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Forum » Ways that being “frugal” (cheap) ends up costing more money?
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Thread: Ways that being “frugal” (cheap) ends up costing more money?

post 1690608173 09-24-2023, 07:04 PM
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Ways that being “frugal” (cheap) ends up costing more money?

I’ve always found that so-called “frugal” people end up shooting themselves in the foot financially.

I’m not talking about small things like wasting benzine driving around looking for the lowest price per litre. I mean big ticket stuff:

-taking the lowest bid. By all means get multiple quotes for big jobs, but remember you get what you pay for. I always lol when people took the lowest quote and get a dog chit job that they then have to pay an actually good contractor to fix.

-waiting for the housing market to drop before buying in lmao. Always the same financial geniuses who have been renting for decades. There’s no reaching them. Always talking about investing the difference. Hint: they did not, in fact, invest the difference.

-just buying cheap stuff in general. Like used cars and cheap electronics. You just end up paying more in maintenance and replacement costs. Quality stuff just lasts longer.

-moving to a “low cost of living area” lmao. It’s cheap because no one wants to live there. Congratulations, you not only live in a chithole but you’ve cucked yourself out of many better paid job opportunities.

What are some other examples?
post 1690608313 09-24-2023, 07:08 PM
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post 1690608383 09-24-2023, 07:10 PM
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Anybody buying houses right now is an idiot, unless it's some type of extreme value add.
post 1690608473 09-24-2023, 07:12 PM
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Driving around town, trying to save $0.05/gal on gas.
post 1690608533 09-24-2023, 07:13 PM
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No, I buy cheap phones, spend no more than $300, they always last me 5+ years. Certain electronics and clothing don't matter what quality brand you have.

I think being frugal with food will cost you your health though, don't **** with sugary and greasy foods.
post 1690608583 09-24-2023, 07:14 PM
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Originally Posted By OliverHeldens⏩
Anybody buying houses right now is an idiot, unless it's some type of extreme value add.
-every rentcuck for the last 25 years
post 1690608593 09-24-2023, 07:14 PM
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If you live in even a small city, there should be 10+ food establishments within a 5 minute drive. Well worth not paying the $!5 delivery fee unless you're drunk or stoned or something.
post 1690608633 09-24-2023, 07:15 PM
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Originally Posted By r32gojirra⏩
-every rentcuck for the last 25 years
15 years ago was 2008 and interest rates had been 3-4% ever since then. Now they're 8%.
post 1690608673 09-24-2023, 07:16 PM
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Originally Posted By r32gojirra⏩
-just buying cheap stuff in general. Like used cars
So new cars are the best financial decision? LMAO.
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post 1690608793 09-24-2023, 07:18 PM
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Originally Posted By Bando⏩
So new cars are the best financial decision? LMAO.
More thinking of the Dave Ramsey-cels who think they’re smart driving around a 15-year old clunker that needs constant repairs and is always breaking down and they need to catch the bus to work

Not hating on people for whom this is their only option - more the idiots who do this thinking they are being smart with money and could afford to buy an actual car

Now let’s all pretend we don’t know at least one person who has done this lol
post 1690608833 09-24-2023, 07:19 PM
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post 1690609233 09-24-2023, 07:25 PM
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post 1690609293 09-24-2023, 07:27 PM
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Hookers, amirite?
post 1690609363 09-24-2023, 07:28 PM
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Originally Posted By ErnieMccracken⏩
Hookers, amirite?
-buys cheap escorts because phukk jestermaxxxxing for “free shags”/“getting laid for free”
-spends rest of life paying for AIDS medications

lmao
post 1690609463 09-24-2023, 07:30 PM
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Definitely buying cheap items you use a lot.
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post 1690609613 09-24-2023, 07:34 PM
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Have always hated the cheap/frugal mindset. Always LOL when their cheapness results in them having to spend more in the long run. What kills me is the folks who opt for the cheapest product/service around and then complain when it is lower quality. If you want quality then you have to pay a quality price for it. Common sense
post 1690609743 09-24-2023, 07:37 PM
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Originally Posted By Islandboyo⏩
Have always hated the cheap/frugal mindset. Always LOL when their cheapness results in them having to spend more in the long run. What kills me is the folks who opt for the cheapest product/service around and then complain when it is lower quality. If you want quality then you have to pay a quality price for it. Common sense
the difference is when you luck out and get deals.
i had a plumber who cut me deals.
There is an unspoken thing, we are iron brothers and sisters, we are to support each other and...It is our duty to support our brothers and sisters in the iron game!
post 1690609903 09-24-2023, 07:41 PM
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Good wheel tire balancing

It’ll pay for itself after a few thousand miles
post 1690609963 09-24-2023, 07:41 PM
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Yes. Every low IQ person I know finances a used car with 90k miles and then spends thousands on repairs. As a plus, it usually dies completely before the loan is paid off.
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post 1690612093 09-24-2023, 08:25 PM
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Originally Posted By LinuxJon⏩
Yes. Every low IQ person I know finances a used car with 90k miles and then spends thousands on repairs. As a plus, it usually dies completely before the loan is paid off.
Reminds me of another one:

-using non-genuine/budget parts on your car.Not only do they always phuck up, and either cause the car to break down or, if it’s like a water pump, oil pump or gasket, it can total the engine.

Also if you had any kind of mechanical warranty, congrats that is now void
post 1690612153 09-24-2023, 08:27 PM
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Shoes, Suits, Tools, cheap labor in general, bad idea on cars srs
post 1690612213 09-24-2023, 08:28 PM
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Hiring Indians because you thought they were cheap, ending up costing the company more.
post 1690612313 09-24-2023, 08:30 PM
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Originally Posted By x-trainer
the difference is when you luck out and get deals.
i had a plumber who cut me deals.
Having tradies quote you fair prices for repeat business is ok

As long as you don’t try to chisel them on their quotes.

I have guys that I trust so much I don’t even ask them for quotes.
post 1690612403 09-24-2023, 08:32 PM
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Originally Posted By SirFapsAIot⏩
Shoes, Suits, Tools, cheap labor in general, bad idea on cars srs
Lmao yeah buying a cheap suit off the rack and then paying hundreds of dollars in “alterations”

Would have been better off paying more for a suit that fits you in the first place

Great examples srs

On spread
post 1690612633 09-24-2023, 08:36 PM
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Made in China plastic BS products. What's funny is that a lot of quality items are no longer even being made and now that cheap crap isn't even inexpensive anymore.
post 1690612703 09-24-2023, 08:37 PM
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Excessive online comparisons. People will spent 3-4 hours shopping around different sites to save $20 on something.

Time is money and $5 per hour is an appalling use of time.

Cheap apartments. I saw this a lot when I first moved to the city. People would save $300 per month by living somewhere cheaper, but then spend an extra $600 per month going out more because they didn't like being in the apartment.

Professional services. A cheap lawyer or a cheap accountant will lose you more than they save you.
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post 1690612743 09-24-2023, 08:37 PM
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Originally Posted By r32gojirra⏩
Lmao yeah buying a cheap suit off the rack and then paying hundreds of dollars in “alterations”

Would have been better off paying more for a suit that fits you in the first place

Great examples srs

On spread
like wise, got you on spread

I know guys that buy cheap shoes 5 times a year lol i keep telling them to buy a few quality pairs and they will last a long time and they can be re-soled, bespoke suits actually save you money down the line...thing is, the cheap stuff isn't even as good looking as the quality stuff and they end up spending more in the long run.

My cousin wanted some work done on his Mercedes, I sent him to my guy and he decided to go with some cheapo place in town...lol, I chit you not, while he was showing me the work they did for super cheap, fluid started spraying out from a tube that came loose, I think it was anti-freeze and got him in the face, to say he was pissed would be an understatement.
post 1690613963 09-24-2023, 09:01 PM
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Originally Posted By SirFapsAIot⏩
like wise, got you on spread

I know guys that buy cheap shoes 5 times a year lol i keep telling them to buy a few quality pairs and they will last a long time and they can be re-soled, bespoke suits actually save you money down the line...thing is, the cheap stuff isn't even as good looking as the quality stuff and they end up spending more in the long run.

My cousin wanted some work done on his Mercedes, I sent him to my guy and he decided to go with some cheapo place in town...lol, I chit you not, while he was showing me the work they did for super cheap, fluid started spraying out from a tube that came loose, I think it was anti-freeze and got him in the face, to say he was pissed would be an understatement.
Bespoke suits are a poor value. No one can tell the difference between a high quality <$1000 suit with alterations and bespoke which start at $3000.

Unless by bespoke you mean made to measure like indo chino which isn’t bespoke and most of those companies are hit and miss relying on “virtual” measurements
post 1690614253 09-24-2023, 09:07 PM
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Originally Posted By SirFapsAIot⏩
Shoes, Suits, Tools, cheap labor in general, bad idea on cars srs
Spent hundreds on boots from Nicks and Red Wing.


That was literally 10 years ago and the boots are beautiful and work/fit great.


A cheaper pair would have been destroyed years ago.
post 1690614433 09-24-2023, 09:11 PM
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Originally Posted By Toader45⏩
Bespoke suits are a poor value. No one can tell the difference between a high quality <$1000 suit with alterations and bespoke which start at $3000.

Unless by bespoke you mean made to measure like indo chino which isn’t bespoke and most of those companies are hit and miss relying on “virtual” measurements
I don't know if they still do it, but you used to get tailors fly over from hong kong with samples and hole up in an airport hotel for 2 weeks. People would go to the hotel, get measured, pick the material etc and the suits would get shipped to them a couple of weeks later.

The best value for money is probably the suits made from scans. You go in to a booth, it scans you and the suits are made from those measurements. It's generally only a couple of hundred dollars more than off the rack.
Screw nature; my body will do what I DAMN WELL tell it to do!

The only dangerous thing about an exercise is the person doing it.

They had the technology to rebuild me. They made me better, stronger, faster......
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