Property Taxes are Theft: Fuk my life

07-19-2016, 12:18 PM

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#31

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Originally Posted By OnYourKneesPlz⏩

Perhaps you should move to a more conservative state. Here (NC), taxes for a $125K home cost ~$700/year. And a $125K home here is probably a lot nicer than a $125K home there

This most places property taxes top out at like 1% per county constitution if I was paying 10k a year on a 125k home I would rage.

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07-19-2016, 12:44 PM

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#32

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Yeah you guys it sucks having to have power lines running to the house, sewage, and running water. Fk that time to live off the grid. You go first.

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07-19-2016, 12:51 PM

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#33

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07-19-2016, 12:57 PM

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#34

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Originally Posted By woodbarry⏩

Yeah you guys it sucks having to have power lines running to the house, sewage, and running water. Fk that time to live off the grid. You go first.

Plenty of people would be just fine with that. Sadly the government makes it illegal to live that way in a lot of places located near job centers.

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07-19-2016, 12:57 PM

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#35

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Those are pretty crazy numbers. But after you pay off the house is the 10k a year in property taxes going to be cheaper then whatever rent will be in that area? What's the money being used for/whats going on in that area? People like to whine about property taxes but the simple fact is, its one tax I don't necessarily mind because of where its going. Assuming your going to put down roots in a community, have a family, kids, etc. You want to live in a good area that puts said property tax to good use.

Originally Posted By Zackad⏩

The bigger joke is HOA dues lmao. property I guess I can understand...since they are taxing us for having established this country and property for us to live on basically.

But HOA dues? wtf. they don't do sht but put restrictions on what you can/can't do where you live, AND they make you pay money for it. just lol. Hope i never had to live under an HOA...but unlikely

Not all neighborhoods have an HOA. They can be a pain in a sense if you want absolute freedom. However they are a Godsend if you want to live in a nice/upscale neighborhood without any ****bags.

Your HOA fees go towards maintaining common areas & taking care of the small neighborhood issues that need to be. The organization in itself ensures you don't have a bunch of trashy people breaking the coven and doing crap that brings property values down.

IE: When I roll into my neighborhood entrance is landscaped. Common areas' are well maintained. All of the houses have manicured lawns, landscaping, etc. You don't have a bunch of **** piled up in drive-ways or on front lawns. You don't have broken down vehicles just chilling. You don't have foot tall grass. Etc.
Everyone in the neighborhood WANTS a nice looking/clean yard & neighborhood. Its quiet. It looks nice. And it attracts a class of people that wants to have nice things/wants to live in a good looking neighborhood. No litter or trash or any of that nonsense in the neighborhood. My neighborhood looks a lot more upscale/expensive then it is. A neighborhood with houses of comparable prices rarely will look as good.

As for property tax. What is it used for?

Property taxes must be paid annually by anyone who owns a home or a commercial property. The property taxes that you pay are used for a number of things, and most or all of the money you pay in property tax remains inside your community.

When you pay your property tax bill, the money you are spending goes to a number of important programs. Road construction and maintenance and local government staff salaries within the community are all things that are paid for with your tax dollars. Any municipal employees, such as police, fire fighters, and the local public works department are also paid through your property taxes.

Your property taxes help to pay for much of the organized recreation in your area, including park or any other recreation areas that are constructed and maintained within your community. Any of the public lands in your community that aren’t owned or funded by the state are generally paid for by the property taxes in your area as well. Traffic and street lights, sidewalks, recreational trails and public transportation are all paid for through local property tax percentages that your local government collects each year.

Your local government regulates the property taxes that you pay every year and bases your tax bill on the most recent property value assessment for your home and any land you may possess. Your local government also determines how often these assessments are performed, and what percentage of your property value is taxed. Once your tax balance has been determined, it's your obligation to pay that balance in full. Failure to pay your property taxes can result in penalties, fees, fines, and even the forced sale of your home.

While the programs paid for by your property tax dollars are important, you still do not want to pay any more property taxes than you should legally owe. As such, if you believe your property tax assessment was unfair or need more property tax information, it's in your best interest to consult with an experienced attorney for help.

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07-19-2016, 01:00 PM

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#36

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What property taxes mean ostensibly is that you don't own anything other than basic/small fry stuff like your TV, computer, etc. Your home belongs to the Government. Your car belongs to the Government. Fail to pay them for the "privilege" of staying the house you paid for, and suddenly they'll come "repossess" it, as if it were ever theirs in the 1st place. It doesn't matter whether it's $1, or $10,000. Your house is never really "your" house.

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07-19-2016, 01:00 PM

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#37

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lol tell me about it. i pay over $16k a year in NH

didnt pay one year because i overextended myself buying inventory and was literally on the wire...they SENT A SHERIFF to come kick me out of my home so they can take it

its a scam, i said you can pry the keys out of my cold dead hands

07-19-2016, 01:01 PM

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#38

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but miscers always tell us that renting is throwing money away

just lol at dumbasses who think buying is always the best decision

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07-19-2016, 01:13 PM

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#39

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Originally Posted By InstantLoser⏩

What property taxes mean ostensibly is that you don't own anything other than basic/small fry stuff like your TV, computer, etc. Your home belongs to the Government. Your car belongs to the Government. Fail to pay them for the "privilege" of staying the house you paid for, and suddenly they'll come "repossess" it, as if it were ever theirs in the 1st place. It doesn't matter whether it's $1, or $10,000. Your house is never really "your" house.

It costs money to live and nothing in this world is free. Not even dying.

Originally Posted By RightKindaGuy⏩

but miscers always tell us that renting is throwing money away

just lol at dumbasses who think buying is always the best decision

In 90% of the country 'property tax' is a very small fee. In fact, the average property tax in America is $2,127 per year.

My own is close to that. So once my house is paid off lets just say I'll be paying $177.25 per month to live in my own home. On my own plot of land. In an upscale neighborhood. Lets assume I pay it off in 20 years. Do you honestly think you'll be paying less then $2000.00 per month for rent in 20 years? Your $2000.00 per month to my $177.25 per month. As it is after my 20% down payment my monthly escrow (Mortage, property tax, HOA, Home owners insurance) for buying this home cost about 50% of what renting an apartment of equal size/comparability would cost. If I went with a chitty apartment that's 2 bed one bath I'd be paying about the same thing I pay now.

If I were OP I've move out of that chithole with unreasonable taxes. Plenty of area's favor homeowners.

07-19-2016, 01:16 PM

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#40

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Originally Posted By guest89⏩

My own is close to that. So once my house is paid off lets just say I'll be paying $177.25 per month to live in my own home. On my own plot of land. In an upscale neighborhood. Lets assume I pay it off in 20 years. Do you honestly think you'll be paying less then $2000.00 per month for rent in 20 years? Your $2000.00 per month to my $177.25 per month. As it is after my 20% down payment my monthly escort (Mortage, property tax, HOA, Home owners insurance) for buying this home cost about 50% of what renting an apartment of equal size/comparability would cost. If I went with a chitty apartment that's 2 bed one bath I'd be paying about the same thing I pay now.

or i can have cheap rent and not worry about insurance, property taxes, interest, etc - as such i can invest the rest of my money in stocks, bonds, etc -

so you have a rotting old home in 20 years time in need of major improvements and i have hard cash/equity

get a clue

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07-19-2016, 01:21 PM

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#41

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Originally Posted By guest89⏩

Not all neighborhoods have an HOA. They can be a pain in a sense if you want absolute freedom. However they are a Godsend if you want to live in a nice/upscale neighborhood without any ****bags.

Your HOA fees go towards maintaining common areas & taking care of the small neighborhood issues that need to be. The organization in itself ensures you don't have a bunch of trashy people breaking the coven and doing crap that brings property values down.

IE: When I roll into my neighborhood entrance is landscaped. Common areas' are well maintained. All of the houses have manicured lawns, landscaping, etc. You don't have a bunch of **** piled up in drive-ways or on front lawns. You don't have broken down vehicles just chilling. You don't have foot tall grass. Etc.
Everyone in the neighborhood WANTS a nice looking/clean yard & neighborhood. Its quiet. It looks nice. And it attracts a class of people that wants to have nice things/wants to live in a good looking neighborhood. No litter or trash or any of that nonsense in the neighborhood. My neighborhood looks a lot more upscale/expensive then it is. A neighborhood with houses of comparable prices rarely will look as good.

Yeah I'm aware what they do, have always lived in HOA neighborhoods. But I've found, at least in my experience, HOA communities are usually places where property value is high enough that you'd have to have a decent career to be able to afford the house. But I also live in CA so it's probably not like that throughout the country.

Also, at least in my experience here in SD, there aren't very many "common areas" in most neighborhoods. maybe like 1 out of every 9 or 10 neighborhoods will have a small park, or playground, or w/e. HOA's here are mostly concerned with making sure houses have good curb appeal.

"So t

07-19-2016, 01:25 PM

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#42

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I know the feels... My 307k home is about 3k in property taxes a year. Sure renting I would not have that but being married with two kids you almost need a place of your own.

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07-19-2016, 01:26 PM

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#43

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10,000 sounds high . I know of people paying that much that have cabins at Windermere lake , and that was like 20 years ago though , and the cabin/house was no more than 1200 sq/ft.
But that's lake front property

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07-19-2016, 01:27 PM

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#44

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i find this amusing considering you were one of the biggest Bernie supporters on the misc

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07-19-2016, 01:27 PM

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#45

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Originally Posted By katya422⏩

Plenty of people would be just fine with that. Sadly the government makes it illegal to live that way in a lot of places located near job centers.

Good. I am sure the neighbors would rather not have to smell the heaping piles of human crap sitting in the back yard.

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07-19-2016, 01:27 PM

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#46

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07-19-2016, 01:28 PM

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#47

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Originally Posted By Zackad⏩

yeah condo fees are pretty much the same as HOA.

if you're really lucky, you can move into a condo in the right area and pay condo + HOA fees.

if you're especially lucky like one of my clients last week, you can pay condo + 2 different HOA fees. lmao like wtf

Condo fees aren't all that bad - they make sure the neighborhood doesn't turn to chit as described above.
And no external maintenance on the house - which is similar to a very specific homeowners insurance - not sure what the price differential would be.

Mine also does certain things like regulate the number of units that are used as rentals (too many can drive prop values down - at least that is what I am told), someone to go when there are disputes with neighbors, etc.

07-19-2016, 01:34 PM

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#48

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Originally Posted By Cleveland33⏩

Condo fees aren't all that bad - they make sure the neighborhood doesn't turn to chit as described above.
And no external maintenance on the house - which is similar to a very specific homeowners insurance - not sure what the price differential would be.

Mine also does certain things like regulate the number of units that are used as rentals (too many can drive prop values down - at least that is what I am told), someone to go when there are disputes with neighbors, etc.

i'm not saying either is bad...just expensive. I've seen some really low condo fees, like $50 a month, and I've seen some ridiculously high ones that just seem unfair. Just blows my mind how expensive owning property really is

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07-19-2016, 01:38 PM

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#49

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07-19-2016, 01:40 PM

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#50

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In those taxes, what about Fire, Medical, Police? You have to pay for them somehow.

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07-19-2016, 01:54 PM

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#51

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Oh so NOW taxes suck? I thought you loved bernie Sanders? Therefore you should love taxes

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07-19-2016, 07:08 PM

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#52

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Originally Posted By woodbarry⏩

Good. I am sure the neighbors would rather not have to smell the heaping piles of human crap sitting in the back yard.

Do you not know what a septic tank is, you ****ing retard? Well water + septic tank = all good.

07-19-2016, 07:12 PM

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#53

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i just googled and it says property tax in CT is about 2.038%. Show why are you gonna pay 10k a year on a house worth 125k?

07-19-2016, 07:14 PM

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#54

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Unaware of property taxes. Other than the usual bills (elec, water, internet, mortgage) we only have 'council rates' here in OZ. Is that what your property tax is? Each region is under a council and the rates vary. My house is worth around $460k and the 'Council Rates' are about $2,100 a year, council rates here go towards maintaining the 'council/region' you're in, it also includes rubbish removal.

The only other cost associated with property is if it's an investment property and you're up for 'capital gains' tax.

EDIT: Oh, only other thing was the 'Emergency Services Levy'. Which is about $120 a year.

EDIT 2: Fuk, we also have stamp duty. Lol.

Australia also has stamp duty, applied at the time a property is sold, by the purchaser to the Office of State Revenue. In addition to stamp duty there is also a Land Transfer Charge under the NSW State Revenue Legislation Amendment Bill 2010 (1 July 2010). The Charge will be levied as an ad valorem tax to be paid by the purchaser, for property above $500,000 in value, and is payable at the time a transfer document is lodged for registration with Land & Property Information (LPI).

Stamp duty rates are applied on a sliding scale of 1% to 6.75% based on the value of property and the state of Australia.

Biggest con of the century. Stamp duty on a $500k property is about $20k + $4k transfer fee. You pay this OVER and above the property price. However, it only applies to land value if you build.

I find the differences in taxation between countries fascinating.

07-19-2016, 07:15 PM

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#55

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lmao. down here the city appraisers got caught trying to boost the property values of houses in certain neighborhoods. people were pretty pissed as youd imagine

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07-19-2016, 07:20 PM

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#56

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Originally Posted By jbball92⏩

lmao. down here the city appraisers got caught trying to boost the property values of houses in certain neighborhoods. people were pretty pissed as youd imagine

Link to article/info on this? Sounds entertaining. Measliest of reps for cliffs.

07-19-2016, 07:26 PM

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#57

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10k is a lot for property taxes, but for those of you saying all taxes=theft, do you drive on your town's/county's/states'/country's roads and highways? Do you use their street lights? Do you want firefighters to show up if your house is on fire? Do you want to police to show up if someone breaks into your house? Do you want clean water coming out of your faucet? Do you want your shyt to flush down the toilet and your garbage to be picked up twice a week? Do you want building regulations to make sure the store or restaurant you go into is safe? If you're not an immature child, the answer to all those questions is "yes", so pay your god damn taxes.