc. And education is no different apparently...
It sucks, and I hate it for them, but... at the end of the day they did sign their name on the dotted line. So IMO their efforts would be better spent trying to keep other kids from making the same mistake.
But the thing is there are always going to be predators whenever money is concerned. Used car salesmen, time share salesmen, solar panel salesmen, religion "salesmen," etc. And education is no different apparently...
It sucks, and I hate it for them, but... at the end of the day they did sign their name on the dotted line. So IMO their efforts would be better spent trying to keep other kids from making the same mistake.
07-03-2023, 03:25 PM
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#260
Originally Posted By Dave22reborn⏩
According to you, civil engineering and chemistry are useless majors then because they don't lead to great jobs. There is value in education beyond employment too. IDK about sociology and other soft crap.You guys remember the wonder years? When the dad's Hippie daughter went to college, and he asked her what classes she's taking? And she answered something like, "African American history, Female History, Poetry, and Sociology," or something along those lines.
He made this pained grimace like, "This is what I'm paying for???"
Reminds me of these people bitching about paying back their loans.
As for the con, there is something called Google, which will tell you what major will lead to what job. It also tells you the worst Bachelors Degrees one can have.
He made this pained grimace like, "This is what I'm paying for???"
Reminds me of these people bitching about paying back their loans.
As for the con, there is something called Google, which will tell you what major will lead to what job. It also tells you the worst Bachelors Degrees one can have.
07-03-2023, 03:26 PM
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#261
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Originally Posted By Putinist⏩
WTF do you know about it wincel? You're a homebound loser who's not even capable of functioning in life.According to you, civil engineering and chemistry are useless majors then because they don't lead to great jobs. There is value in education beyond employment too. IDK about sociology and other soft crap.
Originally Posted By Seatard⏩
Hey 'Tard, tell me you have a worthless degree and an ass full of debt without telling me you have a worthless degree and an ass full of debt.Perfect. This way we don't have to worry about double standards.
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
07-03-2023, 03:38 PM
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#262
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Originally Posted By Dave22reborn⏩
There are used car lots galore outside each and every military base in the entire country.. Big signs announcing "Buy here pay here!"Heard Truck Salesmen love the Marines? Is that true? Thing is, do you hear about them bitching about how those payment should be forgiven?
And there are literally endless stories of 18yr old kids buying their first car for $25-30k with no money down and financing it for 72 months at 30% interest.. And when it's all said and done, their new $25k car will have cost them a small fortune.
But nobody - not one Swinging Richard anywhere who feels sorry for them or wants their loan "forgiven." On the contrary... "HAHA! Let this be a lesson dumbass!"
Oh, but "Teh loan I took for my African Dance Theory degree should be forgiven guise!" lol.
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
07-03-2023, 03:40 PM
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#263
Originally Posted By Bushmaster⏩
I have a great degree, and took out an ass load of debt to get it.Hey 'Tard, tell me you have a worthless degree and an ass full of debt without telling me you have a worthless degree and an ass full of debt.
Personally, I knew exactly what I was doing and I'll end up paying about $.20 on the dollar. Except I work for the government (I'm working right now), so really, you're paying it.
07-03-2023, 03:42 PM
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#264
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Originally Posted By Seatard⏩
Good on you.. Seriously.I have a great degree, and took out an ass load of debt to get it.
Personally, I knew exactly what I was doing and I'll end up paying about $.20 on the dollar. Except I work for the government (I'm working right now), so really, you're paying it.
Personally, I knew exactly what I was doing and I'll end up paying about $.20 on the dollar. Except I work for the government (I'm working right now), so really, you're paying it.
So what's the problem though? You just don't think you should pay back the money you borrowed, or what?
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
07-03-2023, 03:47 PM
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#265
Originally Posted By Bushmaster⏩
I think education that leads to a productive citizenry is a national security issue on par with military strength and that we should pay for it the same way.Good on you.. Seriously.
So what's the problem though? You just don't think you should pay back the money you borrowed, or what?
So what's the problem though? You just don't think you should pay back the money you borrowed, or what?
To be clear, this should apply to motivated people based on merit.
07-03-2023, 03:50 PM
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#266
Originally Posted By Seatard⏩
Not a bad idea.I think education that leads to a productive citizenry is a national security issue on par with military strength and that we should pay for it the same way.
Originally Posted By Seatard⏩
That's racist and misogynistic.To be clear, this should apply to motivated people based on merit.
07-03-2023, 03:54 PM
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#267
07-03-2023, 03:57 PM
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#268
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Originally Posted By Seatard⏩
Off the top of my head, Georgia has the HOPE Scholarship 'tard...I think education that leads to a productive citizenry is a national security issue on par with military strength and that we should pay for it the same way.
To be clear, this should apply to motivated people based on merit.
To be clear, this should apply to motivated people based on merit.
From Abbeville in Wilcox County to Zebulon in Pike County, Helping Outstanding Pupils Educationally (HOPE) has provided more than $14 billion of financial assistance for educational programs beyond high school.
The legislation for this program was scripted in 1992 under the supervision of Governor Zell Miller and launched a year later to provide assistance towards the cost of tuition at eligible Georgia postsecondary institutions to incent and reward Georgia’s high achieving students.
Funded by the Georgia Lottery for Education, this unique initiative has helped more than 2.1 million students at eligible state public and private universities and public technical schools to create the “better-educated work force…and invest in (Georgia’s) economic future”
https://gsfc.georgia.gov/hope#:~:tex...ain%20eligible.
The military has the GI Bill...The legislation for this program was scripted in 1992 under the supervision of Governor Zell Miller and launched a year later to provide assistance towards the cost of tuition at eligible Georgia postsecondary institutions to incent and reward Georgia’s high achieving students.
Funded by the Georgia Lottery for Education, this unique initiative has helped more than 2.1 million students at eligible state public and private universities and public technical schools to create the “better-educated work force…and invest in (Georgia’s) economic future”
https://gsfc.georgia.gov/hope#:~:tex...ain%20eligible.
THE POST-9/11 GI BILL
This program is the most widely used GI Bill option.It provides up to full college tuition for public and in-state schools, and more than $25,000 per year at private or foreign schools, as well as money for housing and books.
https://www.goarmy.com/benefits/whil...%20and%20books.
...Which I never had. I had the old Army College Fund which still took me from the Army, to Community College, to University, to BS Degree - with not a single penny in debt.This program is the most widely used GI Bill option.It provides up to full college tuition for public and in-state schools, and more than $25,000 per year at private or foreign schools, as well as money for housing and books.
https://www.goarmy.com/benefits/whil...%20and%20books.
Point being where there's a will there's a way, with other options than "Imma take out a big loan that I want you to pay for!"
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
07-03-2023, 04:10 PM
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#269
Originally Posted By Bushmaster⏩
I more or less agree. I don't know what the numbers are or how to measure it, there is definitely some number of loan holders who don't deserve to have their loans forgiven. There are also those who went through it all in good faith, graduated with decent grades, and didn't land in the job market in a place where they can effectively afford to pay back the principle on a monthly basis. I'm thinking all the people in $45K a year jobs that required a degree and who are living in apartments with little savings. If they didn't get their degree we'd be subsidizing them anyways.Off the top of my head, Georgia has the HOPE Scholarship 'tard...
The military has the GI Bill...
...Which I never had. I had the old Army College Fund which still took me from the Army, to Community College, to University, to BS Degree - with not a single penny in debt.
Point being where there's a will there's a way, with other options than "Imma take out a big loan that I want you to pay for!"
The military has the GI Bill...
...Which I never had. I had the old Army College Fund which still took me from the Army, to Community College, to University, to BS Degree - with not a single penny in debt.
Point being where there's a will there's a way, with other options than "Imma take out a big loan that I want you to pay for!"
07-03-2023, 05:17 PM
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#270
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Originally Posted By Seatard⏩
Except you also want us to foot the bill when they drop out/flunk out???I more or less agree. I don't know what the numbers are or how to measure it, there is definitely some number of loan holders who don't deserve to have their loans forgiven. There are also those who went through it all in good faith, graduated with decent grades, and didn't land in the job market in a place where they can effectively afford to pay back the principle on a monthly basis. I'm thinking all the people in $45K a year jobs that required a degree and who are living in apartments with little savings. If they didn't get their degree we'd be subsidizing them anyways.
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