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» Leasing a car is the absolute most potato thing you can do
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post 1555981371 07-11-2018, 09:06 AM
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  1. MarinoMike
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Leasing a car is the absolute most potato thing you can do

If any brahs ever contemplate leasing a car, give me a buzz, I'll come down and kick you in the nuts for free.
6'5 220
i can bench press 135 pounds on a good day
post 1555981421 07-11-2018, 09:07 AM
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What’s the best route to go when purchasing a vehicle? Srs
Hi, uh, we were looking for a muffler for a ‘77 Chevy
post 1555981471 07-11-2018, 09:08 AM
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Originally Posted By MarinoMike
If any brahs ever contemplate leasing a car, give me a buzz, I'll come down and kick you in the nuts for free.
Leasing right now and it's up in August and am going to keep it and pay it off
post 1555981551 07-11-2018, 09:08 AM
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26 year old miscer knows best
post 1555981621 07-11-2018, 09:09 AM
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in b4 LinuxJon

brought to you by
445/340/545
post 1555981651 07-11-2018, 09:09 AM
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#6
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just lol if you lease a car

brb actual slavery. Literally working to pay off your car or you get blacklisted.
6'2 @ 180
Powerlifting crew
post 1555981761 07-11-2018, 09:11 AM
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#7
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Originally Posted By Vhagar
26 year old miscer knows best
Doesn't take a 48 year old guy to understand that leasing is for poor or dumb people.
6'2 @ 180
Powerlifting crew
post 1555981821 07-11-2018, 09:12 AM
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#8
  1. MarinoMike
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Originally Posted By jaqe
What’s the best route to go when purchasing a vehicle? Srs
Finance it if you must - but, only take a loan for 3 years. So, what does this mean? It means, buying an approrpriately priced car to where you can still live your life and make ends meet while paying a loan off in three years.
6'5 220
i can bench press 135 pounds on a good day
post 1555981841 07-11-2018, 09:12 AM
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#9
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Post deleted by user
post 1555981851 07-11-2018, 09:13 AM
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#10
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Originally Posted By jaqe
What’s the best route to go when purchasing a vehicle? Srs
Stealing one.
NDSU Crew
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Over the Top is the GOAT Movie Crew
HTC 4 life brother!!!

"If you don't have skid marks on your underwear after a leg workout, then you aren't training hard enough" - Big Lenny
post 1555981871 07-11-2018, 09:13 AM
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Wouldn't be terrible if there was no down payment. I mean, $250/month for 3 years on a depreciating asset would be ok if you didn't have to drop 3k on it first.
#
post 1555981901 07-11-2018, 09:13 AM
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#12
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Found the 26 year old financial expert thread.
post 1555982051 07-11-2018, 09:16 AM
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#13
  1. MarinoMike
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Originally Posted By shmobin
Found the 26 year old financial expert thread.
The mitochondria is the powerhouse of the cell.
6'5 220
i can bench press 135 pounds on a good day
post 1555982401 07-11-2018, 09:20 AM
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#14
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Originally Posted By heyitmekrokodil
just lol if you lease a car

brb actual slavery. Literally working to pay off your car or you get blacklisted.
Ya because that's way different than a loan???

Lease-
Brb always under warranty
Brb lower payment
Brb guarantee of knowing equity position in 2-3 yrs
Brb short term finance allows you to walk away halfway through loan or buy out the rest.. depending on equity position

Brb.. brb.. u wut m8? Do you even finance advice?? Unless you plan on driving a beater or tieing up a large amount of cash in a vehicle (rapidly depreciating asset)(which would be dumb) leasing is actually a very smart option..

But you sound like you got life figured out so I would keep giving impressionable people horrible advice
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post 1555982431 07-11-2018, 09:20 AM
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what if you own your own business and need to take clients out? lmao at driving up in a beater brb deal deals
<HTC>
post 1555982491 07-11-2018, 09:21 AM
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Originally Posted By MarinoMike
The mitochondria is the powerhouse of the cell.
There you go. Stick to biology bro. You failed finance.
post 1555982541 07-11-2018, 09:22 AM
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#17
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Originally Posted By heyitmekrokodil
Doesn't take a 48 year old guy to understand that leasing is for poor or dumb people.
says the 22 yr old financial advisor
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post 1555982791 07-11-2018, 09:26 AM
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Wrong. If you change vehicles frequently and don't drive a ton of miles, it is fine. If you make 30k/yr like OP then yeah, buy a used Civic.
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post 1555982871 07-11-2018, 09:27 AM
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Originally Posted By dcycles
Ya because that's way different than a loan???

Lease-
Brb always under warranty
Brb lower payment
Brb guarantee of knowing equity position in 2-3 yrs
Brb short term finance allows you to walk away halfway through loan or buy out the rest.. depending on equity position

Brb.. brb.. u wut m8? Do you even finance advice?? Unless you plan on driving a beater or tieing up a large amount of cash in a vehicle (rapidly depreciating asset)(which would be dumb) leasing is actually a very smart option..

But you sound like you got life figured out so I would keep giving impressionable people horrible advice
So much this. If you can take care of the vehicle (wear and tear) and stay within the allotted mileage it is a can't lose. You don't "own" a retail financed vehicle until it is paid off. If you try to trade it in before you've paid it off and it is worth less than you owe you have to make up that difference(This is almost always the case within the first three years.) When your lease is over you can turn it in and you are not responsible for the equity position. Conversely, if it is worth more than you owe you can purchase it and private sell or trade it in.

Also the avg lease payment is 50 percent lower than avg payment of a retail finance.
post 1555982911 07-11-2018, 09:28 AM
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#20
  1. MarinoMike
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Originally Posted By shmobin
There you go. Stick to biology bro. You failed finance.
Haha. You have no idea mate. You have no idea lol.
6'5 220
i can bench press 135 pounds on a good day
post 1555982921 07-11-2018, 09:28 AM
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#21
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Originally Posted By MrAWatts
Wrong. If you change vehicles frequently and don't drive a ton of miles, it is fine. If you make 30k/yr like OP then yeah, buy a used Civic.
That's a preference. Doesn't mean its a great financial decision
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1555983081 07-11-2018, 09:31 AM
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Lol?
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☆ ☆ QUEBEC CREW ☆ ☆
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post 1555983241 07-11-2018, 09:34 AM
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Originally Posted By arn710
That's a preference. Doesn't mean its a great financial decision
It also doesn't mean it's a poor financial decision. Context is everything. If you have no intentions of replacing a vehicle more than a few times a year or you drive a lot, it's not the ideal route. If you don't drive a lot, want a newer vehicle every few years, don't ever want to worry about warranty, etc then it is fine. Just lol
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post 1555983551 07-11-2018, 09:38 AM
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it all comes down to mileage

/thread
post 1555983641 07-11-2018, 09:39 AM
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Originally Posted By arn710
That's a preference. Doesn't mean its a great financial decision
Buying anything other then a $500 Civic isn't a great financial decision. But not everybody is broke and some people see cars as more then a tool.
post 1555983671 07-11-2018, 09:39 AM
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#26
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Buying a new car can be equally potato. leasing a car using a business can sometimes work out. There are some instances/preferences where it can make sense. Certain brands make it potato to lease for sure though (Audi for instance)
Always Pick #4
850 FICO crew
post 1555983891 07-11-2018, 09:42 AM
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Originally Posted By MarinoMike
Haha. You have no idea mate. You have no idea lol.
compelling argument.. great thread.. minds were swayed by your intellectual strength today..
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post 1555984691 07-11-2018, 09:53 AM
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it really depends. I don't know how the costs vary amongst different makes... but I did extensive research on lease vs buy for bmw 335 a year ago when helping my ex carshop and the cost ends up being the same really.
you should read this
https://forum.obnoxiousbrutes.com/showthread.php?t=179438063

negs for using "of" where it should be "have"
post 1555984821 07-11-2018, 09:54 AM
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lmao.

IN to see OP get ethered again and again.
post 1555984901 07-11-2018, 09:55 AM
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#30
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Originally Posted By EmmaW4tson
lmao.

IN to see OP get ethered again and again.
Dis gun b good right?
6'5 220
i can bench press 135 pounds on a good day
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