Thread:
Investing with RealLifeAlpha
02-16-2021, 05:37 PM
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#91
02-16-2021, 05:38 PM
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#92
- drvillain
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- drvillain
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Originally Posted By RealLifeAlpha⏩
ill put some play money into this for funDue diligence for Appian
APPN - 223.99
Market Cap: 15 billion
52-wk high 260.00
52-wk low 29.07
Appian is a 'low-code' software development platform; which in layman's terms means it makes developing apps for their customers (customers include Deloitte, Barclays, the FDA, the US Army, US Airforce Credit Suisse, KPMG, Major League Baseball, Sprint, and many mid-market / SMBs; https://www.appian.com/customers/) very easy and quick.
Think about it; the move for companies and service providers to have an app their customers can download and use is growing rapidly. There are so many companies in my opinion, where a decade ago if you told me they'd have an app I would've laughed (McDonald's, and my own apartment building, for example). This trend is just getting started, and is going to grow, not shrink, which creates massive opportunity and tailwinds for Appian.
-Analysts believe the low-code automation market will reach 180 billion by 2030; whereas it sits at just 20 billion today.meaning that Appian's 2019 revenue of 260million would account for less than 1% of total market opportunity
As Appian has grown their customer base, they've improved margins and profitability -- 73% margins today, up from 64% in 2019.
The CEO still owns over 40% of the company's stock, which indicates he's on the same frequency as pleb investors like me.
I will continue to add to my position in APPN when I can (ded fkn Srs)
APPN - 223.99
Market Cap: 15 billion
52-wk high 260.00
52-wk low 29.07
Appian is a 'low-code' software development platform; which in layman's terms means it makes developing apps for their customers (customers include Deloitte, Barclays, the FDA, the US Army, US Airforce Credit Suisse, KPMG, Major League Baseball, Sprint, and many mid-market / SMBs; https://www.appian.com/customers/) very easy and quick.
Think about it; the move for companies and service providers to have an app their customers can download and use is growing rapidly. There are so many companies in my opinion, where a decade ago if you told me they'd have an app I would've laughed (McDonald's, and my own apartment building, for example). This trend is just getting started, and is going to grow, not shrink, which creates massive opportunity and tailwinds for Appian.
-Analysts believe the low-code automation market will reach 180 billion by 2030; whereas it sits at just 20 billion today.meaning that Appian's 2019 revenue of 260million would account for less than 1% of total market opportunity
As Appian has grown their customer base, they've improved margins and profitability -- 73% margins today, up from 64% in 2019.
The CEO still owns over 40% of the company's stock, which indicates he's on the same frequency as pleb investors like me.
I will continue to add to my position in APPN when I can (ded fkn Srs)
02-17-2021, 07:12 AM
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#93
- RealLifeAlpha
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- RealLifeAlpha
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Due diligence for Fiverr
FVRR - 320.04
Market Cap: 11 billion
52-wk high 336.00
52-wk low 20.42
Fiverr is an online freelance marketplace where buyers and sellers can exchange digital services for as little as $5.
Fiverr's Q3 2020 results recorded 88% YoY revenue growth, spurred by growth in it's active buyer base (3.1 million buyers in 2020 - 30% YoY growth). COVID19 obviously helped, as digital transformation for businesses of all sizes has accelerated.
The gig economy represents a $115 billion market; and Fiverr's 2020 revenue of 186 million represents one tenth of 1% of that market.
The long tail of the business is going to be moving "up-market" into the large enterprise space. 'Fiverr Business' is the product offering that will help the company get a foothold with these large bluechip companies. Early enterprise customers include L'Oreal and Unilever. Part of what makes this a viable product, is the fact that the talent pool for top tech talent isvery shallow. Fiverr allows organizations to hire top tech talent on a contract basis, for job titles like UX/UI Developer, SEO, Web Development, Analytics, and of course for non tech disciplines as well; Marketing, PR, Photoshop, Copywriting, content creation etc.
Fiverr's biggest direct competitor is UpWork; but Fiverr absolutely crushes UpWork in it's "take rate" (the amount of money that Fiverr collects in each transaction between a buyer and seller). Fiverr's take rate is 27%; whereas UpWorks is 13%.
As the WFH trend proliferates, I think the flexibility in contract work for many skilled professionals in tech and creative services will continue to be a draw; which obviously helps Fiverr.
I will continue to add to my position in FVRR when I can (ded fkn Srs)
FVRR - 320.04
Market Cap: 11 billion
52-wk high 336.00
52-wk low 20.42
Fiverr is an online freelance marketplace where buyers and sellers can exchange digital services for as little as $5.
Fiverr's Q3 2020 results recorded 88% YoY revenue growth, spurred by growth in it's active buyer base (3.1 million buyers in 2020 - 30% YoY growth). COVID19 obviously helped, as digital transformation for businesses of all sizes has accelerated.
The gig economy represents a $115 billion market; and Fiverr's 2020 revenue of 186 million represents one tenth of 1% of that market.
The long tail of the business is going to be moving "up-market" into the large enterprise space. 'Fiverr Business' is the product offering that will help the company get a foothold with these large bluechip companies. Early enterprise customers include L'Oreal and Unilever. Part of what makes this a viable product, is the fact that the talent pool for top tech talent isvery shallow. Fiverr allows organizations to hire top tech talent on a contract basis, for job titles like UX/UI Developer, SEO, Web Development, Analytics, and of course for non tech disciplines as well; Marketing, PR, Photoshop, Copywriting, content creation etc.
Fiverr's biggest direct competitor is UpWork; but Fiverr absolutely crushes UpWork in it's "take rate" (the amount of money that Fiverr collects in each transaction between a buyer and seller). Fiverr's take rate is 27%; whereas UpWorks is 13%.
As the WFH trend proliferates, I think the flexibility in contract work for many skilled professionals in tech and creative services will continue to be a draw; which obviously helps Fiverr.
I will continue to add to my position in FVRR when I can (ded fkn Srs)
~focus on what you can control crew~
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~nothing is permanent so just enjoy the ride crew~
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02-17-2021, 07:14 AM
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#94
- HMFIC_BROWSIN
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- HMFIC_BROWSIN
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Lmao. Everyone is a professional investor when the money printer is pumping this hard.
02-17-2021, 07:26 AM
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#95
- StallionRx
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- StallionRx
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Originally Posted By HMFIC_BROWSIN⏩
Yup. Everything looking frothy as fuk.Everyone is a professional investor when the money printer is pumping this hard.
02-17-2021, 07:29 AM
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#96
- RealLifeAlpha
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- RealLifeAlpha
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Originally Posted By HMFIC_BROWSIN⏩
im just doing this for fun; obviously am not a professional (ded fkn Srs)Lmao. Everyone is a professional investor when the money printer is pumping this hard.
~focus on what you can control crew~
~flaccid cummer crew~
~you are who you surround yourself with crew~
~mum was an escort crew~
~nothing is permanent so just enjoy the ride crew~
~2.5 inch dink crew~
~Forgive yourself crew~
~Accused of incest by extended family crew~
~It's up to you to fix your life crew~
~deep, sustained sexual eye contact with your own nephew crew~
02-17-2021, 07:31 AM
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#97
- HMFIC_BROWSIN
- Buy high, sell higher.
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- HMFIC_BROWSIN
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Originally Posted By StallionRx⏩
are you expecting the rug to pull out when covid is over this summer?Yup. Everything looking frothy as fuk.
Everyone gonna bail on their stonks to visit disneyland.
02-17-2021, 07:42 AM
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#98
- StallionRx
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- StallionRx
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Originally Posted By HMFIC_BROWSIN⏩
No idea, but dont think we continue on this path much longer. Too much euphoria in almost everything. Stocks, RE, WSB, crypto, cars etc. Things will shift, people will get hurt, markets go down markets go up. Rinse wash repeat.are you expecting the rug to pull out when covid is over this summer?
02-17-2021, 07:46 AM
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#99
- HMFIC_BROWSIN
- Buy high, sell higher.
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- HMFIC_BROWSIN
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Originally Posted By StallionRx⏩
Everyone is buying a new car rn, and the only apparent way to buy a house in Phoenix is with a massive down payment or CASH offer.... Either that or join the waiting list on a new build.No idea, but dont think we continue on this path much longer. Too much euphoria in almost everything. Stocks, RE, WSB, crypto, cars etc. Things will shift, people will get hurt, markets go down markets go up. Rinse wash repeat.
02-17-2021, 07:46 AM
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#100
- Destor
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Markets seem to be showing signs of sputtering. 10-year Treasury Yields are way up, apparently that puts downward pressure on stonks. SHOP releases Q4 numbers destroying analyst expectations and still down 7% at open, even Tesla's upward ascent seems to have ceased. Tech still has a looooooong way to go though after such an insane run
Central banks could come in and increase interest rates, with all the debt people have taken on over the past year, and it would probably suck the air right out of stonks
Central banks could come in and increase interest rates, with all the debt people have taken on over the past year, and it would probably suck the air right out of stonks
02-17-2021, 08:23 AM
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#101
- xxAchillesxx
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Good luck brah, rooting for ya.
"The dildo of consequences rarely arrives lubed."
See OptimusTrajan' sig
02-17-2021, 12:55 PM
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#102
02-17-2021, 01:09 PM
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#103
- frutistafreeze
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Love this for you. Make us proud brotha
02-17-2021, 01:14 PM
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#104
- MotorCityCobra
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Do you go for momentum stocks or just stocks with good fundamentals? How do you do your DD? Do you take profits or trim positions? Did you sell at the market crash in march, and will you sell if you supect a crash?
02-17-2021, 01:38 PM
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#105
- frutistafreeze
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- frutistafreeze
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Interested to see which index funds your financial advisor has got you in
02-19-2021, 11:38 AM
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#106
02-19-2021, 11:52 AM
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#107
- RealLifeAlpha
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- RealLifeAlpha
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Originally Posted By MotorCityCobra⏩
so to be honest a lot of the stocks i invest in don't have great fundamentals, as is common in these relatively lower market cap high growth tech stocks. The EPS is generally way out of whack on a lot of these stocks (SHOP and ZM for example) and would traditionally be considered over-valued by 'value' investors.Do you go for momentum stocks or just stocks with good fundamentals? How do you do your DD? Do you take profits or trim positions? Did you sell at the market crash in march, and will you sell if you supect a crash?
My DD begins with speaking to customers, friends, colleagues, contacts etc. at the biggest and best tech companies in the world, and just getting an understanding of cool new tech products they are using, and those products real-world utility. For example, I was working at LinkedIn in 2017 when I first came across Zoom. We had access and the ability to use any Web conferencing tool in the world; GoToMeeting, join.me, BlueJeans, Skype (MSFT Teams), WebEx etc.; but the common theme emerging was that most people internally preferred Zoom over everything else, colleagues and customers alike.
So when they IPO'ed it was a no brainer in my opinion.
Originally Posted By frutistafreeze⏩
will log in and post later (ded fkn Srs)Interested to see which index funds your financial advisor has got you in
Originally Posted By andres93⏩
will post more DD on new stocks next week (ded fkn Srs)bump for insider info on what stonks to buy
~focus on what you can control crew~
~flaccid cummer crew~
~you are who you surround yourself with crew~
~mum was an escort crew~
~nothing is permanent so just enjoy the ride crew~
~2.5 inch dink crew~
~Forgive yourself crew~
~Accused of incest by extended family crew~
~It's up to you to fix your life crew~
~deep, sustained sexual eye contact with your own nephew crew~
02-19-2021, 11:58 AM
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#108
- MirinCanadian99
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- MirinCanadian99
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Originally Posted By VinnyPazRules⏩
The 1% is in the 1% because they A. Took a Risk B. Invested their money C. Don't consume as much D. Actually teach their kids the value of money E. Don't make excuses F. They actually care about their subsequent generations.There's a reason why only 1% of the population is in the 1%. If it was as easy as you are making it out to be everyone would be rich.
Good luck investing your welfare check but many many people lose money in the market. Right now everything is up but it's not going to stay that way.
Good luck investing your welfare check but many many people lose money in the market. Right now everything is up but it's not going to stay that way.
The goal is not to be rich but to ensure that your subsequent generations are well-off. Obviously not everyone can be rich but everyone could learn to budget better and actually think about their future. Right now many people don't save their money and expect Uncle Sam to subsidize them when they retire. These folks die off without leaving their kids an inheritance. How do you expect your kids to be rich if you leave them nothing and don't teach them the value of money? Save me the excuses and bleeding heart excuses. I'm 21 and will probably have between 50k to 100k to my name before 2022. If I can do it so can most people. However, I do understand that most people don't have that luxury because their parents failed them before they were even born. This is why I stopped caring about folks who are less fortunate in the West. Everyone has the ability to put 50$ away a week and invest that money.
My goal is to pass away with at least over a million dollar invested so that my kids will inherit that money and also invest it. I want them to get chunky dividend cheques every month. Does that make me evil? I'll clearly be a 1%'er if I can live off of dividends one day. Does that make me less than human in your eyes? The West lost it's way when it started thinking about their individual needs and the present instead of thinking about the future.
Edit: I've made a 15% return on my initial investment. Whether or not it crashed I don't really care. I'm a dividend investor.
02-19-2021, 11:58 AM
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#109
- RealLifeAlpha
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- RealLifeAlpha
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Originally Posted By frutistafreeze⏩
Interested to see which index funds your financial advisor has got you in


~focus on what you can control crew~
~flaccid cummer crew~
~you are who you surround yourself with crew~
~mum was an escort crew~
~nothing is permanent so just enjoy the ride crew~
~2.5 inch dink crew~
~Forgive yourself crew~
~Accused of incest by extended family crew~
~It's up to you to fix your life crew~
~deep, sustained sexual eye contact with your own nephew crew~
02-19-2021, 12:04 PM
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#110
- semenreleaser
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Originally Posted By Jax05⏩
The entire 2010's people were talking about the next stock market crash being right around the corner. It never happened. It could happen tomorrow, or we could get 5 - 10 more years of gains. Nobody has a clue. The best time to invest is yesterday. The second best is today.someone ppl ITT won't touch stocks because...dot com? lol
02-19-2021, 12:06 PM
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#111
- semenreleaser
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Originally Posted By RealLifeAlpha⏩
Looks like my 401k. Most of my money is in Vanguard Admiral Funds.
02-19-2021, 12:09 PM
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#112
02-19-2021, 12:12 PM
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#113
- LigMuhDik
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- LigMuhDik
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Great thread... what do with around $50k savings that is otherwise sitting in a savings account getting wrecked by decreasing interest yields? At .45% APY it feels like it’s eroding but then again I agree with others here who say the end of COVID will bring about a big shift in the market (obv a guess) but I wanna buy a house in 3-5 years but don’t feel it’s a good idea to let cash just sit there.
Any ideas brahs??
Any ideas brahs??
02-19-2021, 12:13 PM
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#114
- DrugsToGetBig
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was banned when you started this my man
in for some legit investing advice
in for some legit investing advice
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02-19-2021, 12:18 PM
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#115
- MirinCanadian99
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Originally Posted By LigMuhDik⏩
-Airline CompaniesGreat thread... what do with around $50k savings that is otherwise sitting in a savings account getting wrecked by decreasing interest yields? At .45% APY it feels like it’s eroding but then again I agree with others here who say the end of COVID will bring about a big shift in the market (obv a guess) but I wanna buy a house in 3-5 years but don’t feel it’s a good idea to let cash just sit there.
Any ideas brahs??
Any ideas brahs??
-Oil and Gas
-Real Estate funds
-Pipelines and other utility companies
I would say those are all great stocks to invest in. Especially since they are all below market prices because of Covid. I expect those stocks to blow up once the major restrictions are lifted. Plus they dish out decent dividends.
02-19-2021, 12:18 PM
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#116
- RealLifeAlpha
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- RealLifeAlpha
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Originally Posted By DrugsToGetBig⏩
was wondering where you were the last couple weeks brah lol, glad you’re back (ded fkn Srs)was banned when you started this my man
in for some legit investing advice
in for some legit investing advice
couple more of the homies been MIA too
~focus on what you can control crew~
~flaccid cummer crew~
~you are who you surround yourself with crew~
~mum was an escort crew~
~nothing is permanent so just enjoy the ride crew~
~2.5 inch dink crew~
~Forgive yourself crew~
~Accused of incest by extended family crew~
~It's up to you to fix your life crew~
~deep, sustained sexual eye contact with your own nephew crew~
02-19-2021, 12:23 PM
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#117
- Mj-drewfan32
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- Mj-drewfan32
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In to read later. I am more long term plays. Like Gordon. But I might start going with individual stocks along it.
Great stuff OP. Hoping to replicate that success when I am your age srs. We all going to make it.
Great stuff OP. Hoping to replicate that success when I am your age srs. We all going to make it.
03-12-2021, 06:51 AM
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#118
- ProudKraut
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- ProudKraut
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More info on LMND, brah? Looks promising.
03-12-2021, 07:44 AM
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#119
- AtomicVeggie
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- AtomicVeggie
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Originally Posted By ProudKraut⏩
OP is banned, boyo (ded fkn srs)More info on LMND, brah? Looks promising.
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