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Forum » Would you buy a new Tacoma with $1400 +-$150 a month left
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Thread: Would you buy a new Tacoma with $1400 +-$150 a month left

post 1692707043 11-02-2023, 09:32 AM
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Would you buy a new Tacoma with $1400 +-$150 a month left

Crunched my numbers I net $5815 and after everything I still have around $1400 left I am sick of pouring money into my 09 Corolla and it's actually not safe to drive anymore needs new tires and abs light is on check engine light constantly comes on sick of this car..let's say i can get a 90 month financing with $2000 down on a new Taco and try to get the monthly down to $550/ mo on the longer term finance option would you do it
post 1692707143 11-02-2023, 09:34 AM
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you don't have any savings? buy something used
post 1692707293 11-02-2023, 09:36 AM
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Originally Posted By PShift5⏩
Crunched my numbers I net $5815 and after everything I still have around $1400 left I am sick of pouring money into my 09 Corolla and it's actually not safe to drive anymore needs new tires and abs light is on check engine light constantly comes on sick of this car..let's say i can get a 90 month financing with $2000 down on a new Taco and try to get the monthly down to $550/ mo on the longer term finance option would you do it
Poor cell logic. Doesn't want to spend $1200 on repairs so will drop $10,000+ on interest.
post 1692707313 11-02-2023, 09:36 AM
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Just fix the Corolla.

^Fukn wizard!
post 1692707533 11-02-2023, 09:38 AM
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Originally Posted By 8pieces⏩
you don't have any savings? buy something used
I do have savings but I don't want to dip into it it's for worst Case scenario getting laid off
post 1692707573 11-02-2023, 09:39 AM
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Originally Posted By Austanian⏩
Poor cell logic. Doesn't want to spend $1200 on repairs so will drop $10,000+ on interest.
Lmao I can't argue this I guess, I'm just sick of the Corolla for repair reason as well as I want a new toy
post 1692707633 11-02-2023, 09:40 AM
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Originally Posted By PShift5⏩
Lmao I can't argue this I guess, I'm just sick of the Corolla for repair reason as well as I want a new toy
the heart of the issue is you wanting a new toy
post 1692707823 11-02-2023, 09:43 AM
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Lold irl at 90 month financing
post 1692707883 11-02-2023, 09:44 AM
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Originally Posted By HateLiberals⏩
Lold irl at 90 month financing
I want a lower monthly payment
post 1692707983 11-02-2023, 09:46 AM
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Originally Posted By eddiehaskell⏩
the heart of the issue is you wanting a new toy
And 4x4 I live in north East USA, yesterday was skidding on the road with just wet road when dude in front of me slammed on breaks my car could barely handle a wet road how will it handle winter
post 1692708283 11-02-2023, 09:50 AM
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Originally Posted By PShift5⏩
I want a lower monthly payment
Abs light doesn't matter. Tires for tiny wheels are cheap. Can get cel scanned for free at any auto parts store. Sounds like you're just incompetent
post 1692708373 11-02-2023, 09:51 AM
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Originally Posted By PShift5⏩
Lmao I can't argue this I guess, I'm just sick of the Corolla for repair reason as well as I want a new toy
Cars aren't great toys. This is coming from a guy that has one.

If you want a new car follow the 20, 3, 8 rule. Prevents you from doing stupid stuff like in the OP.
Originally Posted By PShift5⏩
And 4x4 I live in north East USA, yesterday was skidding on the road with just wet road when dude in front of me slammed on breaks my car could barely handle a wet road how will it handle winter
Stop it....

4x4 doesn't help you stop. Tires do... Which you need and can probably get for under $600.

Now there are a few times a year a truck will help with the snow, but this argument is still about your fuking toy.
post 1692708393 11-02-2023, 09:51 AM
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stopped reading after 90 month financing
post 1692708973 11-02-2023, 09:59 AM
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Originally Posted By HateLiberals⏩
Abs light doesn't matter. Tires for tiny wheels are cheap. Can get cel scanned for free at any auto parts store. Sounds like you're just incompetent
Yes I am new to living on my own new to adult world definitely Incompetent
post 1692709063 11-02-2023, 10:01 AM
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Originally Posted By Austanian⏩
Cars aren't great toys. This is coming from a guy that has one.

If you want a new car follow the 20, 3, 8 rule. Prevents you from doing stupid stuff like in the OP.



Stop it....

4x4 doesn't help you stop. Tires do... Which you need and can probably get for under $600.

Now there are a few times a year a truck will help with the snow, but this argument is still about your fuking toy.
You win I Just wanted a new toy
post 1692709153 11-02-2023, 10:02 AM
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lol @ buying a vehicle now.

Clearly you never got personal finance classes in public school.

just bend over. I can't fathom any idiot wanting a car payment over $500. Have fun paying half your salary on a vehicle!
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post 1692709173 11-02-2023, 10:02 AM
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90 month financing on a truck that will be worth significantly less when it's paid off. el oh el
Not in the AM
post 1692709723 11-02-2023, 10:15 AM
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Originally Posted By PShift5⏩
You win I Just wanted a new toy
You want a toy? Get one.

I bought a 2012 G37x with 50k miles on it last year for $16k. Sold my 99 Acura CL3.0 and 08 Honda Fit because I was sick of "practical".

Fun car. Not going to take 8 fuking years to pay off...
post 1692709993 11-02-2023, 10:20 AM
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How do you break one of the most reliable cars made?
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post 1692710323 11-02-2023, 10:26 AM
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Thread reads like a Dave Ramsey call.

1. make repairs needed so corrolla is safe
2. begin saving money to buy next car
3. when enough money is saved, buy USED car cash

You didn't wake up today and hate this car, you have for a long time. You shouldve been saving money in that time to replace it in a financially responsible manner. Avoid interest like the plague.
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post 1692710373 11-02-2023, 10:28 AM
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Fooking lold so hard at 90 month term
Boycott foodservice industry crew
post 1692710383 11-02-2023, 10:29 AM
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Originally Posted By Austanian⏩
Poor cell logic. Doesn't want to spend $1200 on repairs so will drop $10,000+ on interest.
lol this
post 1692710423 11-02-2023, 10:30 AM
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You main goal with autos should be to get to the point where you never have another auto loan and instead pay cash. 100% srs and it's not that hard to do.
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post 1692710663 11-02-2023, 10:34 AM
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90 months is over 20 years. You'll be paying for the car long after it dies.
Change sig every day crew
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post 1692710703 11-02-2023, 10:35 AM
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Originally Posted By VoxExMachina⏩
You main goal with autos should be to get to the point where you never have another auto loan and instead pay cash. 100% srs and it's not that hard to do.
Yep... Though I will say. If you are poor. Skip the 5k cash car and get the 15k Civic with 5k down and a 10k loan.

That Dave Ramsey chit burned me when I was young and took a few years to get over.
post 1692710853 11-02-2023, 10:39 AM
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$2k down lol
90 month financing lol
"not safe to drive"...needs tires and some dash lights on....lol

Put new tires on the Rolla.....figure out the dash lights, sell for 10k.....add $5k to it and pay cash for something.

Just imagine paying $550 (which is probably highly optimistic) for 7+ years.


I've got 3 vehicles for a total value of like 65k. paid cash for 2 of them and 1 is financed -60 months @ 0% bought in 2020. I couldn't say no. Don't be stupid.
post 1692710873 11-02-2023, 10:40 AM
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i'd have just liability insurance on the corolla...that alone would save about $700 a year. gas will be cheaper too. yearly property tax in my state would be about $100 for the corolla vs $600 for the tacoma.
post 1692710913 11-02-2023, 10:40 AM
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Originally Posted By Austanian⏩
Yep... Though I will say. If you are poor. Skip the 5k cash car and get the 15k Civic with 5k down and a 10k loan.

That Dave Ramsey chit burned me when I was young and took a few years to get over.
There are a dozen ways to do it, and the first auto is the most difficult. But once you achieve that, drive it a few years then write a check for the difference on a new one.

It's pretty damn satisfying when the dealer asks you what you want your payment to be and you say "zero". They literally don't know how to respond.
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post 1692711113 11-02-2023, 10:46 AM
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the only point in financing is usually if you have a very low interest rate and don't want to drop a large downpayment right away
L.A. LAKERS
post 1692711413 11-02-2023, 10:54 AM
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Originally Posted By Austanian⏩
Poor cell logic. Doesn't want to spend $1200 on repairs so will drop $10,000+ on interest.
Looking at his net income, He works a good job, what's the point in piling up money and not buying himself something nice? Assuming he has no other crazy debt and a good credit score, I'd say go for it.

I'd get the corolla repaired then stack up for year for a big down payment.
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