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Quick Navigation Bottom Misc
Forum » Credit Cards: How many cards do you have?
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Thread: Credit Cards: How many cards do you have?

post 1641376873 06-22-2021, 01:51 AM
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#1
  1. iamanalphamale
  2. NEG ME HARDER, DADDY
  1. iamanalphamale
  2. NEG ME HARDER, DADDY
  3. Join Date: Apr 2021
  4. Posts: 4,770
  5. Rep Power: 22835

Credit Cards: How many cards do you have?

I currently have two - one that I use for its specific categories and another one on anything else (2% Cash Back).

Got a good credit score (low 800s).

How many credit cards do you Miscr's have and how many do you think is too much?


EDIT: My two cards are the Wells Fargo Amex Propel Card and the Wells Fargo Cash Wise Card (going to product change this to the new 2% card in July).




Cheers!
post 1641376973 06-22-2021, 01:53 AM
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#2
  1. multiplemiggs
  2. P E R V E R T
  1. multiplemiggs
  2. P E R V E R T
  3. Join Date: Nov 2019
  4. Posts: 57,385
  5. Rep Power: 568972
Zero
SPOT SOLD TO FROGTECH - 100% NATURAL GENETIC FROG FIBRES

see Krackerjacked's sig

never underestimate the slootiness of a sloot
-DrugsToGetBig

ratchet girls love the ebt flex
-havoc00
post 1641377033 06-22-2021, 01:55 AM
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#3
  1. 8pieces
  2. Make The Misc Great Again
  1. 8pieces
  2. Make The Misc Great Again
  3. Join Date: Jan 2020
  4. Posts: 32,201
  5. Subscribers: 3
  6. Rep Power: 118685
bout 3.50
post 1641377183 06-22-2021, 02:02 AM
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#4
  1. ralphlaurenbrah
  2. Registered User
  1. ralphlaurenbrah
  2. Registered User
  3. Join Date: Oct 2013
  4. Age: 36
  5. Posts: 10,357
  6. Rep Power: 31773
2. Chase doublecash is the best card out (srs). 2% back on every purchase!



I think it’s best to have 2-3? At least 2 for your credit score. I only have 2 because I don’t want to have to think about paying 3 cards every month. I really only use the 2% back card.
post 1641377193 06-22-2021, 02:03 AM
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#5
  1. wincel
  2. Banned
  1. wincel
  2. Banned
  3. Join Date: Aug 2016
  4. Location: Chad
  5. Posts: 64,937
  6. Rep Power: 0
three
post 1641377613 06-22-2021, 02:21 AM
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#6
  1. samsbolton
  2. Registered User
  1. samsbolton
  2. Registered User
  3. Join Date: Jan 2006
  4. Location: United Kingdom (Great Britain)
  5. Age: 52
  6. Posts: 25,801
  7. Rep Power: 63497
ive maxed out a dozen i live way beyond my means
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1641377893 06-22-2021, 02:37 AM
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#7
  1. CougarP01
  2. Misc dumbass
  1. CougarP01
  2. Misc dumbass
  3. Join Date: Dec 2006
  4. Location: United States
  5. Posts: 9,771
  6. Rep Power: 60423
I've been rocking the Chase Sapphire Preferred + Chase Freedom Combo for a few years now. I like it but may just get Amex Platinum to replace my CSP. I'm a sucker for a thick piece of metal nomsayin.
Hi
post 1641378613 06-22-2021, 03:22 AM
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#8
  1. rgnx
  2. Banned
  1. rgnx
  2. Banned
  3. Join Date: May 2020
  4. Age: 56
  5. Posts: 4,935
  6. Rep Power: 0
~ 6 for business

1 personal that i also use for business for points

i've spent like 30-45k/month for the last 8 months or so
post 1641378703 06-22-2021, 03:25 AM
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#9
  1. tripod29
  1. tripod29
  3. Join Date: Oct 2017
  4. Posts: 26,154
  5. Rep Power: 454029
Zero.

Inb4 credit score and points cope.
post 1641378713 06-22-2021, 03:25 AM
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#10
  1. Jandels
  2. Yep
  1. Jandels
  2. Yep
  3. Join Date: Oct 2020
  4. Posts: 23,933
  5. Subscribers: 2
  6. Rep Power: 112397
Just one with a 5k limit. The bank keeps telling me I am 'pre approved' to increase it but I cbf
Damn
post 1641378813 06-22-2021, 03:29 AM
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#11
  1. sword_
  2. uberschwert
  1. sword_
  2. uberschwert
  3. Join Date: May 2005
  4. Location: Texas, United States
  5. Posts: 107,635
  6. Rep Power: 912964
https://forum.obnoxiousbrutes.com/showt...hp?t=176548871

Seven FYI. Most of the ones I have are in the Chase family.
A hit was sent, from the President, to raid your residence /
Because you had secret evidence, and documents /
On how they raped the continents, and it's the prominent /
Dominant Islamic, Asiatic Black Hebrew

- GZA "4th Chamber"
post 1641381023 06-22-2021, 05:09 AM
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#12
  1. mellowfellow01
  2. Registered User
  1. mellowfellow01
  2. Registered User
  3. Join Date: Jun 2014
  4. Location: qld, Australia
  5. Age: 36
  6. Posts: 1,341
  7. Rep Power: 11191
Amex black checking in.
got a card in my name under a family members account
post 1641381473 06-22-2021, 05:20 AM
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#13
  1. LethalGunz34
  2. Registered User
  1. LethalGunz34
  2. Registered User
  3. Join Date: Mar 2002
  4. Location: New Jersey, United States
  5. Age: 42
  6. Posts: 67,734
  7. Rep Power: 611918
0 srs
post 1641381613 06-22-2021, 05:25 AM
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#14
  1. FoxMcCocks
  2. Banned
  1. FoxMcCocks
  2. Banned
  3. Join Date: Apr 2010
  4. Age: 35
  5. Posts: 7,694
  6. Rep Power: 0
Sapphire reserve and that’s it
post 1641381713 06-22-2021, 05:28 AM
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#15
  1. Gringo12
  2. Registered User
  1. Gringo12
  2. Registered User
  3. Join Date: Feb 2012
  4. Location: Perth, WA, Australia
  5. Age: 33
  6. Posts: 16,047
  7. Rep Power: 64344
I call bs on 800 credit score.

I have 3

1 amex, 1 citi for places that don't take amex and 1 that I use for overseas.
Fck u james
post 1641382363 06-22-2021, 05:48 AM
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#16
  1. SpermWhale
  2. redraider86's boy toy
  1. SpermWhale
  2. redraider86's boy toy
  3. Join Date: Dec 2010
  4. Location: Pennsylvania, United States
  5. Posts: 16,555
  6. Rep Power: 325288
I have 5
post 1641382593 06-22-2021, 05:51 AM
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#17
  1. SillieBazzillie
  2. Md, Misc, Old-Brah
  1. SillieBazzillie
  2. Md, Misc, Old-Brah
  3. Join Date: Jul 2011
  4. Location: Maryland, United States
  5. Age: 58
  6. Posts: 46,410
  7. Rep Power: 219352
3 to 5 is the right number. You keep one main one and the others are for credit score purposes. The more credit you have and the lower your percentage outstanding balance the better your credit score.

Plus lots of cards do temporary promotions so that it makes sense to use that particular card during that time.
Early AM workout crew.
Holy crap dude, Satan's huge crew.
post 1641382723 06-22-2021, 05:56 AM
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#18
  1. Bingu
  2. Registered User
  1. Bingu
  2. Registered User
  3. Join Date: Jan 2013
  4. Location: United States
  5. Posts: 6,022
  6. Rep Power: 24261
I have two. american express platinum for traveling/spending when in europe where i am able to use it. and a Chase visa card for anytime my american express is not accepted when in europe.
To be a rock, and not to roll

Hey, I believe in God, man. I've seen him, I've felt his power. He plays drums for Led Zeppelin and his name is John Bonham, baby!
post 1641383933 06-22-2021, 06:24 AM
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#19
  1. arn710
  2. fat
  1. arn710
  2. fat
  3. Join Date: Feb 2006
  4. Age: 44
  5. Posts: 39,328
  6. Rep Power: 350630
Usually have around 5 and then my wife will have a different 5ish

Bulk of our spend will usually go on the Sapphire Reserve

A few cards like the Hilton Aspire for specialty purchases

Others get churned in and out for welcome bonuses
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1641384223 06-22-2021, 06:31 AM
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#20
  1. LtGoose
  1. LtGoose
  3. Join Date: Jan 2014
  4. Location: Dallas, Texas, United States
  5. Age: 34
  6. Posts: 33,623
  7. Rep Power: 262212
BoA - Gas
Chase - Everyday purchases
Capital One - Food
Citi - Big Buys
BestBuy - Electronics
Nebraska Furniture Mart - Appliances

Right now I have $500 in debt on one of my cards and that's it. Could pay it off but I like to keep a balance on at least one card at all times.
post 1641384363 06-22-2021, 06:35 AM
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#21
  1. JUGGERNAUT1333
  2. Vin Diesel Brah
  1. JUGGERNAUT1333
  2. Vin Diesel Brah
  3. Join Date: Jun 2014
  4. Posts: 27,542
  5. Rep Power: 292873
Way more than I need, but all empty. I had credit card debt problems in my youth and kept getting new cards. I will eventually cancel some, but don't want to ding my credit age.
6'1 - 240lbs

<HTC>
post 1641384783 06-22-2021, 06:44 AM
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#22
  1. PenorBrahNoHomo
  2. R1b
  1. PenorBrahNoHomo
  2. R1b
  3. Join Date: Aug 2011
  4. Location: United Kingdom (Great Britain)
  5. Posts: 28,218
  6. Rep Power: 130149
Two that I actually use. One AmEx, one VISA. Two others I used for balance transfers but never spend on them.
post 1641385523 06-22-2021, 06:58 AM
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#23
  1. EdwardTheGreat
  2. Registered User
  1. EdwardTheGreat
  2. Registered User
  3. Join Date: Apr 2013
  4. Age: 52
  5. Posts: 9,092
  6. Rep Power: 235009
4 cards, currently owe $174.00

Credit score is 780

Mortgage is done.

Feelsmehman
post 1641385803 06-22-2021, 07:04 AM
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#24
  1. Destor
  2. Registered User
  1. Destor
  2. Registered User
  3. Join Date: Apr 2012
  4. Location: Alberta, Canada
  5. Age: 41
  6. Posts: 43,481
  7. Rep Power: 254906
One with a $45k limit
post 1641386303 06-22-2021, 07:14 AM
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#25
  1. OffwhiteBrah
  1. OffwhiteBrah
  3. Join Date: Apr 2015
  4. Location: Florida, United States
  5. Posts: 50,218
  6. Rep Power: 545472
total credit limit $110K, bal $3400 or something over 12 cards, score 816
post 1641386493 06-22-2021, 07:18 AM
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#26
  1. PumkinPie
  2. Dreamer Bulk
  1. PumkinPie
  2. Dreamer Bulk
  3. Join Date: May 2013
  4. Location: Florida, United States
  5. Posts: 5,073
  6. Rep Power: 34351
Two: My rewards card that I filter everything through and my high credit line "oh ****" card.
libs gonna lib
post 1641386523 06-22-2021, 07:18 AM
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#27
  1. 78novacaine
  2. Registered User
  1. 78novacaine
  2. Registered User
  3. Join Date: Jan 2019
  4. Posts: 15,477
  5. Rep Power: 176552
Two. One from Wells Fargo that's had a zero balance for years, only kept open for credit age purposes. Then a Capital One cash back card that my wife and I use for basically everything and just pay it off every month.

~785 credit score. Got dinged for about 25 points buying a house 3 months ago, should be back to 800+ by EOY.
Permabulk/bloatlord Crew
Tradie Crew
HTC
post 1641387793 06-22-2021, 07:35 AM
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#28
  1. pantiespending
  2. Banned
  1. pantiespending
  2. Banned
  3. Join Date: Nov 2014
  4. Posts: 16,616
  5. Rep Power: 0
Well before the fiasco? With my ex and the tech companies? I had capital one, discover, and an Amazon card... also first national bank. Everyone fukked me... except discover. Then I think that Amazon took me off later? Though crazy not instantly since they’ve known that I’d been war framed? Why did it take so long? Bill gates of course being alllowed ti direct things I guess. Ask Snapchat Trash as your **** father and bg team up tj sexually assault me, deprive my rights and turn my ****... into this Covid? 19 time stamps bbq don’t send me your cousin pictures time stamped on Snapchat never friends. Ohh my... I mean I wonder how angry that Hungarian citizens are for their governments participation with who and bg? Idk I’d bet they’d take issue. One of the many many examples? What’s going on here? Capital one was the worst of all of them and it wasn’t even close. Apparently the hive has evidence tj inextricably tie then to these affairs. Like allowing the carpino fam tj deny me tj pay for my hotel... First National bank too? Completely buried me in fees starting after this attack on me. Discover was dope though? Literally on an 900$ owed balance? Sent me bear 300 in courtesy cash and allowed me tj settle for 1/3 of my debt. So dope discover I very much appreciate you...

Idk LV what say you? I’d say conspiracy statutes? Look real bad did yoir...

Damage control or navy.
post 1641389123 06-22-2021, 07:53 AM
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#29
  1. deepfat
  2. A Great American
  1. deepfat
  2. A Great American
  3. Join Date: Apr 2006
  4. Location: California, United States
  5. Posts: 12,755
  6. Rep Power: 73593
More than you can afford, pal.
*SillieBazzillie isn't that bad of a guy Crew*
*STEM Master Race*
*Fly Navy Crew*
*Always Pick 5 Crew*
*STL Cardinals/Blues/MIZ-ZOU Crew*
post 1641389343 06-22-2021, 07:56 AM
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#30
  1. HYDRAE
  2. Verified ✔
  1. HYDRAE
  2. Verified ✔
  3. Join Date: Dec 2009
  4. Posts: 16,247
  5. Rep Power: 67827
4 cards, pay off every time
Credit score > 815

Chase Sapphire is awesome if you travel
“The Misc. is a stone-faced Uncle Sam with Popeye’s forearms and a cocked pistol in each hand. It’s a screeching bald eagle with a foreign Bad Thing in its talons. It’s everything that defines America’s bro culture, magnified and weaponized. But it’s deeper than that.“
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